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  • IDBI “Being Me” Savings Account

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    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Overview of IDBI “Being Me” Savings Account

    IDBI “Being Me” Savings Account is designed for today’s youth and the account comes with an array of exclusive advantages. This savings account will help the future generation in learning the nuances of modern banking. With benefits like preferential loan rates and financial planning training, youngsters will be motivated to save money.

    Bank IDBI
    Category IDBI “Being Me” Savings Account
    Initial Deposit Requirements Initial account opening amount must be at least Rs. 2,500.
    Minimum Average Balance Requirements (MAB) Monthly Average Balance of Rs. 2,500 is to be maintained.
    Debit Card Offered IDBI “Being Me” ATM cum Debit Card
    Interest Rate 4% per annum on daily balance

    Services Offered with IDBI “Being Me” Savings Account

    IDBI Savings Account holders can benefit from the services described below.

    Passbook and e-Statements Passbook is offered at no extra cost. e-Statements are sent to the account holder’s mail address at a nominal charge of Rs. 5 for daily and weekly frequencies. Quarterly e-Statements are offered at no extra cost.
    Internet Banking Provided at no extra cost
    SMS Alerts Offered free of cost
    Cash Withdrawal Other Bank ATMs - 3 transactions free per month across 6 metro locations and 5 transactions free per month at all locations except metros. IDBI Bank ATMs - Free unlimited transactions per month (both financial and non financial)
    Cheque Book First year of account opening - 60 cheque leaves free All subsequent years - 50 cheque leaves free

    Features of IDBI “Being Me” Savings Account

    IDBI “Being Me” Savings Account holders enjoy the following benefits that come with the account.

    Preferential Loan Rates IDBI “Being Me” Savings Account customers will be offered preferential rates for educational loan.
    Discount Rates for trading account Account holders enjoy discounted rates for opening of ICMS share trading account.
    No charges for non maintenance of MAB If the account balance falls below the minimum average balance, the account holder will not be penalized for the same.
    Financial Training IDBI “Being Me” Savings Account customers will be offered a training on financial planning
    Exclusive ATM Card IDBI “Being Me” Savings Account customers will be offered an exclusively designed IDBI Debit Card.
    High ATM Cash Withdrawal Limit Using IDBI “Being Me” Debit Card, customers can withdraw up to Rs. 25,000 per day.
    Impeccable Banking Convenience Customers will immensely benefit from free internet banking and phone banking options.
    Faster Fund Transfer Customers can use Net Banking facility and transfer funds through NEFT without having to visit the bank branch.

    Fees and Charges for IDBI “Being Me” Savings Account

    Service / Product Fees & Charges
    Point of Sale Limit Rs. 25,000 per day
    NEFT through Net Banking Free
    Cheque Stop Payment Instructions Rs. 50 per cheque leaf
    Duplicate Passbook Rs. 100
    Any branch cheque deposits Free
    Annual Fee for Debit cum ATM Card Rs. 110 to Rs. 220 from second year onwards
    Account Closure Charges Within 14 days - Nil Over 14 days to up to 1 year - Rs. 100 Beyond 1 year - Nil
    Online VISA Card Remittance Charges Rs. 5 per transaction including service tax
    NEFT through Branch Channel From Rs. 5 to Rs. 25 depending on the amount to be transferred. For amount up to Rs.10,000 to be transferred through NEFT, no charges will be levied.
    Demand Draft Charges Rs. 3 per Rs.1000 and part thereof
    Interest Certificate Once in a year, offered for ITR purpose - Free of cost and Rs. 100 for additional interest certificate for other purposes

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