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  • Indus Comfort Maxima Salary Account

    Every organisation gives a lot of importance to its payroll activities. Salaries have to be deposited on time without any delay. To help organisations build a strong payroll system, IndusInd Bank offers an array of banking solutions which are customised to meet the financial needs of the organisation. They offer 5 different salary accounts for corporates, namely Indus Comfort Exclusive, Indus Comfort Select, Indus Comfort Maxima, Indus Comfort Premium, and Indus Comfort Regular. Indus Comfort Maxima Salary Account is one of the most comprehensive salary accounts offered by IndusInd.

    Features and benefits of Indus Comfort Maxima Salary Account

    • Indus Comfort Maxima Salary Account holders get up to 15% discount on locker rental during the first one year.
    • Subject to salary credits, customers can enjoy free zero balance account.
    • Customers can earn up to 6% interest p.a. on savings account balance.
    • Free 365 Days Banking facility.
    • Free Indusnet.
    • SMS Banking facility.
    • Indus Mobile Banking service.
    • 24x7 dedicated customer care.
    • Free SMS alert system.
    • Free monthly statements(e-statements or physical statements).
    • Customers also have an option to earn attractive interest rate on term deposits.
    • Free Payable at par cheque books.
    • Convenient bill payment solutions.
    • Free cash withdrawals at any ATM‘s in India.
    • Free Reimbursements accounts.
    • For all service-related issues, customers will get to speak to dedicated service managers who will be their single point of contact.
    • As an organisation, employers can transfer salaries from their IndusInd Bank account to the employee through web upload which saves a lot of time and makes salary deposits hassle-free.
    • Employers can also choose one-click upload by sending the salary request through registered e-mail Id.
    • Customers with Indus Comfort Maxima Salary Account get a dedicated relationship manager who will help them understand their financial needs.

    How to apply for an Indus Comfort Maxima Salary Account?

    • Visit IndusInd Bank official website
    • Choose Indus Comfort Maxima Salary Account as the product
    • Click on the “Apply Now” button on the page
    • Once the customer clicks on the button, he/she will be asked to fill up a form
    • The form will ask for the customer name, phone number, email ID, product interested, name of the state, and the name of the city
    • Once the customer fills all the above details and submits it, an IndusInd bank officer will get back to the customer

    Documents required to open an Indus Comfort Maxima Salary Account

    The following documents is required to open a Indus Comfort Maxima Salary Account:

    • One passport size colour photograph
    • Identity proof like passport/driving license/Voter's ID/Photo Debit/Credit Card
    • Address proof like passport/driving license/Voter's ID/utility bill
    • Duly-filled account opening form
    • PAN card or Form 60/61 where PAN card is not available

    Fees and charges

    Particulars Fees
    Non-maintenance charges
    • 10% of the shortfall in average quarterly balance required as per program
    • Non-maintenance charges for single customer Id is subjected to maximum of 900
    Issuance of Demand Draft or Pay Order Unlimited Drafts Free
    DD/ PO Cancellation/ Duplicate Instrument Issuance Rs.100 per instrument
    RTGS - Inward/ Outward Free
    NEFT - Inward/ Outward Free
    Visa Credit Card Payment through ATM/ Netbanking Free
    DD/ PO Revalidation Free
    DD Cancellation Rs.100 per instrument
    DD Revalidation Rs.100 per instrument
    FIRC (Foreign Inward Remittance Certificate) Issuance Rs.100
    Non-Trade Remittance Rs.250 plus SWIFT charges
    SWIFT/ Wire Transfer Rs.500
    FCY (Foreign Currency) Draft/ DD Issuance Rs.350
    FCY (Foreign Currency) Cheque Collection
    • 0.25% on the Cheque amount
    • Minimum of Rs.25
    Return of Cheque Rs.100
    Card Issuance/ Renewal Fee
    • Platinum Maxima Debit Card for primary account- Free for Life
    • Platinum Maxima Debit Card for Add-on accounts - Free for life
    • Signature Maxima Debit Card for primary account- Rs.499 + Taxes
    • Signature Maxima Debit Card for Add-on accounts- Rs.499 + Taxes
    Card Replacement
    • Platinum Maxima Debit Card is free
    • Signature Maxima Debit Card- Rs.499 + Taxes
    Enquiry relating to old records Rs.100 per enquiry
    Cheque Pick up Free
    Cheque Stop Payment Free
    Daily cash withdrawal limit Rs.1.5 lakhs per day for both Platinum and Signature Debit Card
    Daily POS Limit Rs.3 lakhs per day for both Platinum and Signature Debit Card
    Interest certificate Rs.100
    Balance certificate Free

    Indus Comfort Maxima Salary Account FAQs

    1. What is the fee for cash delivery and cash pick-up services?

      You can make 1 cash delivery and pick-up request per day for free of cost. After one transaction per day, charges will be applicable depending on the type of account your hold. The minimum value should be Rs.10,000 and the maximum value can go up to Rs.1 lakh.

    2. Will I be charged any fee if I close my account?

      Rs.200 or the balance in the account whichever is lower will be charged if you close your account within 6 months. There are no fees applicable if the account is closed after 6 months.

    3. What is the fees to withdraw money outside India?

      With IndusInd Bank, unlimited withdrawals can be made within India. Customers get 1 free cash withdrawal in other bank ATMs outside India. After the first free withdrawal, Rs.125 will be charged for every withdrawal.

    4. What is the foreign currency exchange mark-up fee?

      The foreign currency exchange mark-up fee is 2% for Platinum Maxima Debit Card and 1% for Signature Debit Card. 

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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