A post office passbook is a record of transactions and account details for a savings account held at a post office. It functions as a physical document where entries of deposits, withdrawals, and interest credits are recorded. The electronic or digital version of this passbook is known as ePassbook.
The e-passbook offers a convenient, cost-effective, and easily accessible way for post office savings account holders to manage their accounts digitally. The advantages of ePassbook are mentioned below:
The ePassbook feature for POSB schemes, introduced by the Department of Posts (DOP) through the Post Office Savings Bank (POSB), offers enhanced convenience to account holders by providing various services through an online webpage. The ePassbook feature includes the following services:
Here's a generated table summarizing the available services of the ePassbook feature for POSB schemes:
Services | Availability |
Balance enquiry | Available |
Mini statement | Available for SB, PPF, and SSA |
Full statement | Will be introduced in a phased manner |
Note: The mini statement service is currently available for SB (Savings Bank), PPF (Public Provident Fund), and SSA (Sukanya Samriddhi Account) schemes. The full statement service will be introduced gradually for all POSB schemes. All these services are provided through an online webpage for the convenience of account holders.
To access your passbook online with the ePassbook feature, please follow these steps:
Step 1: Install and launch the Post Office app on your smartphone. Sign in using your account credentials.
Step 2: Within the app, locate and tap on the mobile banking option. Enter your account credentials and click 'go' to proceed.
Step 3: You will be directed to the dashboard of your account. Look for the 'statement' option under the 'balance and statement' section and tap on it.
Step 4: On the statement page, you will find two options: 'account statement' and 'mini statement.' Choose the second option, the 'mini statement.'
Step 5: Select the specific period or date range for which you would like to view the statement. This allows you to customize the information displayed.
Step 6: Once you have set the desired period, download the statement by following the provided instructions. Remember to save the downloaded file for future reference.
To obtain a duplicate passbook for your post office account, follow the detailed steps below:
Step 1: Visit the post office and ask for the prescribed form for obtaining a duplicate passbook. Alternatively, you can inquire if a handwritten application (manuscript application) is acceptable for this purpose.
Step 2: Complete the prescribed form or write a handwritten application with all the necessary details. Provide accurate information, including your account number, name, address, and any other details requested on the form.
Step 3: Check if any supporting documents are required for the application. These may include proof of identity, proof of address, and the original passbook, if available. Make sure to attach these documents along with your application.
Step 4: Inquire about the prescribed fee for the issuance of a duplicate passbook. The fee amount may vary, so it is important to confirm the current charges at the post office. Make the payment for the fee at the designated counter or as instructed by the post office.
Step 5: Once you have completed the form, attached the necessary documents, and paid the fee, submit the application at the post office. Ensure that you hand over the application to the appropriate counter or staff designated for passbook-related services.
Step 6: The post office will process your application for a duplicate passbook. This may involve verifying your details, confirming the payment, and reviewing any supporting documents provided. The processing time may vary, so inquire about the estimated timeframe during submission.
Step 7: Once your application has been processed, the respective Head Post Office will issue the new duplicate passbook to you. You may be required to collect it in person from the post office. Make sure to carry any identification documents that may be requested for verification during the collection process.
The benefits of the Post Office ePassbook include real-time updates, convenient access from anywhere, no requirement for Internet banking, cost savings, and 24/7 availability.
The Post Office ePassbook feature provides services such as account summary, transaction details, statement generation, account notifications, and secure access.
To check your Post Office Savings Bank account passbook online, install the Post Office app, sign in using your account credentials, access the mobile banking option, navigate to the statement section, choose the mini statement option, select the desired period, and download the statement.
Yes, your post office passbook can serve as a valid proof of address for various purposes, such as opening new accounts, applying for loans, or accessing government services. It is an official document issued by the post office and contains essential information like your name, address, and account detail.
If you happen to misplace your post office passbook, it's important to report it immediately to the post office where your account is maintained. They will guide you through the process of obtaining a duplicate passbook. This typically involves filling out an application, providing necessary documents, and paying a prescribed fee for the issuance of a duplicate passbook.
Absolutely! The Department of Posts (DOP) offers an ePassbook facility, allowing post office savings account holders to access their passbooks digitally. You can conveniently access the ePassbook through the official post office website or mobile apps.
To update your post office passbook, simply visit the post office where your account is held and present your passbook for updates. The post office staff will make entries for any transactions or changes in your account, including deposits, withdrawals, or interest credits.
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