Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Additional Bike Insurance Covers For Your Superbike

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    Cashless Treatment

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    A standard two wheeler insurance as mandated by the law is sufficient to cover the basic risks your vehicle is exposed to. But if you own a sports bike or a superbike, the degree of risk while riding it is considerably high compared to a normal commuter motorcycle. That is why you need something more than a regular insurance policy. There are several add-on covers that you may opt for to expand the scope of your sports bike insurance policy. This may save you from a variety of damages, losses and expenses.

    Getting a bike insurance especially if you like to ride mean machines like Ducati or KTM can be a bit tricky as you don’t want to compromise on the protection that your insurance offers. It is important to choose a reliable insurance company that offers you maximum protection at reasonable premiums. If you own a superbike, the exceptions of a standard motorcycle insurance cannot be ignored as you need better coverage for the safety of your vehicle, your pillion rider, and yourself. If you get to meet an insurance expert, they will advise you to maximise the degree of protection by choosing different kinds of add-on covers that you can avail with certain extra premium.

    The page provides you with information on different add-ons that you can get included in the insurance policy for your sports bike.

    Zero Depreciation Cover

    When a two-wheeler rider meets with an accident, the expenses to replace the damaged parts cannot be fully recovered due to the depreciation value applied to them. A zero-depreciation cover can be instrumental in such cases as it will make the insurance provider liable to pay full claims. A ‘no depreciation cover’ will provide coverage for the repair and replacement of rubber, plastic or fibre components of a vehicle. This add-on cover can be opted for with a little extra premium.

    Pillion Rider Accident Cover

    Two-wheelers accidents can sometimes be hazardous to the life of the rider as well as the pillion. In many vases, two-wheeler accidents cause serious physical injuries to the rider and co-passenger and might even turn fatal. A personal accident cover for pillion can be very helpful in seeking the compensation for the medical expenses of your pillion rider in case of accidents.

    Add-On Cover For Accessories

    To get coverage for your sports bike’s accessories and electrical & non-electrical components, you may opt for an ‘accessories cover’. With a little additional premium, you can get the expenses on replacement or repair of your vehicle accessories covered.

    Daily Cash Allowance Cover

    With daily cash allowance cover, you can get per day allowance if your vehicle remains in the garage for more than four days. The add-on basically covers your daily commute while your vehicle is not available to you for use. This cover may not be very useful as your two-wheeler might not stay for more than four days in a garage and a daily allowance for a day or two won’t make a big difference.

    Roadside Assistance Cover

    Imagine a situation when you are riding in areas far away from a petrol pump or a repair garage and your vehicle breaks down. A ‘roadside assistance cover’ may get you the needed assistance in such tricky situations. With this add-on, you can get your two-wheeler repaired or serviced if you are stuck in a deserted place and cannot find any help.

    No Claim Bonus Protection Cover

    A large number of people file insurance claims every year. Yet there is also a large number of two-wheeler owners who drive safe and avoid getting in any situation where any damage is caused to them or their vehicles. A ‘no claim bonus’ is a reward that an insurance provider offers to the customer for filing no claims on their policy during the previous year. An NCB cover can help you get discounts on your bike insurance premiums.

    Cashless hospitalisation

    A cashless hospitalisation add-on cover can be extremely pertinent in case of an accident that may involve a multitude of expenses. The cover makes sure that the medical treatment runs smoothly.

    Not all the companies offer the add-ons as mentioned above. Hence, you must wisely choose your insurance provider and also get certain add-ons based on your specific needs.

    As per some statistics, two-wheelers are involved in most number of accidents that happen in India. While no one wants to meet with a tragedy, there are situations when you can’t escape. All we can do is be better prepared to face such emergencies. The above-explained add-ons can enhance the scope of your motor insurance policy and provide you coverage in a range of incidents with a little more extra premium.

    Additional Bike Insurance Covers For Your Superbike Reviews

  • Page 1 of 50 1 2 3 4 5
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 2
      , chandigarh
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Normal Service"
      0.5 3.0/5 "Satisfactory"
      My Bike is insured with the ICICI Lombard General Insurance. I am paying a premium 12000, it only covers the metal parts. I do not have any claim experience with the policy so far. There hasn't been any issues with the services as well.
      Was this review helpful? 1
      , guntur
      Reviewed on Aug 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 10 years and it is a good policy to use. The premium amount for this insurance policy is nominal when compared to other policies. I have no claim experience with this insurance and the coverage value is good.
      Was this review helpful? 8
      , pune
      Reviewed on Aug 30, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI LOMBARD from last 3-4 years, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 5
      , kolkata
      Reviewed on Aug 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFC Ergo general Insurance. I am paying a premium of 3000 Per year, It covers the entire bike. I do not have any claim expereince with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 29, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with national insurance from last 3 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1500 has to be paid for this insurance policy.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1700 has to be paid for this insurance policy.
      Was this review helpful? 2
      , new delhi
      Reviewed on Aug 29, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 5 years, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1100 for this insurance policy and i have no claim experience so far with this two wheeler insurance.
      Was this review helpful? 3
      , erode
      Reviewed on Aug 28, 2018
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