Vadodara was previously known as Baroda. It is Gujarat's third largest state after Surat and Ahmedabad. The city of Baroda or Vadodara is well-known for Laxmi Vilas Palace, which is the Maratha Royal family's residence.
The increasing population means more vehicles on the road. People in Vadodara travel by cars, two-wheelers, and others travel by public transport.
However, buying a two-wheeler is not enough. Two-wheeler insurance is of utmost importance after purchasing a two-wheeler.
There are three different types of insurance policies that can be availed by an individual:
The Act Only policies offer coverage against death, injuries and any damage caused to the third party. It is extremely easy to buy an insurance policy as there are several organizations offering similar schemes. There are organizations that allow people to buy the insurance plans online without making them go through the hassle of going to the insurer's office to buy the plan. Has-free claim process and minimal documentation are advertised by different .
Being such a large city in India, Vadodara or Baroda has been experiencing quite a lot of traffic in the recent years. Such high traffic causes congestions in most cases. There are several stringent traffic rules that have been brought in, so that safety and security of riders and drivers are maintained. By availing two-wheeler insurance policies, a person can protect his/her two-wheeler against earthquakes, floods and natural disasters. Along with this, caused by accidents, riots, fire and explosion.
The main differences between third-party, comprehensive, and own damage insurances are mentioned in the table below:
Category | Own Damage | Comprehensive | Third-Party |
Add-Ons | Yes | Yes | No |
Customise IDV | Yes | Yes | No |
Theft of Two-Wheeler | Yes | Yes | No |
Death/Injuries to Third-Party | No | Yes | Yes |
Personal Accident Cover | No | Yes | Yes |
Third-Party Property Damage | No | Yes | Yes |
Third-Party Vehicle Damage | No | Yes | Yes |
Losses/ Damages due to natural calamity (own vehicle) | Yes | Yes | No |
Losses/ Damages due to fire (own vehicle) | Yes | Yes | No |
Losses/ Damages because of an accident (own vehicle) | Yes | Yes | No |
The various add-ons that you can opt for in case you purchase a two-wheeler insurance policy in Vadodara are mentioned below:
The main advantages of purchasing a two-wheeler insurance policy in Vadodara are mentioned below:
There are several insurance providers in Vadodara that cater to the two wheeler insurance needs of the people residing there. Some of the leading insurance providers in Vadodara are:
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