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  • Top 5 Bikes Below Rs 2 Lakhs in India

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    A few years ago, buying a two wheeler costing more than a lakh rupees was unimaginable for most. But today, the two wheeler price category of Rs.1 lakh to Rs.2 lakh is growing at a rapid pace and bike enthusiasts do not mind spending more money on their favourite bikes.

    1. KTM 250 Duke 2. Yamaha FZ25 3. Bajaj Dominar 400 4. Royal Enfield Himalayan 5. Yamaha YZF-R15 v2.0
    Best Bikes Under 2 Lakhs in India
    Best Bikes Under 2 Lakhs in India

    KTM 250 Duke

    Choosing between KTM 250 Duke and KTM RC200 is a tough call. The RC's absolute super-sport styling makes it an amazingly captivating riding experience. The new 250 Duke on the other hand brings a similar design quotient as the KTM 390 which again is inspired by the Super Duke R. KTM 250 Duke puts it all at a fairly reasonable value point.

    Though, the motorcycle misses out on some of the high-end features like the split LED headlights and the TFT instrument panel, the KTM 250 remains one of the most impressive bikes under Rs.2 lakh. It can be noted that the bike struggles a bit for the bottom-end execution while it truly pulls hard when it comes to the mid-range performance. The only important area which needs improvement is the braking system of the vehicle which seems to be a bit slow for a bike of its kind. But the kind of power and feel the bike offers is hard to ignore.

    • Max Power: 30 bhp at 9,000 rpm
    • Max Torque: 24 Nm at 7,500 rpm
    • Ex-showroom price (New Delhi): Rs. 1.75 lakh

    Yamaha FZ25

    After making the bike lovers wait for a long time, Yamaha astonished us last year with the launch of FZ25. Sporting a muscular stance, the bike manages to look attractive and is not as intimidating as some of Yamaha's bigger street fighters. Yamaha FZ25 comes packed with a air cooled, single cylinder, 249 cc engine that promises ultimate refinement and linear power delivery. With a weight of 148 Kgs, the bike remains one of the lightest bikes in the segment. Also, Yamaha claims the bike to offer a mileage of 43 kmpl which makes it one of the most fuel efficient bikes in the segment. The FZ25 packs an LCD instrument panel and the LED headlight. However, it misses on the ABS which is a common feature for the bike of its kind.

    • Max Power: 20.9 bhp at 8,000 rpm
    • Max Torque: 20 Nm at 6,000 rpm
    • Ex-showroom price (New Delhi): Rs.1.19 lakh

    Bajaj Dominar 400

    Bajaj last year introduced the Dominor, which is the first India-made power cruiser. Resembling the Ducati Diavel's smaller sibling, the Dominar packs a punch through its styling an impressive road presence. Baja made few exceptionally fascinating design decisions such as mounting the tail lights on the fuel tank in the secondary instrument dashboard. The performance of the bike compliments well to its beefed up looks as it gets an engine derived from the 373cc mill found in the KTM 390. However, as it gets a solo camshaft, it lacks the top-end performance that KTM 390 can deliver. But reasoned to its three sparkplugs and an engine particularly tuned for a better bottom-end performance, the riders get an enhanced fuel efficiency and an incredible 28Nm (of the aggregate 35Nm) of torque at only 3,000rpm. This implies that the Dominar can ride easily at the speed of 120-130 kmph. It holds back from being a long-distance cruiser because of its firm suspension and a small fuel tank of 13 litres. This setup provides the bike nimble performance and great handling capabilities. The braking system is also not an issue with the optional dual-channel ABS version available.

    • Max Power: 35 bhp at 8,000 rpm
    • Max Torque: 35 Nm at 6,500 rpm
    • Ex-showroom Price (New Delhi): Rs.1.55 lakh (dual channel ABS)

    Royal Enfield Himalayan

    Royal Enfield has successfully managed to build a motorbike that promises amazing rough-roading prowess. With an 800 mm riding saddle, the bike packs 21-inch front wheel and a 17-inch rear tyre that are designed for off-roading. The bike lives up to its touring ability thanks to its mounts for saddle bags, auxiliary tanks (for fuel or water), and a comfortable riding posture. The 410 cc engine that the Himalayan comes with is not a powerhouse but it does deliver sufficient torque to manage adventuring duties. With the BS-IV regulations coming to the picture, Himalayan was reintroduced by Royal Enfield with the fuel-injection technology which has further improved engine refinement. The motorbike has built a strong reputation for its reliability in tough riding conditions.

    • Max Power: 24.5 bhp at 6,500 rpm
    • Max Torque: 32Nm at 4,250 rpm

    Yamaha YZF-R15 v2.0

    The 150 cc R15 may not seem like an ideal bike in the sub Rs.2 lakh category, but it remains one of the best track machines even today. Its 149 cc single-cylinder, liquid cooled engine offers 17 bhp of max power which is impressive considering that the supersport bike weighs just 136 kgs. Yamaha’s Deltabox forms the core of the bike and the monoshock linked at the back makes for a telepathic handling. The bike remains completely planted on the sweeping corners and is extremely nimble while on road. For anyone aspiring to learn the art of riding a supersport bike, R15 makes for one of the best entry-level motorcycles in India. However, the bike is not very comfortable for city commute, especially for pillion rider.

    • Max Power: 17hp at 8,500rpm
    • Max Torque: 15Nm at 7,500rpm
    • Ex-showroom Price (New Delhi): Rs.1.18 lakh

    There is no dearth of motorcycles below Rs.2 lakh. However, one should first be sure of their purpose of buying a bike before making a final choice. Apart from the motorcycles mentioned above, there are many other bikes that offer superb riding experience and the riding thrill you may be looking for.

    Two Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 12, 2018
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