• Indian Bank Vikas Savings Khata

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    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest
    Debit Card
    • Make online transactions
    • Quick ATM withdrawals
    • Bonus points & gifts

    Overview - Indian Bank Vikas Savings Khata

    Banking is a fundamental need of every individual. While banking itself has evolved over the years, it continues to serve the primary purpose it is meant for – helping us save for the future. Given that society is made up of different classes of individuals, the banking requirements of each class will be different from the other. Also, banking facilities are available to differing extents in urban areas and rural areas. While an urban bank branch will offer a bouquet of services, in a rural area, there may not be any bank to provide such sophisticated yet basic services. Often in rural areas, individuals have to rely on the services of informal moneylenders for their financing needs.

    In order to remedy that situation, Indian Bank now offers the Vikas Savings Khata, a special savings account which has been designed for all those individuals who have been deprived of basic banking facilities. This Indian Bank savings account comes with multiple beneficial terms and advantages which can help the said individuals to maximize their savings and gains. Neither does this savings account require any initial deposit to be made, nor does it require the account holder to maintain a minimum balance to keep the account active. In addition to that, this account comes with several other benefits like an ATM cum debit card, up to 10 charge free transactions in a month, charge-free intra-city transactions, Demand Draft / BPO facility, option to avail other value added services on fulfilment of KYC formalities.

    Bank Indian Bank
    Category Indian Bank Vikas Khata
    Minimum Balance Requirement There is no minimum balance requirement for this account.
    Minimum initial Deposit There is no minimum initial deposit required to open this account.
    ATM / Debit Card The facility of an Indian Bank ATM Debit card is available with this account for easy access to cash.

    Features of Indian Bank Vikas Savings Khata

    Transaction Limit Account holders will be permitted to carry out 10 transactions in a month, free of charge.
    Remittance by DD / PO Account holders can avail the facility of Demand Draft or BPO, free of commission, for the purpose of issuance to third parties.
    Transfer of Funds Intra-city transactions can be carried out, free of charge.
    Value-added services Account holders can avail any other value added services after fulfilling the full KYC requirements.

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    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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