YES Bank SMS Banking

Advantages of YES Bank SMS Banking Service

With their SMS Banking facility, YES Bank allows their customers to avail themselves of a whole range of banking related services at their fingertips in order to perform banking functions at ease, even if they do not have internet connectivity. It is very easy for customers to register for the SMS Banking service. There is no paperwork involved if you want to register for SMS Banking or any other type of banking, which not only saves stress, time but also effort.

Banking Functions Available via SMS Banking

1. Debit alert - Customers are instantly notified about any debits that take place from their bank savings account linked to the SMS banking number for easier tracking of account activity.
2. Credit alert - Customers will receive an SMS notifying them about any credit of funds that has been done to their account above a particular specified limit.
3. Balance alert - You will be notified on a regular basis about the balance of funds that is remaining in your account. This could be done on a daily, weekly or monthly basis.
4. Salary credit alert - If your YES Bank account is your salary account, you will be notified instantly when your salary is credited to your account.
5. Overdraft alert- You will receive an SMS as notification when the balance in your account is overdrawn.
6. Negative balance alert - Like timely balance alerts, you will also receive regular SMs alerts in case the balance in your account has fallen below the specified minimum limit.

Ways to check YES Bank Balance

The ways to check YES Bank Balance are as follows: 

1. SMS banking: You can check YES bank account balance by typing YESBAL <Customer ID> and send an SMS on +91-9840909000 
2. USSD channel: You can make a request to check balance through USSD channel. To avail yourself of this facility, you will have to dial *99*66*1# from your registered mobile number. Once the process is complete, you will receive your balance details.  
3. Net Banking: You can also check your balance details through Net Banking. To do so, you will have to login to your YES bank net banking portal and go to account summary. All your balance-related details will be displayed in the account summary.   

1. YES Robot: Through YES Robot service, you can raise a request to check account balance through Facebook. To avail yourself of this service, open Facebook messenger and search for ‘YES Robot’. You can start the chat and ask for your balance related information. 
2. ATM: You can visit YES bank ATM and check your account balance. To do so, you will have to insert your ATM card in the machine and choose the option to do ‘Balance Enquiry’. Enter your ATM PIN, once it is verified, your account balance will be displayed on the screen. 
3. Toll Free Number: You can call YES bank balance check number 1800 1200 and know your account balance. This number is toll-free. 
4. WhatsApp banking: You can also check your YES bank account balance through WhatsApp. To do so, you will send a ‘Hi’ on +91-82912-01200. You can also give a missed call on +91-82912-01200 to receive an SMS link. 

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.