List of Banks offering Sukanya Samriddhi Savings Account Last Updated : 14 Oct 2019

Some of the banks located in India have been authorised by the Indian Government to open Sukanya Samriddhi Savings accounts (SSA). Some of these are State Bank of India (SBI), Syndicate Bank, UCO Bank, Indian Bank, IDBI Bank, Canara Bank, etc.
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(On 23 July 2018, the criteria for the minimum annual deposit for the Sukanya Samriddhi Yojana account had been revised to Rs.250 from the earlier amount of Rs.1,000. The rate of interest offered by the scheme for the first quarter of FY 2019-2020 is 8.5% p.a. and it is compounded on an annual basis.)

The Reserve Bank of India has authorized the following banks to open Sukanya Samriddhi Savings accounts (SSA).

  1. Axis Bank
  2. Andhra Bank
  3. Allahabad Bank
  4. State Bank of India (SBI)
  5. Bank of Maharashtra (BOM)
  6. Bank of India (BOI)
  7. Bank of Baroda (BOB)
  8. State Bank of Patiala (SBP)
  9. State Bank of Mysore (SBM)
  10. Vijaya Bank
  11. State Bank of Hyderabad (SBH)
  12. Indian Overseas Bank (IOB)
  13. Indian Bank
  14. IDBI Bank
  15. ICICI Bank
  16. United Bank of India
  17. State Bank of Travancore (SBT)
  18. Union Bank of India
  19. UCO Bank
  20. Punjab National Bank (PNB)
  21. Syndicate Bank
  22. State Bank of Bikaner & Jaipur (SBBJ)
  23. Punjab & Sind Bank (PSB)
  24. Oriental Bank of Commerce (OBC)
  25. Dena Bank
  26. Corporation Bank
  27. Canara Bank
  28. Central Bank of India (CBI)

The account can also be opened at post offices. You will need to make an initial deposit of Rs.250 and submit your documents in order to open the account.

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Sukanya Samriddhi Yojaa Bank List Reviews

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  • review Other Loan
    "Satisfactory"
    PAYTM PAYMENTS BANK LTD
    0.5 3.0/5 "Satisfactory"
    I have done Paytm and they were charging 5% for money transfer, some of my friends shared the experience that they were charging 10%. Most of the time, the executive did not pick up the call and don't respond properly. Sometimes, I take benefits from Paytm interms of recharges and its some what faster also discount coupons are received.
    Was this review helpful? 0
    , kanpur
    Reviewed on Oct 12, 2019
  • ICICI Bank
    ICICI Bank Personal Loan
    "Satisfactory"
    ICICI BANK
    0.5 4.0/5 "Great!"
    Earlier, I had a personal loan with ICICI BANK and there was no hassle on the process. They have charged me interest rate of 14% at that time, it was bit higher but they made it very clear before disbursement and have taken because of my need. I have completed the loan and got NOC letter also.
    Was this review helpful? 0
    , kanpur
    Reviewed on Oct 12, 2019
  • ICICI Bank Saving Account
    "Satisfactory"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    I hold a savings account with ICICI BANK. The customer service is very good and am using this account from last 9years and am very much satisfied with them on every aspects. They were charging very nominal and marginal rate. The online services are very much fine.
    Was this review helpful? 0
    , kanpur
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Totally not satisfactory"
    HDFC BANK
    0.5 2.0/5 "Expected more"
    The customer support was okay but the charges which HDFC BANK added to me on personal loan which am not satisfied. The processing fee and insurance charges are added without my concern and while processing they said me 0.5% processing fee but while disbursing, it was 1%. They did not given me breakup on the charges.
    Was this review helpful? 0
    , kanpur
    Reviewed on Oct 12, 2019
  • SBI Cards Credit Card
    "Good Service"
    SBI CARDS
    0.5 4.0/5 "Great!"
    I have State Bank Of India credit card through Shopping Mall.This card is a chargeable card for the past 5 months .I have got all the required details about the card process through the agent .I have got this credit card within a week time .I have not faced any drawbacks while submitting the documents.
    Was this review helpful? 1
    , kovilpatti
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Satisfactory"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I have applied for HDFC Bank personal loan through Online .I have got this loan within 10 days of time frame and the loan amount was sufficient as well .I have applied for higher amount but lesser amount got sanctioned .There was good response and follow up from bank end .
    Was this review helpful? 0
    , kovilpatti
    Reviewed on Oct 12, 2019
  • Citibank Saving Account
    "Good Service"
    CITIBANK
    0.5 4.0/5 "Great!"
    I have Citi Bank credit card which i am using for the past 4 to 5 months .I have Net Banking service as well as Mobile Banking service both are very user friendly .Each and every transaction will be getting message alert .Customer service is also good and there was no difficulties faced as well .
    Was this review helpful? 0
    , hyderabad
    Reviewed on Oct 12, 2019
  • Citibank Credit Card
    "Good Service"
    CITIBANK
    0.5 4.0/5 "Great!"
    I am having CIti Bank credit card which was availed through Bank direclty .I am using this credit card for the past 3 to 4 months .This was a free card and the credit limit was good and it was upto 75,000 and it was sufficient as well .I have got all the details about the card process very clearly through the agent.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Very Good Service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for HDFC Bank personal loan through Online .I have not availed this loan since got the amount from some other source .There was no difficulties with the rate of interest and the processing fee.I have got all the required information about the loan process very clearly .
    Was this review helpful? 0
    , kangra
    Reviewed on Oct 12, 2019
  • Shriram Life Life Insurance
    "Need to decrease charges"
    SHRIRAM LIFE
    0.5 5.0/5 "Blown Away!"
    I have taken a life insurance in SHRIRAM LIFE on 3 months before. The policy is for 10 years. I am paying premium in the yearly package of 15 thousands. There is some additional charges of 4.5% for GST. While getting a policy my agent has given an information about the policy details. It covers my whole family.
    Was this review helpful? 0
    , dharmapuri
    Reviewed on Oct 12, 2019
  • ICICI Bank Personal Loan
    "Good Service"
    ICICI BANK
    0.5 4.0/5 "Great!"
    I have applied for ICICI Bank personal loan through Bank directly .I have got this loan sanctioned on time .The rate of interest and the processing fee was high since had requirement i have availed this loan .This loan is still active and there was no difficulties faced so far.
    Was this review helpful? 0
    , khammam
    Reviewed on Oct 12, 2019
  • Kotak Saving Account
    "Be generous and professional"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I am with Kotak Mahindra Bank for last 4 to 5months and the experience is good so far. My salary account is a zero balance. Actually, I have been looking for a personal loan but they did not respond me well. And top up everything is their executive were very unprofessional and hangup the call without informing me.
    Was this review helpful? 0
    , bangalore
    Reviewed on Oct 12, 2019
  • Incred Personal Loan
    "Need to reduce the interest rate & processing fee"
    INCRED
    0.5 3.5/5 "Pretty good"
    My personal loan is processed with Incred through online channel. There is no specific reason just have tried online and got the loan on the committed time and the process was very quick. The customer service is good. But the rate of interest and processing fee is on higher side.
    Was this review helpful? 0
    , bangalore
    Reviewed on Oct 12, 2019
  • Fullerton Personal Loan
    "Average"
    FULLERTON
    0.5 2.0/5 "Expected more"
    I had applied for a personal loan with Fullerton. Their rate of interest is very high so I closed the application. I have arranged the money from another source. I had to submit my documents online but verification was not done. Their customer service was also a kind of okay.
    Was this review helpful? 0
    , jharsuguda
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Average Service"
    HDFC BANK
    0.5 3.0/5 "Satisfactory"
    I have applied for HDFC Bank personal loan through Online .I have not got any callback and response from bank end and also i am not interested to avail this loan.The agent gave all the relevant details about the loan process very clearly.I have not submitted any of my documents for this loan.
    Was this review helpful? 0
    , khammam
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Average"
    HDFC BANK
    0.5 3.0/5 "Satisfactory"
    I applied personal loan with HDFC Bank. I had submitted all my documents. They had closed my application because my salary is below norms, they told me that my salary should more than 20 thousand to be eligible for personal loan. Their rate of interest is very high.
    Was this review helpful? 0
    , sangli
    Reviewed on Oct 12, 2019
  • review Other Loan
    "Excellent Service"
    PAYTM PAYMENTS BANK LTD
    0.5 5.0/5 "Blown Away!"
    I am using Paytm service for the past 2.5 years ,This was a very good .I am using for Online shopping ,Recharge ,Money transfer and for utility bill payment .I have not faced any difficulties faced so far on using this service .I have not yet undergone any technical difficulties so far .
    Was this review helpful? 0
    , bikaner
    Reviewed on Oct 12, 2019
  • Fullerton Personal Loan
    "Average"
    FULLERTON
    0.5 1.0/5 "Really Bad"
    I had applied for personal loan from Fullerton. I had submitted my documents online but no one came for verification. Their rate of interest was very high in comparison to other bank so I asked them to close my application. I have arranged the money from another source.
    Was this review helpful? 0
    , new delhi
    Reviewed on Oct 12, 2019
  • Axis Bank Saving Account
    "Excellent Service"
    AXIS BANK
    0.5 5.0/5 "Blown Away!"
    For a salary account I am holding with AXIS bank for more than 1 year. There is no hidden charges in this bank. It is a zero balance account. I am using mobile app and it is user friendly to access. I use to get an alert messages from bank whenever I do a transactions. ATM charges are applicable if we use for more than 5 times in a month of 25 rupees.
    Was this review helpful? 0
    , mangalore
    Reviewed on Oct 12, 2019
  • HDFC Bank Personal Loan
    "Good Service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have HDFC Bank personal loan through Online .I have not availed this loan since there was no proper callback and response from bank end.The rate of interest and the processing fee was nominal and not yet faced any difficulties when applied for this loan.I am satisfied with the service so far .
    Was this review helpful? 0
    , bikaner
    Reviewed on Oct 12, 2019
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