Guwahati is the largest city of Assam and Northeastern India that connects the eight states, they are Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, and Tripura. Known as one of the fastest growing city, Guwahati has facts and figures to prove the achievements achieved through technology, innovation, and strategic planning. Guwahati is the largest city of Assam, over time, it has become the hub for educational bodies, trade centers, media and entertainment, and BPO industries. Additionally, there are many interesting places within Guwahati and the nearby areas that attract tourists from all over the Indian and abroad as well. From waterfalls, rivers, mountains, and hills to wildlife, museums, parks, etc. Guwahati has a lot to offer to the young and as well as old people. Every year, thousands of people from the surrounding cities of Guwahati and surrounding states of Assam come to Guwahati either to study, work, or pursue business or art forms. Rich in cultural and musical heritage, the city has witnessed local, national as well as international rock bands, musicians, singers, etc. coming to Guwahati and the surrounding places for performance, inspiration, etc.
The city's population is on the rise, so is the total number of vehicles coming into the city. Deeply rooted in cultural values, the people in Guwahati are equally modern too. When it comes to automobiles such as two-wheelers and four-wheelers, it won't be surprising to see imported vehicles in Guwahati.
The increasing number of students and salaried individuals has also increased the accident rate on the roads. With both amateurs as well as experienced motorists encountering more accidents than before, it is certain that the expenses will increase while fixing a damaged vehicle. Two-wheelers are preferred over four-wheeler as daily commuters by the middle and lower-middle class households, not only because of cost factors but also due to the convenience a two-wheeler offers. Whether it is a motorcycle or a gearless scooter, most people spend a major chunk of their income to buy a two-wheeler and seeing it damaged could turn out to be a heart-wrenching moment. Having an active two-wheeler licence is not only mandatory by the law but it is also essential to ensure that the hard-earned money spent for the vehicle is protected adequately with an insurance policy.
Insurance policies will not only provide coverage against damage due wear and tear but also provide protection against natural and manmade calamities such as fire, theft, explosion, flood, etc. There are many insurance plans that allow add-on policy to boost the coverage. In order to buy a two-wheeler insurance policies, insurers will calculate the one-time annual premium amount based on the two-wheelers make, model, engine capacity, and few other factors. Buying a two-wheeler insurance policy is easy and doesn't require much time. An individual can go online, fill in few basic details, and make the payment to start enjoying the benefits of the insurance plan.
Types of Two-Wheeler Insurance Policies
There are two common types of insurance policies for two-wheelers. According to the law, the owner of the vehicle must possess at least a Third Part Two-Wheeler Insurance Policy in order to reduce liability caused due to damage to your vehicle. The Third Part Two-Wheeler Insurance Policy is the most basic insurance policy that provides a minimal amount of coverage, however, in order to strengthen the protection and enhance the coverage, two-wheeler owners can consider the Comprehensive Two-Wheeler Insurance Plan that also provides coverage against theft, natural calamities such as flood, earthquake, landslide, etc.
A two-wheeler insurance policy is a must to reduce the financial burden in case of any uncertainties. Accident happens in a wink of an eye, a small accident may require repairs that can cost a fortune. An insurance policy can keep you and your vehicle protected for a nominal fee that can provide great relief in an unfortunate situation. Moreover, not have a valid insurance is punishable under the Motor Vehicle Act, 1988.