Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Punjab Transport and Vehicle Registration Process

    The Punjab Transport Department operates under the provisions of the Motor Vehicles Act of 1988 (Section 213). The primary objectives of the department are to ensure the rules and laws formed under the MV Act are enforced and citizens are provided with quality services in terms of their transport related needs. It also undertakes the enforcement of the rules formed under the Punjab Motor Vehicles Taxation Act.

    Why Is Vehicle Registration Necessary

    As per Chapter IV of the Motor Vehicles Act, no person is allowed to use a motorised vehicle in India. The violation of the same may lead to legal action. In the same way, a two wheeler insurance or a car insurance too is a must have for each motor vehicle in India. The following are some of the most important processes related to vehicle registration in Punjab:

    • Temporary registration of the vehicle
    • Permanent registration of the vehicle
    • Renewal of vehicle Registration Certificate
    • Issue of duplicate Registration Certificate
    • Change of address in the Registration Certificate
    • Endorsement/termination of hire-purchase agreement

    Punjab Transport Temporary Registration

    For temporary registration of the vehicle, the following documents are required:

    • Form 21 - Sales certificate of the vehicle
    • Form 22/22A - Roadworthiness certificate provided by the manufacturer
    • Pollution Under Control (PUC) Certificate
    • Vehicle insurance certificate
    • Address proof
    • Approval of design issued by the STA in case of Trailer or Semi-Trailer vehicle
    • Form 21 - Sales certificate issued by the concerned authority (in case of an ex-army vehicle)
    • Customs Clearance Certificate (for imported vehicles)
    • Fee for temporary vehicle registration or its extension is Rs.50 unless exempted (as per Rule 42(10) of the Punjab Motor Vehicles Rules)
    • Payment of tax as per the provisions of Punjab Motor Vehicles Taxation Act

    Punjab Transport Permanent Registration

    For permanent registration of the vehicle, an application should be made to the registering authority in Form 20 within 7 days after the vehicle is delivered to the buyer. The application must be submitted along with the following documents:

    • Form 21 - Sales certificate of the vehicle
    • Form 22/22A - Roadworthiness certificate provided by the manufacturer
    • Pollution Under Control (PUC) Certificate
    • Vehicle insurance certificate
    • Address proof
    • Approval of design issued by the STA in case of Trailer or Semi-Trailer vehicle
    • Form 21 - Sales certificate issued by the concerned authority (in case of an ex-army vehicle)
    • Customs Clearance Certificate (for imported vehicles)
    • Applicable registration fee as per Rule 81 of CMV Act
    • Tax as prescribed under Punjab Motor Vehicles Taxation Act

    You may also like to read Two Wheeler Insurance Policy Online.

    Assignment of Vehicle Registration Number

    Unless a vehicle owner applies for a fancy vehicle registration number, the registration number is assigned based on the last number allotted in the series. The first two letters on the number plate are the code of the state where the vehicle is registered. The next two-digit number is the code assigned to the RTO where the vehicle registered. The third part of the number plate is a 4-digit registration mark assigned to a vehicle. A registration number is always allotted from the range of 0001 to 9999. Once this series is over, two additional letters are placed before the registration number and the same range of numbers is used again.

    Fancy Number Registration

    Out of all the available numbers for vehicle registration, certain numbers are kept aside by the state transport authority as special numbers. These numbers are allotted through an open auction. The highest bidder is allotted the registration number after payment of the prescribed fee. The registering authority may allot unsold/unutilised numbers to vehicles owned by the state government at no extra charge. Also, if a vehicle owner wants to retain the registration number of their old vehicle for a new vehicle, they shall be charged 50% of the registration fee fixed for the number.

    Renewal of Certificate of Registration

    The RC for a non-commercial/private vehicle remains valid for 15 years from the date of vehicle purchase. It should be renewed at least 60 days before the date of expiry. The vehicle is inspected for its roadworthiness and a new RC is issued for the vehicle. After the first renewal, the RC should be renewed in the interval of every 5 years. The application for the renewal of RC can be made in Form 25 along with the following documents:

    • Original Registration Certificate of the vehicle
    • Vehicle PUC Certificate
    • Vehicle insurance certificate

    Application For Duplicate Vehicle RC

    In case the owner of a vehicle loses or misplaces his/her vehicle RC, an application for a duplicate RC can be made in Form 26. If the vehicle is under hypothecation, the application form should be attested by the financer as well. The applicant shall pay the fee prescribed under Rule 81 of the Central Motor Vehicles Act. The following documents need to be submitted along with the application:

    • Police FIR (stating loss of the vehicle RC)
    • Original Registration Certificate (in case it’s damaged)

    Transfer of Vehicle Ownership

    In case a vehicle owner sells his/her vehicle or transfers the possession of the vehicle to another person, the application should be made in Form 29 and Form 30 (if covered by a financer). The following documents are to be submitted with the application:

    • Vehicle Registration Certificate
    • Vehicle insurance certificate
    • No Objection Certificate (in case the vehicle is registered outside Punjab)
    • No Objection Certificate from the financer (if the vehicle is under hypothecation)
    • Vehicle PUC Certificate
    • Address proof of vehicle owner
    • Affidavit stating sale/purchase of the vehicle from the seller/purchaser

    How To Obtain No Objection Certificate

    To get an NOC for the purpose of registering the vehicle in another state, an application can be made in Form 28 (in 3 copies) to the registering authority where the vehicle was previously registered. The below-mentioned documents are to be submitted along with the application:

    • Vehicle Registration Certificate
    • Address proof of the applicant

    PB RTO Office Locations and PB RTO Codes

    Punjab RTO Locations PB RTO Codes PunjabRTO Locations PBRTO Codes
    Taxis PB 01 Rajpura PB-39
    Amritsar PB 02 Rampura Phul PB-40
    Bathinda PB 03 Sultanpur Lodhi PB-41
    Faridkot PB 04 Samana PB-42
    Faridkot PB 05 Samrala PB-43
    Gurdaspur PB 06 Sunam PB-44
    Hoshiarpur PB 07 Talwandi Sabo PB-45
    Jalandhar PB 08 Tarn Taran PB-46
    Kapurthala PB 09 Zira PB-47
    Ludhiana PB 10 Amloh PB-48
    Patiala PB 11 Khamano PB-49
    Ropar PB 12 Budhlada PB-50
    Sangrur PB 13 Jhunir / Sardulgarh PB-51
    Ajnala PB 14 Bassi Pathana PB 52
    Abohar PB 15 Malout PB 53
    Anandpur Sahib PB 16 Mukerian PB 54
    Baba Bakala PB 17 Payal PB 55
    Batala PB 18 Raikot PB 56
    Barnala PB 19 Bhulath PB 57
    Balachaur PB 20 Dera Baba Nanak PB 58
    Dasuya PB 21 Dhuri PB 59
    Fazilka PB 22 Gidderbaha PB 60
    Fatehgarh Sahib PB 23 Jalalabad PB 61
    Garhshankar PB 24 Jaitu PB 62
    Jagraon PB 25 Khadoor Sahib PB-63
    Khanna PB 26 Moonak PB 64
    Kharar PB 27 Mohali PB 65
    Malerkotla PB 28 Nihal Singh Wala PB 66
    Moga PB 29 Shahkot PB 67
    Muktsar PB 30 Dhar Kalan PB 68
    Mansa PB 31 Bagha Purana PB 69
    Nawanshahr PB 32 Dera Bassi PB 70
    Nakodar PB 33 Chamkaur Sahib PB 71
    Nabha PB 34 Patran PB 72
    Pathankot PB 35 Tappa Mandi PB 73
    Phagwara PB 36 Nangal PB 74
    Phillaur PB 37 Lehra PB 75
    Patti PB 38 Ahmedgarh PB 76

    Two wheeler insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • United India Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has tam happy with the coverage value.o be renewed every year. I have no claim experience so far from this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 2
      , chandigarh
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Normal Service"
      0.5 3.0/5 "Satisfactory"
      My Bike is insured with the ICICI Lombard General Insurance. I am paying a premium 12000, it only covers the metal parts. I do not have any claim experience with the policy so far. There hasn't been any issues with the services as well.
      Was this review helpful? 1
      , guntur
      Reviewed on Aug 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 10 years and it is a good policy to use. The premium amount for this insurance policy is nominal when compared to other policies. I have no claim experience with this insurance and the coverage value is good.
      Was this review helpful? 8
      , pune
      Reviewed on Aug 30, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI LOMBARD from last 3-4 years, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 5
      , kolkata
      Reviewed on Aug 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFC Ergo general Insurance. I am paying a premium of 3000 Per year, It covers the entire bike. I do not have any claim expereince with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 29, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with national insurance from last 3 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1500 has to be paid for this insurance policy.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1700 has to be paid for this insurance policy.
      Was this review helpful? 2
      , new delhi
      Reviewed on Aug 29, 2018
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