Ujjivan Small Finance Bank FD Rates
Ujjivan Small Finance Bank offers a variety of fixed deposit schemes with competitive interest rates ranging from 3.50% p.a. to 7.85% p.a. for tenures that range from one week up to 10 years.
The bank offers a 0.50% additional interest rate to senior citizens.
Table of Contents
- Domestic Interest Rates (Less than Rs.3 crore)
- NRO FD Interest Rates (Less than Rs.3 crore)
- Platina FD Interest Rates (Less than Rs.3 crore) - NRO, NRE, and Domestic
- Interest Rates for Ujjivan Small Finance Bank Tax Saver FD
- Ujjivan Small Finance Bank NRE Fixed Deposit Interest Rates for Below Rs.3 Crore
- Factors Influencing Ujjivan Small Finance Bank Fixed Deposit Rates
- Calculating Ujjivan Small Finance Bank FD Interest Rates
Domestic Interest Rates (Less than Rs.3 crore)
These are the interest rates for domestic term deposits:
Tenure | Interest Rate per annum under Rs.3 crore |
7 days to 29 days | 3.50% |
30 days to 89 days | 4.15% |
90 days to 179 days | 4.65% |
6 months to < 12 months | 6.50% |
12 months < 24 months | 7.65% |
12 months 1day to 560 days (80 weeks) 24 months | 7.75% |
24 months 1 day to 990 days | 7.50% |
991 days to 60 months | 7.20% |
60 months 1 day to 120 months | 6.50% |
Note: The rates are also safe for Sampoorna Nidhi deposit scheme and the rates are effective from 19 June 2025.
NRO FD Interest Rates (Less than Rs.3 crore)
Tenure | Interest rate per annum under Rs.3 crore |
7 days to 29 days | 3.75% |
30 days to 89 days | 4.25% |
90 days to 179 days | 4.75% |
6 months to < 12 months | 7.00% |
12 months | 8.25% |
12 months 1day to 560 days (80 weeks) | 8.00% |
561 days to 990 days | 7.75% |
991 days to 60 months | 7.20% |
60 months 1 day to 120 months | 6.50% |
Note: Rates effective from 13 September 2024.
Platina FD Interest Rates (Less than Rs.3 crore) - NRO, NRE, and Domestic
Tenure | Interest rate per annum under Rs.3 crore |
12 Months to < 24 months | 7.75% |
24 months | 7.85% |
24 months 1 day to 990 days | 7.60% |
991 Days to 60 Months | 7.30% |
Note: The interest rates given above are effective from 19 June 2025.
Interest Rates for Ujjivan Small Finance Bank Tax Saver FD
Ujjivan Bank Tax Saver Fixed Deposit gives you a tax exemption for a maximum deposit of Rs.1.5 lakh per financial year with attractive interest rates and interest payout options on a monthly or quarterly basis or on maturity.
Given below are the interest rates with effect from 19 June 2025.
Maturity Period | General Public FD interest rate (per annum) |
5 years | 7.20% p.a |
*The interest rates are subject to change as per the discretion of the bank.
Ujjivan Small Finance Bank NRE Fixed Deposit Interest Rates for Below Rs.3 Crore
Given below are the NRE fixed deposit interest rates effective from 19 June 2025.
Tenure | Interest Rate per annum Rs.3 crore |
12 months to < 24 months | 7.65% |
24 months | 7.75% |
24 months 1 day to 990 days | 7.50% |
991 days to 60 months | 7.20% |
60 months 1 day to 120 months | 6.50% |
Note: There are no additional interest rates for senior citizens.
Factors Influencing Ujjivan Small Finance Bank Fixed Deposit Rates
A bank's fixed deposit rates are influenced by several factors such as:
- Deposit Tenure: Medium-term and long-term deposit tenures often have higher interest rates than short-term tenures.
- Depositor's age: Additional interest rate is often offered to those above the age of 60 years.
- Economic conditions: The prevailing national and global economic conditions play a role in changing interest rates.
Calculating Ujjivan Small Finance Bank FD Interest Rates
You can decide which is the best tenure for your deposit by calculating how much interest will be accumulated by the interest rates of different tenures.
Knowing how much your FD amount will be at maturity can be done easily using an online FD interest rate calculator. All you have to do is enter the deposit amount you wish to invest, the tenure you wish to compare, and the relevant interest rates.
FAQs on Ujjivan Small Finance Bank Interest Rates
- What are the interest payout options offered in Ujjivan Small Finance Bank fixed deposit accounts?
The interest payout options offered by Ujjivan Small Finance Bank for its FD schemes are monthly, quarterly, half-yearly, yearly, and at maturity.
- What is the minimum amount required to open an Ujjivan Small Finance Bank FD?
The minimum amount required to open an FD account with Ujjivan Finance Bank is Rs.1,000.
- Does Ujjivan Small Finance Bank offer senior citizens the additional interest rate for all tenures?
Yes, Ujjivan Small Finance Bank offers the 0.50% p.a additional interest rate to senior citizens across all deposit tenures.
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