PNB mPassbook

1. Offers statements for different account types, such as current, savings, overdraft, and recurring 
2. Direct Email options enables customers to email their account statement to their registered email ID through app  
3. Enables users to download interest or TDS (Tax Deducted at Source) certificates 

Benefits of PNB mPassbook:

The following are some of the benefits of using PNB mPassbook: 

1. Convenient and time saving option, as customers need not to visit the bank for updating passbook and retrieving account related information 
2. Customers need not to carry passbook s for multiple bank accounts, as the app displays information of multiple account types 
3. Customers can download the account statement through app without scanning

Components of PNB mPassbook:

The following are the components of PNB mPassbook: 

1. Name, address, and contact number of accountholder 
2. Account number of the accountholder with the bank 
3. If the account is opened via government scheme, then PNB mPassbok will consist of scheme ID 
4. Customer ID of accountholder 
5. Name, branch address, and IFSC (Indian Financial System Code) code of the bank 

1. Account opening date 
2. Details of nominees of the account, if any 

The following are the sections in all the blank pages following the first page: 

1. Balance: The amount on the transaction date considered as final balance 
2. Date: Date on which transaction has been done 

1. Credit and Debit: Money deposited in or withdrawn from the bank account 
2. Particulars of the transaction: Details of transactions, such as entity name, transaction ID, and others

Requirements of PNB mPassbook:

The following are the requirements for using PNB mPassbook: 

1. PNB mPassbook users must be a retail customer of PNB and must have registered mobile number 

1. Must have device operating system with version 5.1 or above on the Android devices to download the app 

Uses of PNB mPassbook:

The following are some of the significant uses of PNB mPassbook: 

1. Proof of transaction: Records all financial transaction of the bank account and can be provided as a vital income proof for any official work 
2. Keeps a record of the transactions: Enables users to check account transaction anytime by keeping a record of the account transactions 

1. Monitors and tracks the transactions: Tracks cash flow of the account and monitors the savings and expenses, thereby helping customer to manage the fund more efficiently 

Benefits of PNB PUM:

The following are the benefits of availing PNB PUM (Passbook Updation Machine): 

1. Updates the savings account details in effortlessly 
2. No charges are incurred on the account holders 

1. Passbook can be updated as per the convenience of the account holders 
2. Passbook update can be even after office hours 
3. Reduces the time involved in standing in a long queue