United Bank of India Application Based Mobile Banking

After 5 invalid application password attempts, the application will be blocked. After 3 invalid mPIN attempts, the service will be blocked for the day. Primary Account cannot be added as beneficiary.

Eligibility:

Any individual maintaining an active savings, current or overdraft account with the United Bank of India can apply and register for the Application Based Mobile Banking services.

Banking Services Available through the United Bank of India Application Based Mobile Banking:

Listed below are the various banking services you can avail through the Application Based Mobile Banking:

Balance enquiry: You can view real time account balance.

Mini statement: You can view last 8 transactions.

Cheque status: You can check the status of your cheque (delayed, unpaid, and stopped).

Stop cheque payment: You can stop cheque payment through the United Bank. However, regular charges are applicable for stopping cheque payment.

Branch locator: You can locate a branch or ATM by entering a pincode or locality name.

Intrabank fund transfer: You can transfer funds to self or third-party accounts within the United Bank of India. If the beneficiary is a mobile banking user, then you can transfer funds to the registered beneficiary using his or her account or mobile number.

Interbank fund transfer: Funds transfer to other bank accounts takes place through NEFT or IMPS. Person to Person (P2P): Through IMPS, you can transfer funds to beneficiary in other bank using his or her mobile number and MMID.

Person to Account (P2A): Through IMPS, you can transfer funds to beneficiary in other bank using his or her IFSC and account number. The transaction limit is as follows :DetailsDaily LimitWeekly LimitMonthly LimitDaily limit for number of transactionsInter-bank or intra-bank fund transferRs.48,000Rs.1 lakhRs.2.5 lakh5Value Added ServicesRs.2,000Rs.5,000Rs.15,0005 Bill payment: Recharge your prepaid mobile account and book movie tickets using Application Based Mobile Banking. You will have to update your email ID in the mobile banking app for movie ticketing.

With United Bank, you can also change mPIN and application password, and change the communication mode of your United Bank from GPRS to SMS. United Bank has made it easier for UBI customers to avail banking services on their mobile.