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  • Two Wheeler Insurance in Guwahati

     4.0 / 5.0   by 13 users
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    Guwahati is the largest city of Assam and Northeastern India that connects the eight states, they are Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, and Tripura. Known as one of the fastest growing city, Guwahati has facts and figures to prove the achievements achieved through technology, innovation, and strategic planning. Guwahati is the largest city of Assam, over time, it has become the hub for educational bodies, trade centers, media and entertainment, and BPO industries. Additionally, there are many interesting places within Guwahati and the nearby areas that attract tourists from all over the Indian and abroad as well. From waterfalls, rivers, mountains, and hills to wildlife, museums, parks, etc. Guwahati has a lot to offer to the young and as well as old people. Every year, thousands of people from the surrounding cities of Guwahati and surrounding states of Assam come to Guwahati either to study, work, or pursue business or art forms. Rich in cultural and musical heritage, the city has witnessed local, national as well as international rock bands, musicians, singers, etc. coming to Guwahati and the surrounding places for performance, inspiration, etc.

    The city's population is on the rise, so is the total number of vehicles coming into the city. Deeply rooted in cultural values, the people in Guwahati are equally modern too. When it comes to automobiles such as two-wheelers and four-wheelers, it won't be surprising to see imported vehicles in Guwahati.

    The increasing number of students and salaried individuals has also increased the accident rate on the roads. With both amateurs as well as experienced motorists encountering more accidents than before, it is certain that the expenses will increase while fixing a damaged vehicle. Two-wheelers are preferred over four-wheeler as daily commuters by the middle and lower-middle class households, not only because of cost factors but also due to the convenience a two-wheeler offers. Whether it is a motorcycle or a gearless scooter, most people spend a major chunk of their income to buy a two-wheeler and seeing it damaged could turn out to be a heart-wrenching moment. Having an active two-wheeler licence is not only mandatory by the law but it is also essential to ensure that the hard-earned money spent for the vehicle is protected adequately with an insurance policy.

    Insurance policies will not only provide coverage against damage due wear and tear but also provide protection against natural and manmade calamities such as fire, theft, explosion, flood, etc. There are many insurance plans that allow add-on policy to boost the coverage. In order to buy a two-wheeler insurance policies, insurers will calculate the one-time annual premium amount based on the two-wheelers make, model, engine capacity, and few other factors. Buying a two-wheeler insurance policy is easy and doesn't require much time. An individual can go online, fill in few basic details, and make the payment to start enjoying the benefits of the insurance plan.

    Types of Two-Wheeler Insurance Policies

    There are two common types of insurance policies for two-wheelers. According to the law, the owner of the vehicle must possess at least a Third Part Two-Wheeler Insurance Policy in order to reduce liability caused due to damage to your vehicle. The Third Part Two-Wheeler Insurance Policy is the most basic insurance policy that provides a minimal amount of coverage, however, in order to strengthen the protection and enhance the coverage, two-wheeler owners can consider the Comprehensive Two-Wheeler Insurance Plan that also provides coverage against theft, natural calamities such as flood, earthquake, landslide, etc.

    A two-wheeler insurance policy is a must to reduce the financial burden in case of any uncertainties. Accident happens in a wink of an eye, a small accident may require repairs that can cost a fortune. An insurance policy can keep you and your vehicle protected for a nominal fee that can provide great relief in an unfortunate situation. Moreover, not have a valid insurance is punishable under the Motor Vehicle Act, 1988.

    Bike Insurance in Guwahati Reviews

  • Page 1 of 1
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has to be renewed every year. I have no claim experience so far from this insurance policy and i am happy with the coverage value.
      Was this review helpful? 4
      , guwahati
      Reviewed on Jul 09, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Protection for Bike"
      0.5 5.0/5 "Blown Away!"
      I took bike loan from HDFC, hence they gave me bike insurance from HDFC Ergo. Yearly they take 4000 to 5000 for two bike insurance. They are providing 100% of coverage, I have received both the policy copies of bike insurance, even I could view my insurance details through their website.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 05, 2017
    • Bajaj Allianz Two Wheeler Insurance
      "Need to explore"
      0.5 4.0/5 "Great!"
      I do have two wheeler, which is insured with the Bajaj Allianz general insurance company and am with them from the last eight years of time. I have faced some claims like one ot two times like I have got around 40% to 60% of the cost of damage as reimbursement.
      Was this review helpful? 1
      , guwahati
      Reviewed on Jun 22, 2017
    • United India Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I am having the two wheeler which got insured with the United India Insurance company and the premium is around 1200 Rupees per annum. Total insured value of the vehicle is around 43000 Rupees. I dint faced any claims till now.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 07, 2016
    • ICICI Lombard Two Wheeler Insurance
      "Life for vehicle"
      0.5 5.0/5 "Blown Away!"
      I have taken a Insurance with ICICI Lombard and they have provided coverage around 50000Rs its basically on the depreciation value of the vehicle. I have to pay a premium around 1200Rs for this Insurance and I make the payment through online
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 09, 2015
    • National Insurance Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      My two wheeler insurance is from National Insurance. The services are good. They send me reminders for my premium payments. I pay my premium on a yearly basis. The coverage is good. The benefits are good as well.
      Was this review helpful? 1
      , guwahati
      Reviewed on Oct 28, 2015
    • United India Two Wheeler Insurance
      "Good "
      0.5 5.0/5 "Blown Away!"
      My two wheeler got insured with United India insurance company. The services are good with them and am happy with the depreciation value of my vehicle. The premium is high from everywhere not only with them and its not the matter of thing. I am happy with them.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 27, 2015
    • Oriental Insurance Two Wheeler Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      My two wheeler got insured with the Oriental insurance company. I am paying around 800 Rupees as the premium. The depreciation value of my vehicle is 40000 Rupees which is okay. The services are good with them and I haven't applied for any claims with them.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 26, 2015
    • ICICI Lombard Two Wheeler Insurance
      "My experience is yet to go "
      0.5 2.0/5 "Expected more"
      While I purchased a two wheeler I got this Insurance with ICICI Lombard and its basically a first party Insurance.I pay a premium of 1600Rs for this Insurance.They do cover all parts of the vehicle for this Insurance.Since its offered by the dealer I am not sure about the plan or its benefits.I donâ??t have any claim experience with them as of now once I had I will be able to share better feedback about this Insurance.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jul 18, 2015
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      The Two Wheeler insurance from National Insurance is good. It is a first party insurance and so it covers all the damages caused to my bike. I have got to renew the policy for every year and I make the premium yearly once. My claim experience is very bad as it took nearly 2 months for the amount to get disbursed to my account.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 23, 2015
    • National Insurance Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I have a Two wheeler Insurance with National Insurance and I have been renewing it for last 7years.I pay a premium amount of 1500 Rs for this Insurance and I will be getting benefits based on the same.Its basically a third party insurance and they donâ??t provide 100% coverage in this insurance.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2015
    • Oriental Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      The Two Wheeler insurance from Oriental is good and I have taken this through the agent from where it was purchased. It is a first party insurance and it covers me and my vehicle. It covers almost all the damages caused to the Two wheeler except for the glass parts.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 13, 2015
    • National Insurance Two Wheeler Insurance
      "Its ok!!!"
      0.5 2.0/5 "Expected more"
      Every year the policy should be renewed and I am maintaining two wheeler insurance for 14 years. There is no specific reason to opt National Insurance for two wheeler insurance, insurance is mandate for two wheeler thus I took it. Two wheeler insurance helps customers from traffic officers. Minimum around 350 is the premium on yearly basis. I have to take initiative either to pay or to avail insurance thus I donâ??t like recommending National Insurance.
      Was this review helpful? 2
      , guwahati
      Reviewed on Jan 13, 2015
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