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  • Top 6 Two-wheeler Insurance Policies Available in the Market

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    For every two-wheeler owner, a comprehensive insurance policy is absolutely necessary. Having one doesn’t just help him/her claim reimbursements for any repairs but also allows them to resolve any legal obligations brought about by an accident. While it is extremely simple to find hundreds of policies on the internet, it’s hard to figure out a policy that suits you best. In this page, you will learn about some of the best two wheeler insurance policies you can buy right now.

    Bajaj Allianz Two-Wheeler Insurance

    Brought to you by the business association between Bajaj Finserv Limited and Allianz SE, a European financial service company, this is one of the best policies to buy right now. Apart from offering you comprehensive coverage, here are some features that make up the crux of this policy:

    • Allows you to renew expired policies or file transfer requests without the need to provide any additional documentation or inspection.
    • Offers an easy, online buying/renewal process.
    • Allows you to transfer up to 50% of your No Claim Bonus from any insurance provider.
    • Offers a quick claim settlement process.
    • Provides 24/7 telephone assistance for help regarding claims. This service is also available on holidays.
    • Provides third party liability cover of up to Rs. 1 lakh.
    • Is available for vehicles that are less than 15 years old.

    HDFC ERGO Two-Wheeler Insurance

    The HDFC Ergo is yet another Indo-Euro partnership that’s helping people take care of their insurance requirements. This company is an amalgamation of HDFC Limited and Germany-based Ergo International AG. Key features of the firm’s two wheeler insurance are as follows:

    • Offers instant policy issuance coupled with quick claim settlement process.
    • Doesn’t require any additional documents to renew expired policies or policy transfers and can be done without the need for any inspections.
    • Offers third party cover of over Rs. 1 lakh.
    • Comes with a Zero Depreciation add-on cover, which can be included by paying a little extra premium.
    • While the Zero Depreciation cover is only available for vehicles not older than 2 years, the policy otherwise is applicable for bikes that are less than or equal to 15 years old.
    • Has a claim settlement ratio of 95%.
    • Damage estimate and claim approval will be done within 24 hours of the bike reaching a garage.

    Reliance Two-wheeler Insurance

    This two-wheeler policy is brought to you by Reliance General Insurance Limited, a subsidiary of Reliance Capital. Some important features of this policy are listed below:

    • Offers up to Rs.1 lakh as third party liability cover.
    • Provides the policy instantly after the application procedure is complete and the documents are verified.
    • Offers a relatively swift claim process to settle any and all of your claims.
    • Available for vehicles that are less than 10 years old.
    • Offers cashless facility across 159 network garages.
    • No Claim Bonus is available after the first year of buying a policy and ranges from 20%-50%.

    New India Assurance India Two-wheeler Insurance

    New India Assurance, formed in 1919, is one of the oldest and completely government-owned insurance companies in the country. The two-wheeler insurance policy they offer comes with plenty of good features. Here’s a few of them listed for you:

    • Provides third-party liability cover for up to Rs.1 lakh.
    • Adheres to a instant policy issuance process to make buying insurance hassle-free.
    • Offers zero depreciation cover for two-wheelers, which is available for bikes that are less than or equal to 58 months.
    • Available for vehicles that are less than 10 years old.
    • Pays for all the expenses in case a bike is damaged due to an accident.

    Bharti AXA Two-Wheeler Insurance

    This policy is the brainchild of Bharti Enterprises, an Indian conglomerate,  and AXA Group, a French company. It comes with a number of features to help the policyholder. Some of these features are:

    • It offers a facility wherein policyholders can renew their expired policies without needing to go through any inspection or providing documentation.
    • The policy offers Rs.1 lakh coverage against third party legal liability cases.
    • The provider follows an instant policy issuance process.
    • Available for vehicles that are less than 10 years old.
    • Has cashless facility available across 2,000 network garages.

    ICICI Lombard Two-wheeler Insurance

    ICICI Lombard two-wheeler insurance is yet another policy available for motorcycle owners. Below are some of its features and benefits listed for you:

    • Offers policy tenures ranging from 1, 2, and 3 years, which lets policyholders pay the premium for more than a year at once.
    • Has over 2150+ garages under its umbrella network.
    • Follow a no inspection policy during the renewal of an expired policy.
    • Offers an add-on cover to safeguard co-passengers.
    • Also has an add-on cover which takes care of a bike’s electrical and non-electrical accessories.

    These are the top 6 insurance policies available for two-wheelers around the country. In case, you don’t already have one or have an expired policy, make sure to get a new policy to keep yourself safe from any financial liability.

    The content / information on this page is based out of customer reviews posted on this website and makes no representation regarding accuracy of the same or that such content / information will be error-free.

    Top 6 Two-wheeler Insurance Policies Reviews

  • Page 1 of 50 1 2 3 4 5
    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having two wheeler insurance policy from quite long time with Bharti Axa General Insurance. The premium amount for this insurance policy is not more than Rs 3000. I have no claim experience so far with this insurance and the coverage value is good in this policy.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with National insurance from last 1 year. A premium of Rs 2900 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Sep 19, 2018
    • United India Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has tam happy with the coverage value.o be renewed every year. I have no claim experience so far from this insurance policy.
      Was this review helpful? 4
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 4
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 6
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 3
      , chandigarh
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Normal Service"
      0.5 3.0/5 "Satisfactory"
      My Bike is insured with the ICICI Lombard General Insurance. I am paying a premium 12000, it only covers the metal parts. I do not have any claim experience with the policy so far. There hasn't been any issues with the services as well.
      Was this review helpful? 1
      , guntur
      Reviewed on Aug 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 10 years and it is a good policy to use. The premium amount for this insurance policy is nominal when compared to other policies. I have no claim experience with this insurance and the coverage value is good.
      Was this review helpful? 9
      , pune
      Reviewed on Aug 30, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI LOMBARD from last 3-4 years, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 5
      , kolkata
      Reviewed on Aug 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFC Ergo general Insurance. I am paying a premium of 3000 Per year, It covers the entire bike. I do not have any claim expereince with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 6
      , chennai
      Reviewed on Aug 29, 2018
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