Capital Small Finance Bank FD
Capital Small Finance Bank offers a range of fixed deposit schemes with attractive interest rates and flexible deposit tenures that range from two weeks up to 10 years. There are also Capital Small Finance Bank FD interest rates for senior citizens.
There are different monthly interest payout options that prove beneficial for those looking for a regular source of income while capitalizing on their investments in a safe and secure manner.
Types of Capital Small Finance Bank Fixed Deposits
The various FD options offered by Capital Small Finance Bank are as follows:
- Cumulative deposit
- Short-term deposit
- Quarterly Interest Deposit Scheme (QIDS)
- Monthly Interest Deposit Scheme (MIDS)
- Tax Saver FD
Features of Capital Small Finance Bank Cumulative Fixed Deposit Scheme
The following are the salient features of the Capital Small Finance Bank Cumulative Fixed Deposit Scheme:
- Loan or overdraft facility of up to 92.5% of the deposit amount and interest amount
- No TDS deduction if relevant income tax forms are submitted
- Interest earned on quarterly compounding basis
- Tenure from 15 days to 10 years
Features of Capital Small Finance Bank Short-Term Fixed Deposit Scheme
Some of the features of the Capital Small Finance Bank Short-Term Fixed Deposit Scheme are:
- Interest calculated on a simple-interest basis
- Overdraft or loan facility of up to 92.5% of the deposit including interest
- Tenure from 15 days to 364 days
Features of Capital Small Finance Bank Quarterly Interest Deposit Scheme (QIDS)
The important features of the Capital Small Finance Bank Quarterly Interest Deposit Scheme are:
- Interest payout on a quarterly basis
- Premature withdrawal before maturity is permitted with conditions
- Nomination facility is available
- Tenure from 12 months to 10 years
Features of Capital Small Finance Bank Monthly Interest Deposit Scheme (MIDS)
The major features of the Capital Small Finance Bank Monthly Interest Deposit Scheme are:
- Interest payout on a monthly basis
- Overdraft/loan facility of up to 92.5% of the deposit amount including interest accrued
- Easy liquidity of funds
- Tenure from 12 months to 10 years
Features of Capital Small Finance Bank Tax Saver Fixed Deposit Scheme
The Capital Small Finance Bank Tax Saver FD has the following features:
- Tax deduction for FD amount can be claimed under Income Tax Act, 1961, Section 80C
- Minimum deposit is Rs.100 and maximum deposit amount is Rs.1.5 lakh
- Lock-in period of 5 years
- Nomination facility is available
Capital Small Finance Bank FD Interest Rates for Domestic Term Deposits
Tenure | For General Public (% p.a.) | For Senior Citizens (% p.a.) |
15 days to 30 days | 3.50% p.a. | 4.00% p.a. |
31 days to 45 days | 3.50% p.a. | 4.00% p.a. |
46 days to 89 days | 4.00% p.a. | 4.50% p.a. |
90 days to 179 days | 4.75% p.a. | 5.25% p.a. |
180 days to less than 1 year | 5.50% p.a. | 6.00% p.a. |
1 year to less than 5 years | 7.15% p.a. | 7.65% p.a. |
5 years and up to 10 years | 7.10% p.a. | 7.60% p.a. |
Special Category | ||
12 Months months | 7.50% p.a. | 8.00% p.a. |
*400 days | 7.55% p.a. | 8.05% p.a. |
*600 days | 7.40% p.a. | 7.90% p.a. |
*900 days | 7.30% p.a. | 7.80% p.a. |
Note: * Special Category. The interest rates mentioned in the table are effective 20 June 2024.
Eligibility Criteria for Capital Small Finance Bank FD Account
- Resident Indians
- Hindu Undivided Family (HUF)
- Group of individuals
- Clubs
- Corporates
- Firms
Small Finance Bank FD Ratets
- Ujjivan Small Finance Bank FD Rates
- Jana Small Finance Bank FD Rates
- Equitas Small Finance Bank FD Rates
- AU Small Finance Bank FD Rates
- Fincare Small Finance Bank FD Rates
- ESAF Small Finance Bank FD Rates
- North East Small Finance Bank FD Rates
- Suryoday Small Finance Bank FD Rates
- Utkarsh Small Finance Bank FD Rates
- Shivalik Small Finance Bank FD Rates
FAQs on Capital Small Finance Bank FD
- Does Capital Small Finance Bank offer FD for NRIs?
Capital Small Finance Bank does not currently offer fixed deposits for Non-Resident Indians.
- What is the interest compounding frequency for Capital Small Finance Bank cumulative FD?
Capital Small Finance Bank offers interest on a quarterly compounding basis for its cumulative FD.
- What are the interest payouts available on Capital Small Finance Bank Tax Saver FD?
Capital Small Finance Bank's Tax Saver fixed deposit offers interest payout on a quarterly basis as well as on maturity.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.