• Top 6 Two-wheeler Insurance Policies Available in the Market

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    For every two-wheeler owner, a comprehensive insurance policy is absolutely necessary. Having one doesn’t just help him/her claim reimbursements for any repairs but also allows them to resolve any legal obligations brought about by an accident. While it is extremely simple to find hundreds of policies on the internet, it’s hard to figure out a policy that suits you best. In this page, you will learn about some of the best two wheeler insurance policies you can buy right now.

    Bajaj Allianz Two-Wheeler Insurance

    Brought to you by the business association between Bajaj Finserv Limited and Allianz SE, a European financial service company, this is one of the best policies to buy right now. Apart from offering you comprehensive coverage, here are some features that make up the crux of this policy:

    • Allows you to renew expired policies or file transfer requests without the need to provide any additional documentation or inspection.
    • Offers an easy, online buying/renewal process.
    • Allows you to transfer up to 50% of your No Claim Bonus from any insurance provider.
    • Offers a quick claim settlement process.
    • Provides 24/7 telephone assistance for help regarding claims. This service is also available on holidays.
    • Provides third party liability cover of up to Rs. 1 lakh.
    • Is available for vehicles that are less than 15 years old.

    HDFC ERGO Two-Wheeler Insurance

    The HDFC Ergo is yet another Indo-Euro partnership that’s helping people take care of their insurance requirements. This company is an amalgamation of HDFC Limited and Germany-based Ergo International AG. Key features of the firm’s two wheeler insurance are as follows:

    • Offers instant policy issuance coupled with quick claim settlement process.
    • Doesn’t require any additional documents to renew expired policies or policy transfers and can be done without the need for any inspections.
    • Offers third party cover of over Rs. 1 lakh.
    • Comes with a Zero Depreciation add-on cover, which can be included by paying a little extra premium.
    • While the Zero Depreciation cover is only available for vehicles not older than 2 years, the policy otherwise is applicable for bikes that are less than or equal to 15 years old.
    • Has a claim settlement ratio of 95%.
    • Damage estimate and claim approval will be done within 24 hours of the bike reaching a garage.

    Reliance Two-wheeler Insurance

    This two-wheeler policy is brought to you by Reliance General Insurance Limited, a subsidiary of Reliance Capital. Some important features of this policy are listed below:

    • Offers up to Rs.1 lakh as third party liability cover.
    • Provides the policy instantly after the application procedure is complete and the documents are verified.
    • Offers a relatively swift claim process to settle any and all of your claims.
    • Available for vehicles that are less than 10 years old.
    • Offers cashless facility across 159 network garages.
    • No Claim Bonus is available after the first year of buying a policy and ranges from 20%-50%.

    New India Assurance India Two-wheeler Insurance

    New India Assurance, formed in 1919, is one of the oldest and completely government-owned insurance companies in the country. The two-wheeler insurance policy they offer comes with plenty of good features. Here’s a few of them listed for you:

    • Provides third-party liability cover for up to Rs.1 lakh.
    • Adheres to a instant policy issuance process to make buying insurance hassle-free.
    • Offers zero depreciation cover for two-wheelers, which is available for bikes that are less than or equal to 58 months.
    • Available for vehicles that are less than 10 years old.
    • Pays for all the expenses in case a bike is damaged due to an accident.

    Bharti AXA Two-Wheeler Insurance

    This policy is the brainchild of Bharti Enterprises, an Indian conglomerate,  and AXA Group, a French company. It comes with a number of features to help the policyholder. Some of these features are:

    • It offers a facility wherein policyholders can renew their expired policies without needing to go through any inspection or providing documentation.
    • The policy offers Rs.1 lakh coverage against third party legal liability cases.
    • The provider follows an instant policy issuance process.
    • Available for vehicles that are less than 10 years old.
    • Has cashless facility available across 2,000 network garages.

    ICICI Lombard Two-wheeler Insurance

    ICICI Lombard two-wheeler insurance is yet another policy available for motorcycle owners. Below are some of its features and benefits listed for you:

    • Offers policy tenures ranging from 1, 2, and 3 years, which lets policyholders pay the premium for more than a year at once.
    • Has over 2150+ garages under its umbrella network.
    • Follow a no inspection policy during the renewal of an expired policy.
    • Offers an add-on cover to safeguard co-passengers.
    • Also has an add-on cover which takes care of a bike’s electrical and non-electrical accessories.

    These are the top 6 insurance policies available for two-wheelers around the country. In case, you don’t already have one or have an expired policy, make sure to get a new policy to keep yourself safe from any financial liability.

    The content / information on this page is based out of customer reviews posted on this website and makes no representation regarding accuracy of the same or that such content / information will be error-free.

    Top 6 Two-wheeler Insurance Policies Reviews

  • Page 1 of 50 1 2 3 4 5
    • Bajaj Allianz Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am using the Two wheeler for the past 15 years and I renew the insurance policy only from the BAJAJ ALLIANZ GENERAL INSURANCE company. I have paid Rs,1700 to renew the policy last year . The policy coverage and the plan benefits are good with the BAJAJ ALLIANZ GENERAL INSURANCE company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have two wheeler, which got insured with the Bajaj Allianz general insurance company. Customer service is good one for me and the response is an excellent one for me with the Bajaj allianz general insurance company. I have not experienced any claims as such.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I took bike insurance from new India assurance now it got expired, the old premium was good. The insurance company gave me good IDV value and they got tie up with good garges. They do have cash less option for bike damage, overall its a good insurance company.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI lombard from last 3 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 2400 for this insurance. I do not have claim experience so far with this insurance but i am satisfied the coverage and plan benefits of this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    • Tata AIG Two Wheeler Insurance
      "Its Better"
      0.5 4.0/5 "Great!"
      When I was purchasing new bike they gave me default TATA AIG two wheeler insurance, they told premium was around Rs. 1600 for one year. They are providing third party cover, accidental cover and road side assistance with 100% cover on my Bajaj avenger.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 21, 2018
    • National Insurance Two Wheeler Insurance
      "Average"
      0.5 3.5/5 "Pretty good"
      I am having the two wheeler insurance policy with the National Insurance company and the premium value is nominal one for me with them like its around 1500 Rupees. Response and other aspects are also good one with the National Insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Protection"
      0.5 5.0/5 "Blown Away!"
      ICICI lombard two wheeler premium was around Rs. 1100 for per year, they gives road side assistance, third party cover and no claim bonus. I have Honda Dream Yuga cost of the vehicle was Rs. 62,000. At the time of activation I got the policy copy from the insurance company its good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Customer service should be proactive"
      0.5 4.0/5 "Great!"
      National Insurance premium amount was good than other insurance company, customer service is not upto the mark. I paid yearly fee around 1700, they gave me good IDV value. I have Bajaj 150 discover bike, the insurance company gave nominal feature like third party cover, road side assistance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • Reliance General Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler insurance with Reliance for past 2 years. The customer service was really good. I would say the claim experience was good and excellent. I have paid 1000 rupees for this insurance. I get a remainder call, message and email for the policy renewal.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My friend suggested the two wheeler insurance with Iffco Tokio so I have gone for it through online. I have paid 1150 rupees for one year to purchase this insurance. The process was immediate. I got a proper response from the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I am renewing my two wheeler insurance policy from BAJAJ ALLIANZ GENERAL INSURANCE company. I have paid Rs,2000 to renew the policy last year. The customer support is not up to the mark from the BAJAJ ALLIANZ GENERAL INSURANCE company,because they dont give the intimations to renew the policy before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a two wheeler insurance with National insurance. I have taken the insurance service directly from National insurance outlet. But I feel they needs to improve their response. The payments are generally through cheques and cash. It is a below average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Two wheeler insurance with ICICI Lombard,the premium amount is 1800 per annum,I make payment at the counter.The policy coverage amount is 50,000,i have no claim experience with them till date.This was taken seven months ago.The model of my bike is Bajaj 200 NS.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      I have taken Two Wheeler Insurance with Bajaj Allianz,the premium amount is 1500 in year,its four months since i have taken this four months ago.The bike modal is TVS.I am happy using the policy ,the customer service is response is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Better service"
      0.5 4.0/5 "Great!"
      I have got the two wheeler insurance policy from the ICICI LOMBARD GENERAL INSURANCE company around 3 years ago. The customer support service is good with the ICICI LOMBARD GENERAL INSURANCE general insurance company. They will give the reminders to renew the policy before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • Reliance General Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I have paid Rs,2000 to renew the policy last year from the RELIANCE GENERAL INSURANCE company,. The policy coverage is good with this policy . I never had any claim experience with this policy ., I would say it is good to use the RELIANCE GENERAL INSURANCE company two wheeler insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the ICICI Lombard general insurance company. I would like to say that the customer service is good one and the response is better one for me with them. I have not met up the claims with them till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 17, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Recently I faced claimed with ICICI lombard, My bike front part doom got damaged, they claimed the amount of Rs. 5000. They sent the executive, he came and took photos and approved my claim. I paid the amount around Rs. 10,000 they claimed Rs. 5000, they got tie up with wider network.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • New India Two Wheeler Insurance
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      Earlier I had New India assurance, I paid the amount around Rs. 850 for one year, they gave me better coverage with road side assistance, third party and accidental cover. ICICI Lombard is better than New India assurance. Customer service was okay not that much satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average service"
      0.5 4.0/5 "Great!"
      Renewing my two wheeler insurance policy from the past 2 years with the ICICI LOMBARD GENERAL INSURANCE company. The response part is average with the ICICI LOMBARD GENERAL INSURANCE company., The policy coverage and the plan benefits are average with the ICICI LOMBARD GENERAL INSURANCE.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
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