Shivalik Small Finance Bank FD Rates

FD is a financial instrument that allows you to deposit an amount for a specific period and at a fixed interest rate and receive high returns. Shivalik Small Finance Bank's fixed deposit is a safe investment option that offers assured returns at high interest rates.

Updated On - 05 Sep 2025

You can open a fixed deposit for tenures that range from 7 days to 10 years.

The interest rates on fixed deposits below Rs.2 crore range from 3.50% p.a. to 8.05% p.a. An additional interest rate of 0.50% p.a. is offered to senior citizens across all tenures.

Features and Benefits of Shivalik Small Finance Bank Fixed Deposit

The fixed deposits offered by Shivalik Small Finance Bank come with the following features and benefits:

  1. High interest rates.
  2. Flexible tenures ranging from 7 days to 10 years.
  3. An additional interest rate of 0.50% p.a. is offered to senior citizens.
  4. Loans and overdraft facilities against fixed deposits can be availed.

Shivalik Small Finance Bank FD Interest Rates

With Premature-Withdrawal Facility 

The interest rates on fixed deposits below Rs.3 crore lakh are as follows:

Tenure 

General Public 

Senior Citizens 

7 days - 14 days 

3.50% 

4.00% 

15 days - 29 days 

3.75% 

4.25% 

30 days - 90 days 

4.25% 

4.75% 

91 days - 180 days 

4.75% 

5.25% 

6 months - Less than 9 months 

6.00% 

6.50% 

9 months - 12 months 

6.00% 

6.50% 

12 months 1 day - Less than 18 months 

8.05% 

8.55% 

18 months - 24 months 

8.30% 

8.80% 

24 months 1 day - 36 months 

7.50% 

8.00% 

36 months 1 day - 60 months 

6.50% 

7.00% 

60 months 1 day - 120 months 

6.25% 

6.75% 

Tax saver FD 5 Years (60 months) 

6.50% 

7.00% 

Note: The interest rates mentioned in the table above are effective from 24 October 2024. 

Without Premature Withdrawal Facility

 The interest rates on fixed deposits above Rs.1 crore and below Rs.3 crore are as follows:

Tenure 

General Public 

Senior Citizens 

7 days to 14 days 

3.65% 

4.15% 

15 days to 29 days 

3.90% 

4.40% 

30 days to 90 days 

4.40% 

4.90% 

91 days to 180 days 

4.90% 

5.40% 

6 months to less than 9 months 

6.15% 

6.65% 

9 months to 12 months 

6.15% 

6.65% 

12 months 1 day to less than 18 months 

8.20% 

8.70% 

18 months to 24 months 

8.45% 

8.95% 

24 months 1 day to 36 months 

7.65% 

8.15% 

36 months 1 day to 60 months 

6.65% 

7.15% 

60 months 1 day to 120 months 

6.40% 

6.90% 

Note: The interest rates mentioned in the table above are effective from 24 October 2024. 

The Tax Saver Fixed Deposit offers both tax savings and guaranteed returns. It comes with a lock-in period of five years that ensures you save on tax and earn high returns.

The minimum deposit amount for this type of fixed deposit is Rs.1,000. 

FAQs on Shivalik Small Finance Bank FD Rates

  • Can I open a fixed deposit with Shivalik Small Finance Bank online?

    Yes. You can open a fixed deposit with Shivalik Small Finance Bank online.

  • What are the interest rates offered on fixed deposits?

    The interest rates offered on fixed deposits range from 3.50% p.a. to 7.00% p.a.

  • Do senior citizens get any additional interest rates on fixed deposits?

    Yes. Senior citizens get an additional interest rate of 0.50% p.a. on fixed deposits.

  • What is the minimum deposit amount for a tax saver fixed deposit?

    The minimum deposit amount for a tax saver fixed deposit is Rs.1,000.

  • What is the interest rate offered on a tax saver fixed deposit?

    Shivalik Small Finance Bank offers an interest rate of 6.25% p.a. on its tax saver fixed deposit. 

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