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Top 5 Bikes Below Rs 2 Lakhs in India

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A few years ago, buying a two wheeler costing more than a lakh rupees was unimaginable for most. But today, the two wheeler price category of Rs.1 lakh to Rs.2 lakh is growing at a rapid pace and bike enthusiasts do not mind spending more money on their favourite bikes.

1. KTM 250 Duke 2. Yamaha FZ25 3. Bajaj Dominar 400 4. Royal Enfield Himalayan 5. Yamaha YZF-R15 v2.0
Best Bikes Under 2 Lakhs in India
Best Bikes Under 2 Lakhs in India

KTM 250 Duke

Choosing between KTM 250 Duke and KTM RC200 is a tough call. The RC's absolute super-sport styling makes it an amazingly captivating riding experience. The new 250 Duke on the other hand brings a similar design quotient as the KTM 390 which again is inspired by the Super Duke R. KTM 250 Duke puts it all at a fairly reasonable value point.

Though, the motorcycle misses out on some of the high-end features like the split LED headlights and the TFT instrument panel, the KTM 250 remains one of the most impressive bikes under Rs.2 lakh. It can be noted that the bike struggles a bit for the bottom-end execution while it truly pulls hard when it comes to the mid-range performance. The only important area which needs improvement is the braking system of the vehicle which seems to be a bit slow for a bike of its kind. But the kind of power and feel the bike offers is hard to ignore.

  • Max Power: 30 bhp at 9,000 rpm
  • Max Torque: 24 Nm at 7,500 rpm
  • Ex-showroom price (New Delhi): Rs. 1.75 lakh

Yamaha FZ25

After making the bike lovers wait for a long time, Yamaha astonished us last year with the launch of FZ25. Sporting a muscular stance, the bike manages to look attractive and is not as intimidating as some of Yamaha's bigger street fighters. Yamaha FZ25 comes packed with a air cooled, single cylinder, 249 cc engine that promises ultimate refinement and linear power delivery. With a weight of 148 Kgs, the bike remains one of the lightest bikes in the segment. Also, Yamaha claims the bike to offer a mileage of 43 kmpl which makes it one of the most fuel efficient bikes in the segment. The FZ25 packs an LCD instrument panel and the LED headlight. However, it misses on the ABS which is a common feature for the bike of its kind.

  • Max Power: 20.9 bhp at 8,000 rpm
  • Max Torque: 20 Nm at 6,000 rpm
  • Ex-showroom price (New Delhi): Rs.1.19 lakh

Bajaj Dominar 400

Bajaj last year introduced the Dominor, which is the first India-made power cruiser. Resembling the Ducati Diavel's smaller sibling, the Dominar packs a punch through its styling an impressive road presence. Baja made few exceptionally fascinating design decisions such as mounting the tail lights on the fuel tank in the secondary instrument dashboard. The performance of the bike compliments well to its beefed up looks as it gets an engine derived from the 373cc mill found in the KTM 390. However, as it gets a solo camshaft, it lacks the top-end performance that KTM 390 can deliver. But reasoned to its three sparkplugs and an engine particularly tuned for a better bottom-end performance, the riders get an enhanced fuel efficiency and an incredible 28Nm (of the aggregate 35Nm) of torque at only 3,000rpm. This implies that the Dominar can ride easily at the speed of 120-130 kmph. It holds back from being a long-distance cruiser because of its firm suspension and a small fuel tank of 13 litres. This setup provides the bike nimble performance and great handling capabilities. The braking system is also not an issue with the optional dual-channel ABS version available.

  • Max Power: 35 bhp at 8,000 rpm
  • Max Torque: 35 Nm at 6,500 rpm
  • Ex-showroom Price (New Delhi): Rs.1.55 lakh (dual channel ABS)

Royal Enfield Himalayan

Royal Enfield has successfully managed to build a motorbike that promises amazing rough-roading prowess. With an 800 mm riding saddle, the bike packs 21-inch front wheel and a 17-inch rear tyre that are designed for off-roading. The bike lives up to its touring ability thanks to its mounts for saddle bags, auxiliary tanks (for fuel or water), and a comfortable riding posture. The 410 cc engine that the Himalayan comes with is not a powerhouse but it does deliver sufficient torque to manage adventuring duties. With the BS-IV regulations coming to the picture, Himalayan was reintroduced by Royal Enfield with the fuel-injection technology which has further improved engine refinement. The motorbike has built a strong reputation for its reliability in tough riding conditions.

  • Max Power: 24.5 bhp at 6,500 rpm
  • Max Torque: 32Nm at 4,250 rpm

Yamaha YZF-R15 v2.0

The 150 cc R15 may not seem like an ideal bike in the sub Rs.2 lakh category, but it remains one of the best track machines even today. Its 149 cc single-cylinder, liquid cooled engine offers 17 bhp of max power which is impressive considering that the supersport bike weighs just 136 kgs. Yamaha’s Deltabox forms the core of the bike and the monoshock linked at the back makes for a telepathic handling. The bike remains completely planted on the sweeping corners and is extremely nimble while on road. For anyone aspiring to learn the art of riding a supersport bike, R15 makes for one of the best entry-level motorcycles in India. However, the bike is not very comfortable for city commute, especially for pillion rider.

  • Max Power: 17hp at 8,500rpm
  • Max Torque: 15Nm at 7,500rpm
  • Ex-showroom Price (New Delhi): Rs.1.18 lakh

There is no dearth of motorcycles below Rs.2 lakh. However, one should first be sure of their purpose of buying a bike before making a final choice. Apart from the motorcycles mentioned above, there are many other bikes that offer superb riding experience and the riding thrill you may be looking for.

Two Wheeler Insurance Reviews

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  • Bajaj Allianz Two Wheeler Insurance
    "Premium should be economical for the renewal"
    0.5 4.0/5 "Great!"
    Whenever there is a issue, I can reimburse with Bajaj Allianz its good than other company. One time I claimed, they gave me cash less service the premium is lesser than others then I changed it. The renewal option is good but they show more premium when I go for renewal.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy almost four years back and i am paying the premium annually. The premium amount has not been high and the payment method has been simple. There has not been any claims made so far and the services which they had offered so far was good.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good for two wheeler"
    0.5 4.0/5 "Great!"
    My policy belongs to HDFC Ergo, its a premium policy for one year the insured value is fine for me Rs. 97,000, I have the KTM Duke bike its good, I took first party insurance with HDFC Ergo, I really not interacted with them for any policy queries.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bharti Axa Two Wheeler Insurance
    "IDV percentage should be increased"
    0.5 4.0/5 "Great!"
    The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 14, 2019
  • National Insurance Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 13, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 12, 2019
  • United India Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
    Was this review helpful? 4
    , kolkata
    Reviewed on Jan 11, 2019
  • Reliance General Two Wheeler Insurance
    "Should get tie up with more service centers"
    0.5 3.5/5 "Pretty good"
    Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
    Was this review helpful? 2
    , chennai
    Reviewed on Jan 10, 2019
  • Reliance General Two Wheeler Insurance
    "Easy Renewal"
    0.5 3.5/5 "Pretty good"
    Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Iffco Tokio Two Wheeler Insurance
    "Quick Service "
    0.5 4.0/5 "Great!"
    I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
    Was this review helpful? 2
    , mumbai
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
    Was this review helpful? 0
    , ambala
    Reviewed on Jan 10, 2019
  • National Insurance Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
    Was this review helpful? 3
    , ambala
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Average Two Wheeler insurance"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
    Was this review helpful? 3
    , mangalore
    Reviewed on Jan 09, 2019
  • Shriram Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    My two wheeler insurance was taken from Shriram because my friend is working there. The renewal procedure was easy and he done it for me. The premium is 1200 rupees for one year. I have no claim and never contacted the customer service. The premium was moderate and benefits are average.
    Was this review helpful? 1
    , vellore
    Reviewed on Jan 09, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good online option for renewal"
    0.5 4.0/5 "Great!"
    Reason to prefer Bajaj Allianz, I don't want to visit to the showroom for the renewal. I can renew the policy through online and I compared the benefits through online. On time the customer support team issued the paper. I have activa they gave me good insured value based on the vehicle age.
    Was this review helpful? 0
    , thrissur
    Reviewed on Jan 09, 2019
  • HDFC Ergo Two Wheeler Insurance
    "No experience with this policy"
    0.5 4.0/5 "Great!"
    3 months ago, i have purchased the new vehicle and the dealer has suggested me to take a insurance policy with HDFC Ergo. The dealer has taken care of all the procedure of this policy. I've no idea about the premium amount. This policy covers the 100% of the vehicle.
    Was this review helpful? 1
    , tiruchirapalli
    Reviewed on Jan 09, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good coverage for rider and thrid party"
    0.5 4.0/5 "Great!"
    Normally the insurer provide the cover for rider but this ICICI lombard is providing coverage rider and third party, the premium is also economical. They gave me the good coverage based on the vehicle age, my policy has the tenure of two years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 09, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    Last time I took the two wheeler insurance from Bajaj Allianz. I took the premium around 1500 for one year. They gave me the policy paper, I have bike yamaha bike and also the insurance company got tie up with many service center for any claim.
    Was this review helpful? 0
    , cuddalore
    Reviewed on Jan 09, 2019
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