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  • Indian Bank Smart Kid Savings Bank Account

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    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Overview – IB Smart Kid Savings Bank Account

    Saving is a habit which can be beneficial at any age. However, the earlier it is cultivated the better it is. For its young generation of customers, Indian Bank has introduced the Smart Kid Savings Bank Account which will allow children between the age of 1 day and up to 18 years, to have a savings account. This Indian Bank savings account for children comes with a host of salient features like internet banking for easy account access, cheque book facility (optional), ATM / Indian Bank debit card for anytime access to cash, facility to transfer funds online by parents or guardian of the child, among other features.

    Bank Indian Bank
    Category Smart Kid Savings Bank Account
    Minimum Balance Requirement The minimum monthly balance which must be maintained in the account is fixed at Rs 100 (for non-cheque operated savings accounts) ; Rs 250 (for cheque operated savings bank accounts)
    ATM / Debit Card The facility of an ATM Debit card is available with this account. However, minor account holders above the age of 10 years are eligible to receive this ATM Debit card on the condition that consent for availing this facility must be given by the parents / guardian of the minor, along with maintaining the prescribed minimum balance in the account.

    Features of Indian Bank Smart Kid Savings Bank Account

    Internet Banking facility The facility of internet banking is available with this account. However, the same will only be provided after consent has been given by the parents / guardian of the minor, allowing them to make use of the facility.
    Remittance by DD / PO Account holders can avail the facility of Demand Draft or PO for the purpose of making payments of school or college fees.
    Transfer of Funds Fund transfer facility is available with this account. However, only parents or guardians of can transfer funds to the child’s account.

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    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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