Advantages of Using ICICI Net Banking

Transfer Funds Swiftly:

ICICI account holders may transfer funds to their near and dear ones and their professional and business associations using their mobile devices or through web browsers in a matter of seconds. There are multiple options to transfer funds to any person having an account in any of the recognised banks in India and abroad. The best thing about using ICICI Mobile and Net Banking is that the user's face no time or location constraints and can transfer funds and perform other banking functions 24/7 and 365 days a year as long as they have access to Internet.

Pay Utility Bills:

Gone are the days when people had to stand in long queues for hours to pay their electricity, telephone, or water bills. With ICICI Net Banking, users today can pay a range of bills and deposit insurance premium anytime anywhere without wasting their time and efforts. Paying utility bills for government as well as private services has become an easy affair as most of these organizations have their own websites and online payments are encouraged by them in general. Mobile or DTH recharge can also be done through ICICI Mobile Banking by just selecting the operator, entering the mobile number and recharge amount.

ICICI Net Banking – Important Safety Tips:

1. Always enter the correct URL to access ICICI Net Banking.
2. Switch to paperless banking. Receive your monthly bank statements, demat statements, and credit card bills through email.
3. Monitor daily account activity and check your account balance as well as periodical statements through ICICIBank.com. This would help in detecting fraudulent transactions if any.
4. Receive free alerts on all transactions in your ICICI account by registering yourself for mobile banking.
5. Accessing Internet Banking from a shared computer or cyber café must be avoided. However, if it’s unavoidable, change your passwords from your own devices.
6. Logout from your ICICI Net Banking or Mobile Banking account, once you finish a session.
7. Disable the ‘Auto Complete’ function if your login ID or password automatically appear on a secured website to ensure protection of your credentials.
8. Change your login passwords and transaction password at least once in a month. The passwords should be strong and not easily guessable. Make use of special characters, numbers, small, and capital letters.
9. Refrain from sharing your Internet Banking Details with anyone. Do not entertain telephone calls asking for your card details or passwords.

ICICI Bank i-safe:

‘i-safe’ is an application from ICICI Bank that enhances the security of a user’s online account through a One Time Password (OTP) sent to their registered mobile number. In any unusual activity on a user’s account, i-safe generates an OTP to authenticate the user before processing their request.

Points to Be Noted:

1. Never share your OTP with anyone not even with a person claiming to be an ICICI Bank employee.
2. An OTP is valid only for the current session, a single OTP cannot be used more than once.
3. It is advisable to install an Antivirus, Flash Player and Java in your device.

PIN And Password Safety Measures To Keep In Mind:

1. The PIN mailer should be destroyed after a PIN is memorised.
2. The Pin should be changed after first use and should be changed every month to ensure enhanced security.
3. Choose a password which has a combination of small and capital letters, special characters, and numbers.
4. Refrain from using passwords that are easy to guess and obvious.
5. Disable the ‘Auto Complete’ function in your browser if your User ID and password automatically appear on a secured website.
6. Avoid saving your passwords on your personal devices or on paper or notepad. Memorize your passwords for better safety online.