• ESAF Small Finance Bank FD Rates

    ESAF Small Finance Bank offers individuals attractive interest rates when it comes to investing in fixed deposits. The bank offers interest up to 6.50% p.a. to the general public while the interest offered to senior citizens goes up to 7.00% p.a. The highest interest rate is paid for tenures of 365 days to 545 days and 547 days and 727 days.

    With features like reinvestment, auto-renewal, and availing loan against the FD made available to the customers by the bank, investing in their FDs becomes an attractive choice. The fact that a term deposit can be opened with a minimum amount of Rs.1,000 makes it affordable.

    ESAF Small Finance Bank offer individuals the option of investing in regular fixed deposits or tax saver fixed deposits.

    ESAF Small Finance Bank FD rates

    FD rates offered on various tenures for deposits less than Rs.2 crore by ESAF Small Finance Bank

    Tenure Interest rate p.a.(General Public) Interest rate p.a.(Senior citizens)
    7 days to 14 days 4.50% 5.90%
    15 days to 59 days 5.00% 5.50%
    60 days to 90 days 5.75% 6.25%
    91 days to 181 days 6.00% 6.50%
    182 days 5.50% 6.00%
    183 days to 363 days 6.50% 7.00%
    364 days 5.75% 6.25%
    365 days to 545 days 6.50% 7.00%
    546 days 5.25% 5.75%
    547 days to 727 days 6.50% 7.00%
    728 days 5.50% 6.00%
    729 days to 909 days 6.25% 6.75%
    910 days 5.50% 6.25%
    911 days to 1091 days 6.25% 6.75%
    1092 days 5.50% 6.00%
    1093 days to 1273 days 6.00% 6.50%
    1274 days 5.50% 6.00%
    1275 days to 1455 days 6.00% 6.50%
    1456 days 5.50% 6.00%
    1457 days to 1637 days 6.00% 6.50%
    1638 days 5.50% 6.00%
    1639 days to 1819 days 6.00% 6.50%
    1820 days 5.50% 6.00%
    1821 days to 3652 days 5.50% 6.00%

    Note: The rates offered are effective as of 1 November 2020.

    Non-Resident Ordinary (NRO) Term Deposits up to Rs.2 crore

    Tenure Interest rate p.a.
    7 days to 14 days 4.50%
    15 days to 59 days 5.00%
    60 days to 90 days 5.75%
    91 days to 181 days 6.00%
    182 days 5.50%
    183 days to 363 days 6.50%
    364 days 5.75%
    365 days to 545 days 6.50%
    546 days 5.25%
    547 days to 727 days 6.50%
    728 days 5.50%
    729 days to 909 days 6.25%
    910 days 5.50%
    911 days to 1091 days 6.25%
    1092 days 5.50%
    1093 days to 1273 days 6.00%
    1274 days 5.50%
    1275 days to 1455 days 6.00%
    1456 days 5.50%
    1457 days to 1637 days 6.00%
    1638 days 5.50%
    1639 days to 1819 days 6.00%
    1820 days 5.50%
    1821 days to 3652 days 5.50%

    Note: The rates offered are effective as of 1 November 2020.

    Non-Resident External (NRE) Term Deposits up to Rs.2 crore

    Tenure Interest rate p.a.
    365 days to 545 days 6.50%
    546 days 5.25%
    547 days to 727 days 6.50%
    728 days 5.50%
    729 days to 909 days 6.25%
    910 days 5.50%
    911 days to 1091 days 6.25%
    1092 days 5.50%
    1093 days to 1273 days 6.00%
    1274 days 5.50%
    1275 days to 1455 days 6.00%
    1456 days 6.50%
    1457 days to 1637 days 6.00%
    1638 days 5.50%
    1639 days to 1819 days 6.00%
    1820 days 5.50%
    1821 days to 3652 days 5.50%

    Note: The rates offered are effective as of 1 November 2020.

    Know more: Compare Bank FD Interest Rates 2021

    How to apply

    If you wish to open a fixed deposit account with ESAF Small Finance bank, you can apply for it online or visit the nearest branch of the bank.

    Eligibility

    Any new customer or an existing customer of ESAF Small Finance bank can open an FD account.

    Documents required to be submitted

    For opening a fixed deposit account with ESAF Small Finance bank, one of the documents mentioned below need to be submitted:

    • PAN card
    • Passport
    • Birth certificate
    • Voters ID
    • School leaving certificate
    • LIC policy
    • Pension payment order
    • ID card issued by Government authority/PSU/defence
    • Senior citizens card issued by Indian Railways or Indian Airlines

    You don't need an account with the bank to open this FD account. You can also reinvest your earnings with ESAF Small Finance Bank.

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