Two Wheeler Insurance in Thane

One of the most populated cities in India, Thane is an immediate neighbour of Mumbai. This city is known for its numerous lakes and also for being a very popular urban agglomeration. Although Thane is well- connected by the local railway system, a number of individuals travel using their own vehicles. A large number of individuals travel by car but many do purchase two wheelers. Due to the increasing population, the number of two wheelers have increased which has resulted in a rise in traffic and congestion which turn results in accidents.

According to the Motor Vehicles Act of 1988, all individuals who own a two wheeler must have a two wheeler insurance plan, if not they will be fined. Although basic insurance policies for two wheelers are the bare minimum, most individuals are advised to procure a comprehensive cover that provides more cover and protection to the owner as well as the vehicle. In certain cases when issues arise due to problems caused to other riders in case of accidents. In order to prevent issues arising from the same, two wheeler owners are also asked to procure a third party insurance plan. Legal liability is provided in case of property damage or injury due to an accident.

Due to the sheer number of two wheelers in Thane, the number of companies that provide have mushroomed. It is also quite easy to avail these policies as the number of documents required are minimal, the process if hassle-free and most plans are available online, hence customers need not visit the company office to avail a plan. Additionally, individuals can also avail plans on financial websites such as BankBazaar very easily.

Since there are a large number of policies available online, individuals have to select a plan carefully based on their requirements and the features of the plan. Criteria includes - claim settlement ratio of the company, cashless facility, no claim bonus and premium amount among other factors.

Some of the most popular providers of include HDFC ERGO Two Wheeler Insurance, ICICI Lombard Two Wheeler Insurance, Reliance Two Wheeler Insurance.

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