• Important Add-On Covers For Your Sports Bike

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    When you are looking to get your two wheeler insured, comprehensive coverage may be the best option to ensure you get the best possible protection for your sports bike. Insurers these days offer certain add-ons such as zero depreciation cover, passenger cover, cover for accessories and the likes which may be very beneficial for the buyer in the long run.

    While these are just some of the basic add-ons, a buyer may avail other helpful add-ons at a little extra premium. The additional premium to be paid depends on the type of add-on cover you opt for. Read on to know some of the add on covers you may purchase along with your bike insurance to add value to your policy and get a comprehensive protection against any unforeseen losses.

    Zero or Nil Depreciation Cover

    Just like any other machine, your vehicle too undergoes normal wear and tear as it ages. After a certain period, replacing some of the old parts with the new ones becomes important to ensure a smooth ride on your vehicle. A zero depreciation cover can be a saviour. It ensures that your insurance company bears all the cost incurred in replacing the parts of your vehicle. To avail this, you would be required to pay a nominal premium which can bring you great benefits in saving your money on repair or replacement of your bike’s rubber, plastic or fibre components.

    Personal Accident Cover

    Two wheelers are involved in a maximum number of fatal accidents that happen in India. The risk of serious injuries to the rider as well as the pillion remain high and having a personal accident cover in such situations can be a big advantage. Getting this add-on with your insurance policy will ensure that you get sufficient financial cover if you ever meet with an accident. The same can also aid the rider and the pillion in case of full or partial disability occurred due to an accident.

    Medical Cover

    Getting a medical cover along with your two wheeler insurance policy is the most important thing. In case of accidents, medical expenses can go very high and a medical cover can be instrumental in providing you financial assistance associated with your medical treatment.

    Cashless Hospitalisation

    You don’t want your near and dear ones to run here and there for money in case you meet an accident and need immediate medical attention. The cost of medical treatments in such cases can be really high and having a cashless hospitalisation add-on cover can save you from unanticipated medical expenses. With a little extra premium, you can have a better financial backup for any unforeseen mishaps.

    The above-mentioned two wheeler insurance add-ons may not be offered by all insurance providers. A bit of research on the Internet should help you find the right insurance agencies who not only provide comprehensive motor insurance but also offer additional add-ons to help customers add value to their policies. Though you have to pay some extra premium on these add-ons, it would be a practical option if you consider the unconsidered and unforeseen. It is advisable to purchase the add-ons that best suit your needs and can reduce your financial burden at the time of emergency.

    These are some of the add-ons that can be purchased along with your two wheeler insurance. Some of the aforementioned covers may not be offered by all insurance providers, so it is essential to do your homework and approach an insurance company that not only offers comprehensive two wheeler insurance policies but also provides customers with the option to purchase an additional cover to increase the value of their policies whilst deriving maximum benefits. Each add-on has its benefits, and purchasing the ones that will best suit your riding experience will ensure that you can breathe easy in troubled times as your financial burden will be significantly reduced.

    Important Add-On Covers For Your Sports Bike Reviews

  • Page 1 of 50 1 2 3 4 5
    • Reliance General Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Using the RELIANCE GENERAL INSURANCE to renew my two wheeler insurance policy ,. I renew the policy for the 4th time. I have paid Rs,950 to renew the policy this year. I haven't got any claim experience with this policy, but the policy coverage and the benefits are average with the Reliance.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 21, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I have a Bajaj Platina which is insured with the HDFC Ergo insurance. I Never had any claim experience with the policy. I'll have to wait and see how they respond to my claim request in future. I never had any issues with the policy and their services.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've a Bike Insurance with the HDFC Ergo which I bought for my Honda Dio. I never had any claim experience with the policy. I make a payment 1200-1300 per year for this policy and everything is done online for this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've three bike insurances from HDFC Ergo, one of them is for my Royal Enfield Bullet. I never had any claim experience with the policy. I applied for the policy online never had any issues with their services. I'll need to wait and see how they respond to my claim requests in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have my two wheeler insured with TATA AIG from last 1 year, i have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy. A premium of Rs 5500 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Disapponting experience ."
      0.5 1.0/5 "Really Bad"
      I've a Bike insurance with the ICICI Lombard and I am really disappointed with their services. My bike was stolen and they were not willing to process the claim request which was a really bad experience. I won't recommended this policy to anyone.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I hold a two wheeler insurance with ICICI Lombard from last 6 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 1200-1500 for this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National Insurance and I am holding this for the last 2 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 2600 for this insurance policy which has to be paid every year and i am happy with the coverage value of this policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 20, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      The two Wheeler insurance policy is good to use from the HDFC ERGO. The customer support service and the response is good with the HDFC ergo. They give reminders on time to renew the policy before the due date. I have paid Rs,2000 to renew the policy last time.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The response was quite good from the National Insurance company. I am renewing my two wheeler Insurance policy with the National insurance company for more than 2 years. The customer support service and the response is good from the National insurance policy. I have paid Rs,1000 to renew the policy last year.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • Reliance General Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have insured my two wheeler with the RELIANCE GENERAL INSURANCE company and I renew the policy from the Reliance general insurance company got the past 4 years. I have paid Rs.1600 to renew the policy last time. The policy coverage and the benefits are good with this policy.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with Reliance general from last 2 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 1200 which has to be renewed every year. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 3-4 years and it is a good insurance policy to use. A premium of Rs 1500 has to be paid every year for this insurance. I have not claimed anything so far from this insurance. I am satisfied with the coverage value of this inurance.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Average policy to use"
      0.5 4.0/5 "Great!"
      Got the two wheeler Insurance policy from the HDFC ERGO around 2 years ago. The reminders are sent on time via text message and calls from the HDFC ergo to renew the policy on time. The plan benefits and he coverage is good from the HDFC ERGO two wheeler insurance policy.
      Was this review helpful? 0
      , kurnool
      Reviewed on May 16, 2018
    • United India Two Wheeler Insurance
      " UNITED INDIA two wheeler insurance"
      0.5 4.0/5 "Great!"
      From UNITED INDIA INSURANCE i have taken a two wheeler insurance. The yearly premium is for 5000. This policy have the benefit of accidental coverage.There is no claim experience.The customer service and response with them was good.
      Was this review helpful? 0
      , surat
      Reviewed on May 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have been using the two wheeler insurance with HDFC ERGO since last 2 years and this insurance policy was given to me from the bike showroom during the purchase of my bike. I changed to a different insurance provider because of the ease payments. I never had any claim experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I got bike insurance from the showroom which was from a different company. I bough the ICICI Lombard because it was convenient for me. Their branch is near to my home and it is easy to make payments. I never had any claim experience with this policy. .
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • United India Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My Bike insurance is with the United India Insurance company. I pay a premium of 1300 per year. I never had any claim experience with the policy. Overall their services are good and there are no commendable features associated with this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • New India Two Wheeler Insurance
      "Two Wheeler Insurance from New India"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with NEW INDIA ASSURANCE and the policy just covers the third part coverage and the accidental coverage for the rider. Every year i have to renew the policy. There is no claim experience.
      Was this review helpful? 0
      , roorkee
      Reviewed on May 15, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance with HDFC ERGO from last 2 years, a premium of more than Rs 1000 has to be paid every year for this insurance policy. I have not claimed so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
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