Bajaj Allianz Two Wheeler Insurance Policy Online Renewal

Bajaj Allianz General Insurance Company Limited has been formed as a result of a joint venture between Bajaj Finserv Limited and Allianz SE. The company was registered with the Insurance Regulatory and Development Authority (IRDA) in 2001 to offer various health and general insurance products in India.

Bajaj Allianz Two Wheeler Insurance Overview:

Bajaj Two-Wheeler Insurance – An Overview
Add-On Covers
  • Spare Keys
  • Flat Battery
  • Flat Tyre
Incurred Claim Ratio 62.20%
  • Any loss or damage due to a natural calamity
  • Losses and damages incurred due to man-made calamities
  • Personal accident cover and third-party legal liability
  • Normal wear and tear of the vehicle
  • Electrical or mechanical breakdown
  • Damage to the vehicle when the vehicle was driven without a valid driving license
  • All damages or losses due to an act of war or mutiny
  • Usage of vehicles for purposes other than the intended purposes
Cashless Network Garages Available
Third-Party Cover All financial liabilities due to injuries to a third-party at the time of an accident
Bonus / Discounts No Claim Bonus
Personal Accident Coverage This covers all accidents that occur at the time of driving or traveling in the vehicle. There is also an option to get this cover for the pillion rider.
Policy Term 1 year to 3 years
Bajaj Allianz Two Wheeler Insurance
Bajaj Allianz Two Wheeler Insurance

Bajaj Allianz Two Wheeler Insurance

Bajaj Allianz bike insurance policy is designed for those who like to enjoy a sense of freedom and security with their two-wheelers. The policy offers complete protection against third-party liabilities, theft, and physical damage to your bike or scooter. The insurance company also offers multi-year bike insurance policy for a period up to three years.

Key Features of Bajaj Allianz Two Wheeler Insurance Policy

The significant benefits of the Bajaj Allianz two wheeler insurance policy are as indicated in the table below:

Benefit Details
Cashless claim facility Bajaj Allianz offers hassle-free claim settlement at several network garages across the country
Premium discounts If customers refrain from making any claims in a policy year, they can accrue a No Claim Bonus. The NCB, hence accumulated, can go up to 50% of the renewal premium over 4-5 claim-free years
Online policy renewal Policyholders can renew their insurance policy online before expiry in an easy and convenient manner
Coverage for accidents Personal accident cover is offered under the policy for up to Rs.1 lakh for each owner/driver. Optional accidental coverage is offered for pillion riders as well
Customer support The company offers round-the-clock customer care services over email, telephone, etc. The company also offers SMS update facilities and claim assistance service. In addition, the vehicle inspection process and service standards of the insurer are commendable
  • Multi-year insurance for 3 years
  • Easy and hassle-free claim settlement process
  • Purchase Two Wheeler Insurance policy online with ease
  • Round-the-clock customer care support
  • Multiple add-on covers including Zero Depreciation Cover are available

Key Benefits of Bajaj Allianz Two Wheeler Insurance

  • Purchase or renew your Two Wheeler Insurance policy online in few easy steps
  • Up to 50% of the existing No Claim Bonus can be transferred from any two-wheeler insurer
  • Round-the-clock customer care support over telephone, email, and more.
  • 24x7 claim assistance and SMS update facilities
  • High service standards and hassle-free claim settlement and vehicle inspection process

Coverage Offered Under Bajaj Allianz Two Wheeler Insurance Policy

Damage or Loss to the Two-Wheeler Due to Natural Disaster:

Bajaj Allianz bike insurance policy covers your vehicle against losses and damages as a result of natural disasters such as explosion, fire, lightning, floods, earthquakes, hurricanes, storms, landslides, rockslides, cyclone, frost, hailstorm, and others.

Damage or Loss to the Two Wheeler Due to Man-Made Calamities:

The bike insurance policy covers losses or damages caused to the vehicle due to man-made incidents such as theft, strikes, riots, malicious acts, damages in transit, terrorist acts, and more.

Personal Accident Cover:

Bajaj Allianz motorcycle insurance policy provides a coverage of Rs.1 lakh for personal accident of the individual driver/owner of the motorcycle taken place during mounting, dismounting, or riding the vehicle. You may also buy the add-on covers to protect the pillion riders/unnamed hirers, and more.

Third Party Liability:

The policy covers the insured against any financial or legal liabilities due to accidental damages or loss caused to a third person or their properties.

Available Plans Under Bajaj Allianz Bike Insurance Policy

Features Multi-Year Package Policy 1 Year Package Policy
Renewal Once in every 2 years/3 years (depending on the validity of the policy) Every year
Policy duration 2 years/3 years 1 year
Hike in premium No effect on premium during policy period Premium increases every year
No Claim Bonus (NCB) Can be claimed at the time of renewal Based on tariff
NCB after claim NCB gets reduced but does not become nil NCB becomes nil after a claim
Mid-term cancellation refund Proportional refund even after claim No refund in case of any claim


  • Wear and tear of the vehicle due to ageing.
  • Electrical/mechanical breakdown.
  • Two-wheeler being used for purposes that are limited in the policy.
  • Damage done to/by a person riding the bike or scooter without a valid driving license.
  • Damage done to/by a person riding the bike or scooter under the influence of alcohol or drugs.
  • Loss or damage caused to the vehicle due to mutiny, war, or nuclear risk.
  • Loss or damage to the vehicle accessories as a result of house breaking, burglary, or theft (except if the vehicle is stolen).
  • General wear and tear of consumables like tyres and tubes (in case the vehicle is damaged at the same time, the liability of the insurer will be limited to 50% of the replacement cost.

Add-On Covers Available

Bajaj Allianz offers certain add-on covers which you may opt for to enhance the scope of your Two Wheeler Insurance policy. Some of the add-on covers are explained below:

  • Flat Battery: If a vehicle cannot be moved due to a flat battery, the insurer will make alternative arrangements to move the vehicle under this add-on cover. This add-on cover has certain conditions which can be found in the policy document.
  • Spare Keys: In case of loss of keys of the insured bike or scooter, the insurer under this add-on cover will arrange for the pickup and delivery of the spare keys with respect to certain conditions.
  • Flat Tyre: If the vehicle cannot be moved due to a flat tyre, the insurer will arrange for a technician to fix the tyre with respect to conditions as mentioned in the policy document.
  • Minor Repairs: The insurer will provide for technical assistance in case the vehicle becomes immobilised due to an electrical or mechanical failure.

Other than the add-on covers mentioned above, the insurer also offers add-on covers that include breakdown support over phone, fuel assistance, urgent message relays, towing facility and more.

Bajaj Allianz Two Wheeler Insurance Claim process

In case of a vehicle breakdown, accident, or theft of the vehicle, policyholders can make insurance claims in three simple steps as mentioned below:

Register your claim:

It is advisable to make the insurance claim as soon as possible after any incident that causes loss or damage to your vehicle. You may register your claim in the following ways:

  1. Visit the official website of Bajaj Allianz and register your claim online.
  2. Call Bajaj Allianz customer care executive who will guide you with the claims process on 1800-209-5858 (toll-free number).

While registering the claim, you must keep the following information handy:

  • Engine and Chassis Number of the vehicle
  • Date and time of accident
  • Location and description of the accident
  • Address for the inspection of vehicle
  • Kilometre reading of the vehicle
  • Police FIR, in case of vehicle theft

Get your vehicle taken to the garage:

If the vehicle gets damaged due to a collision or any other reason, the same should be carried to the garage to avoid further damage.

Submit the necessary documents:

The last step for claim settlement is to submit the necessary documents to the insurer. The same may include the Registration Certificate of the vehicle, copy of police FIR, policy document, driving license, and more as prescribed by the insurer.

Bajaj Allianz Customer Care Contact Details:

In case you have any concern or issue with respect to the Two Wheeler Insurance policy offered by Bajaj Allianz General Insurance Company, you may contact the insurer using the details given below:

Bajaj Allianz Customer Care Telephone Number:

Landline/Mobile: 1800- 209- 0144/1800- 209- 5858/1800- 102- 5858/020-30305858

Bajaj Allianz Branch Offices in Important Cities

If you wish to buy or renew your motor insurance policy or have queries or concerns that need to be resolved, you may also visit your nearest Bajaj Allianz branch to get the needed assistance. Below are the addresses and phone numbers of branch locations in some important cities in India. You may use the ‘Branch Locator’ feature on the official website of Bajaj Allianz General Insurance to locate the nearest branch office.

Location Code Address Contact Number
1701 Golden Heights, 4th Floor, No.1/2, 59th C Cross, 4th M Block, Rajajinagar, Bangalore 560010 080-61795000/1/2
1719 1st Floor, No.57, 32nd C Cross, 4th Block, Jayanagar, Bangalore 560011 080-41661200
1725 No.480, 1st Floor, 2nd Cross, Binnamangala 2nd Stage, Indiranagar, Opp. BDA complex, Bangalore 560038 080-41468900
1721 No.151, 1st Main Road, 7th Block Extension, Koramangala, Bangalore 560095 080-41474880
1723 1st Floor, No.39/2, T Dasarahalli, 8th Mile, Tumkur Road, Bangalore 560 057 7760704499
1741 GVR Arcade, 1st Floor, No.29, Hebbal Bellary Road, Bangalore 560024 080-41474892
1740 Sy.No.74/3, New No.12, 1st Floor, 29th A Main, BTM 1st Stage, Bangalore 560068 080-41474895
1748 G 003, Ground Floor, Cears Plaza, 136, Residency Road, Bangalore 560025 080-41474201/02/03
Location Code Address Contact Number
1940 Office No.11, 3rd Floor, Kala Niketan, Plot No. 95, Maharshi Karve Road (Queens Road), New Marines Lines, Churchgate, Mumbai 400020 NA
1915 315, Dheeraj Heritage, 3rd Floor, Building No.2 A1, Daulat Nagar, S V Road, Near Milan Subway, Santacruz West, Mumbai 400054 022-65000159
1902 Bajaj Allianz General Insurance Company Ltd. 603, 6th floor, A wing, BSEL Tech Park, Plot No. 39/5 & 39/5A, Sector 30A, Opposite Vashi Railway station, Vashi, Navi Mumbai - 400705 022-66809500
1901 Bajaj Allianz General Insurance Co. Ltd., Rustomjee Aspiree, 3rd Floor, Everard Nagar-2, Next to APEX Honda Showroom, Off Eastern Express Highway, Near Priyadarshini Circle, Chunabhatti, Sion, Mumbai 40 NA
1911 Bajaj Allianz General Insurance Co.Ltd., 301-302, Bhoomi Saraswati, A-wing, Building No.2, Ganjawala Lane, Borivali (W) Mumbai 400092 022-67317777
1908 Bajaj Allianz General Insurance Co.Ltd., 4th Floor, Sadhana Rayon House, D.N. Road, Fort, Mumbai 400 001 022-66118400
1907 Bajaj Allianz General Insurance Co. Ltd. Unit No.401, 4th Floor, Destination, Near Shoppers Stop, M.G. Road, Chembur (West), Mumbai 400089 022-67443100
1909 Bajaj Allianz General Insurance Co.Ltd., Bearing No. 6/7, Suchak Chambers, Near HDFC Home Finance Limited, Agra Road, Kalyan (W) 421 301 0251-6457701/03
1918 Shop No.204, B-wing, Building No.1, 2nd Floor, Shivkala Arcade, Boisar-Tarapur Road, Near Boisar Railway station -West, Boisar 401501 02525-314499
1905 Bajaj Allianz General Insurance Co.Ltd., Office No.201 to 206, 2nd floor, Sun Magnetica, Near Teen Haath Naka, Near New RTO, Louis Wadi, Thane (W) 400602 022-25832342/41/43
1901 Bajaj Allianz General Insurance Co. Ltd., Bajaj Allianz House, 291-Xtrium, 2nd Floor, Next to Holy Family Church, Andheri Kurla Road, Chakala, Andheri (E), Mumbai - 400093 022-67527777
1901 Bajaj Allianz General Insurance Co. Ltd., 952/954, Appasaheb Marathe Marg, Near Chaitanya Tower, Prabhadevi, Mumbai 400 025 022-66628666
1910 Bajaj Allianz General Insurance Company Ltd., 1st Floor, Shop No.110, CIDCO Shopping Complex, Sector-1, Opp. Vijaya Bank, Matheran Road, New Panvel 410206 022-27466552
2016 1st Floor, Laxmi Complex, Mumbai Pune Road, Chinchwad, Pune 411019 020-66301001
Location Code Address Contact Number
1501 No.497 & 498, 5th Floor, Isana Kattima Building, PH Road, Arumbakkam, Chennai 600106 044-43904400/43904450
1517 Flat No.F2, Ground Floor, Door No.30, MG Road, Shastri Nagar Thiruvanmiyur, Chennai 600041 044-43511378
1518 No.6, 6th cross Street, 1st Floor, United India Colony, Kodambakkam, Chennai-600024 044-43517460
1520 Old No. 209/3 and New No.209/1 2nd Floor, M.T.H Road, Ambattur, Chennai 600 053 044-45080481
1521 M.R.V Complex, 3rd Floor, 5, Second Line Beach Road, Chennai 600001 044-45002190
1531 274, Lakshmipuram, 2nd floor, Gandhi Road, West Tambaram, Tamil Nadu 600045 044-45076335/334
1568 New No.50, CIT Nagar, I Main Road, Pragadeeswaran apartments, CIT Nagar, Chennai 600 035 044-42818448/044-42802164
1574 Shantha Tower, No.8, 2nd Floor, Mount Poonamallee Trunk Road, Porur, Chennai 600116 NA
Location Code Address Contact Number
1828 Premises #304, PNR-SSV Complex, Dr. A S Rao Nagar, Hyderabad 040-64520002
1801 4th Floor, NE Plaza, Besides BMW Showroom, Erramanzil Circle, Hyderabad 0403-3122800
1826 Shop no. 1-4-128, 129, 2 floor, Kaldi Complex, Muneer masjid street, Hyderabad road, Mahabubnagar town- 509001 0854-2645558
1809 H. No.1-2-53, 1st Floor, Ramdas Complex, Vinayak Nagar, Opp. First Lady Mayor Road, Hyderabad Road, Nizamabad - 503001 0846 - 2645395
Location Code Address Contact Number
2421 1st Floor, N/20 Jessore Road, South Dak Bunglow More, Barasat, Kolkata 700124 033 - 25844476
2430 59 Bankim Mukherjee Sarani, Kolkata 700053 033 – 24889773
2429 139 B T Road, Room No. 1 Bhajan Complex, 2nd Floor Kolkata 700108 033 - 25100492
2401 164/1 Maniktala Main Road, Mani Square 6th Floor, Canal Circle Road, Premises No.41, Kolkata 700054 033 - 30212900
2401 3rd Floor, Block B, Ecospace Plot No.II/F/116 (OLD NO AA-II/BLOCK 2 IT) New Town, Rajarhat 7000156 033 – 66049000
2401 19A, Jawaharlal Nehru Road, 4th Floor, Kolkata 700 087 033 – 22520250
2473 2nd Floor, 5/2 Dumdum Road, Kolkata 700074 033-25602227
2474 1st Floor, 31/2A Sadananda Road, Kolkata 700026 033- 24665588
Location Code Address Contact Number
1100 Block No 4, DLF Tower, 15, Shivaji Marg, New Delhi 110015 011-66278000
1101 12th floor, Dr. Gopaldas Bhawan, 28 Barakhamba Road, Connaught Place, New Delhi 110001 011-41490500
1105 93, Ashok Bhawan, 6th Floor, 605-608, Nehru Place, New Delhi 110019 011-46561303/04/06/07/08/09/12/15
1134 7185-7193-E, 1st Floor, Plot No.A-1/40, Roop Nagar, New Delhi 110007 011-23848588
1146 Office Space No.104/105, 1st Floor Rishabh Corporate Tower, Plot No.16, Karkardooma Community Centre, Delhi 110092 011-40686693
1123 Unit No.808, 8th Floor, Pearls Best Heights-1 Plot No.A-5, Netaji Subhash Place, Pitampura, Delhi 110034 011-42258127
1128 Shop No-13,DDA Market, 1st Floor, Yusuf Sarai , New Delhi - 110016 011-40526892
1153 1-B, Second Floor, Back Side Portion, Pusa Road, Old Rajinder Nagar, New Delhi 110005 011-47036951
Location Code Address Contact Number
2202 Office No.402 to 408, 4th Floor Turquoise, C G Road, Panchvati Circle, Ahmedabad 380006 079-26408006,40028866 26408305, 26407096
2244 603-604, Yash Aqua, Vijay Cross Road, Navrangpura NA
2234 Saffroni I Complex, Unit No.201, Maninagar, Ahmedabad 079-25433268
Location Code Address Contact Number
2001 Commerce Zone, 1st Floor, Tower 1, Samrat Ashok Path, Yerwada, Pune 411006 020-66240100
2050 Office No.401, Shree Ganesh Building, Survey No.53/1b/2 - 14, Vinayak Nagar, Pimple Gurav, Pune 411061 NA
2051 Office No.304, 3rd Floor, South Block, Sacred World Mall, Wanowrie, Pune 411040 020-69410140
2025 3rd floor, Vardhaman, Shankar Sheth Rd, Mahatma Phule Peth, Pune 42 020-30567990
2019 Office No.317, 3rd Floor, Wing C, KPCT Mall, S. No.16/1/1, Fatima Nagar, Wanowrie, Pune 411040 NA
2018 Office No.208, 2nd Floor, Supreme Ikon, Near Sakal Nagar, Baner Road, Aundh, Pune 411007 020-65001541/43
2017 Office No.28, 4th floor, Plot No.44, S.No.89/90, CTS No.950, Lokmanya House, Paud Road, Kothrud, Pune 411038 020-65001542/44
1001 Bajaj Finserv, 3rd floor, Sr. No. 208/1-B, Behind Weikfield IT Park, Viman Nagar, Pune 411014 020-30512200
1000 Great Eastern Plaza, Airport Road, Opp. Gunjan Theatre, Yerwada, Pune 411006 020-66026666
2050 Office No.05, Second Floor, Sai Mangal, Nagar Highway, Gate No.634, Wagholi, Pune NA
2016 1st Floor, Laxmi Complex, Mumbai Pune Road, Chinchwad, Pune 411019 020-66301001

Bajaj Allianz Two Wheeler Insurance FAQ's:

  1. What is the maximum limit of claim I can make on a Bajaj Allianz Two Wheeler Insurance policy?
  2. The maximum amount of claim you can make on your Two Wheeler Insurance cannot be more than the Insured Declared Value (IDV) of the vehicle which is determined at the time of purchase or renewal of the policy. In any case, the insurance company is not liable to pay an amount greater than the IDV of the vehicle.

  3. Can I renew Bajaj Allianz Bike Insurance Policy Online?
  4. Yes, you can renew your bike insurance policy easily on the official website of Bajaj Allianz. All you have to do is enter the details of your existing policy and select the plan you wish to buy.

  5. What is No Claim Bonus?
  6. No Claim Bonus is basically a discount offered by the insurer if there have been no claims made on the insurance policy during the preceding year. An NCB up to 50% can be transferred from your existing bike insurance policy to the Bajaj Allianz Bike Insurance Policy.

  7. What are the advantages of a multi-year Two Wheeler Insurance policy?
  8. Bajaj Allianz offers long-term bike insurance policy for a period up to 3 years. Here are some of the benefits of the same:

    • No hassles of yearly policy renewals.
    • No effect on premium during the tenure of the policy.
    • In case of a claim, the NCB reduces but does not become nil.
  9. Can I transfer my bike insurance policy to someone else?
  10. Yes, this needs to be done if you transfer the ownership of the vehicle to another person. However, the insurance company and the RTO must be informed about the same.

  11. What happens in case of expiry of the insurance policy?
  12. It is advisable to renew the vehicle insurance policy before its expiry date. Failing to renew the insurance policy on time may have the following negative effects.

    • The No Claim Bonus is affected negatively.
    • The individual gets exposed to risks while riding uninsured, and more.
  13. What is voluntary excess?
  14. The voluntary excess is the amount of claim that the policyholder wants to contribute to the overall claim amount. Increasing the amount of voluntary excess decreases the premium and increases the liability of the insured in case of loss or damage caused to the vehicle or a third-party.


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News About Bajaj Allianz Two Wheeler Insurance

  • Bajaj and Honda offering attractive discounts for BS-IV compliant models along with launching new vehicles

    With the BS-VI emission compliant norms being launched today, various brands all across the country are looking to sell their remaining stock of BS-IV compliant models. Due to this, the brands have been offering a wide range of discounts on their vehicles to make sure the remaining stock has been sold. Along with this, Bajaj and Honda have been launching new bikes soon.

    Bajaj Motors has launched the 250cc version of their sportbike Dominar. The Dominar 250 will have the same styling as its predecessor along with a few tweaks to its cost-effectiveness and character. The 250cc cylinder for the bike will have a liquid-cooled engine and will be priced at Rs.1.60 lakh.

    Along with this, Royal Enfield will also be launching their updated version of their Bullet 350 which will be BS-VI compliant. The price of the BS-VI version of the Bullet 350 will be starting at Rs.1.22 lakhs and will go up to Rs.1.37 lakhs.

    Honda, on the other hand, and its few dealers across the country has 5G models of the Activa in stock. Even though the Honda Activa 6G has been on sale, the previous model of the bike is still on sale with many offers to go along with it. The benefits include discounts ranging from Rs.2,000 – Rs.7,000 along with free accessories as well. Free helmets, finance schemes and discounts on Paytm payments are being offered.

    17 March 2020

  • Bajaj dealerships accepting bookings for the Dominar 250 unofficially

    Bajaj dealers in Pune have begun taking bookings for the upcoming Dominar 250. The booking amount is set at Rs 500 and the bikes are already on display at some showrooms. While there is no official word on the pricing, the 250 is expected to be priced considerably lower than the 400.

    Our guess is that Bajaj could price it around Rs 1.60 lakh (ex-showroom), making it around Rs 30,000 cheaper than the higher-capacity model. At this price, it would be on par with the BS4 Suzuki Gixxer 250 and possibly cheaper than the soon-to-be-launched BS6 version. Another 250cc naked, the FZ 25, is quite a bit cheaper, but it offers significantly less power and kit. Unlike the Bajaj Dominar 400, the 250 is running on what look like thinner tyres, and it also has a simpler box-section swingarm. The front disc diameter also appears to be smaller than the 320mm unit of the Dominar 400. While the bike has the same wheel design, it misses out on the diamond-cut finish. Other than that, the 250 appears almost identical to the 400. Not only will this help keep prices down, thanks to parts sharing, but also make the Dominar more accessible. The Dominar 250 will most certainly be powered by the same 250cc, single-cylinder, liquid-cooled engine that’s also seen in the significantly more expensive KTM 250 Duke and the Husqvarna 250s. While the engine makes 30hp and 24Nm of torque in the KTM, we could see it make slightly lower figures in the Dominar due to a different state of tune.

    13 March 2020

  • Long-term third-party two-wheeler insurance is now mandatory by law

    The government has mandated that all new vehicles will now have to be equipped with a long-term third-party motor insurance cover. Under the new guidelines, four-wheelers will have to be protected with a third-party insurance cover with tenure of 3 years. Two-wheelers have to be covered with insurance that protects the owner against third-party liabilities for 5 years.

    This move is based on the judgment passed by the Supreme Court on 20 July 2018. It was found that 66% of all vehicles on the roads in India do not have third-party motor insurance coverage. This leads to accident victims not getting compensation as vehicles do not have insurance.

    The head of Motor Underwriting and Motor Claims - Bajaj Allianz General Insurance said that this move is expected to increase motor insurance penetration in the country. He also stated that more two-wheelers are uninsured in India, as compared to four-wheelers.

    11 September 2018

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