How to Get Bike Insurance Details by Registration Number
According to the Indian Motor Tariff, every two-wheeler must have a two-wheeler insurance plan. In India, every vehicle that plies on a public road has a registration number, which serves as its official and legal identification. All two-wheeler owners must register their vehicles at a district regional transport office (RTO) within a month of the purchase. Once the vehicle is registered, it receives a unique number. When you buy a two-wheeler insurance policy, the vehicle registration number will be added to it.
With the help of the vehicle registration number, it is easy to retrieve details about a two-wheeler insurance policy. Read on to find out how you can obtain information about your bike insurance using the registration number.
Process to Obtain Two-Wheeler Insurance Policy Details by Registration Number
The different ways of retrieving two-wheeler insurance policy details with the registration number are mentioned below:
1. Go to the official website of the RTO where you registered your two-wheeler. Obtain your insurance policy details by entering your bike registration number.
2. Go to the official website of the Ministry of Road Transport and Highways and enter your bike registration number to get information about your bike insurance policy.
3. You can also check the details of your bike insurance policy by visiting the State Transport Department website and entering your bike registration number.
4. The Insurance Regulatory and Development Authority of India (IRDAI) promoted the Insurance Information Bureau (IIB) as a centralised platform to serve the requirements of the insurance sector. Therefore, you can enter your two-wheeler registration number on the official website of IIB to obtain your bike insurance policy specifics.
Other Ways to Obtain Two-Wheeler Insurance Policy Details
If you wish to find out all the details of the comprehensive two-wheeler insurance policy, you can easily reach out to your insurance provider. To help the insurance company confirm your identity, you need to provide the requested information. Following the verification of your details, a duplicate bike insurance policy is issued. However, note that to obtain a duplicate two-wheeler insurance policy, you may have to pay a fee to the insurer.
In some cases, you may have to publish a notice of the bike insurance policy in the newspaper and give it to the insurer. This lost insurance policy declaration must occasionally be provided on the non-judicially stamped indemnity bond paper.
FAQs on Bike Insurance Details by Registration Number
- Is it possible to get information about a bike insurance policy using the bike registration number?
Yes, you can get information about a bike insurance policy using the bike registration number.
- Can I renew my bike insurance policy with the registration number?
Yes, a bike insurance policy can be renewed with the registration number. Since the registration number is linked to the two-wheeler insurance policy, it is easy to track the policy's information
- If I have misplaced my bike insurance documents, how can I get them back?
If your bike insurance documents are lost, you can access them by logging into the official website of your insurer.
- Are there any charges to obtain a duplicate two-wheeler insurance policy?
Yes, the insurance provider may charge some fee to issue a duplicate two-wheeler insurance policy.
- Can I submit a claim for insurance without my policy information or documents?
No, the policy information and documents are required when making a claim. Failing to provide these could result in the rejection of the claim.
- How long is the two-wheeler registration number valid?
The validity of the two-wheeler registration number is 15 years from the date of issuance.
- Can I ride a two-wheeler without an insurance policy?
No, according to the New Motor Vehicles Act of 2019, it is mandatory to have third-party insurance to ride on Indian roads.
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