IDBI Bank Super Savings Account
The Super Savings Account provides you with a complete banking convenience and financial package to access your money with ease. Customers get a range of IDBI Bank savings accounts for optimal management of their money. With Account, you not only save your money but also make it grow.
Bank | IDBI Bank |
Category | Super Savings Account |
Minimum Balance Requirements (MAB) | MAB for this kind of savings account is Rs. 5000 (in Metro & Urban areas), Rs. 2500 (in Semi Urban areas) and Rs. 500 (in Rural areas) |
Interest Rate | According to the RBI mandate, the daily balance maintained in your account will be used to calculate the Savings Bank interest. The rate of interest may be decided by the Bank and may change from time to time. The existing rate however is 4.00% p.a. |
Debit Card Offered | This savings account gives customers a free International IDBI Debit Card |
Services Offered With IDBI Super Savings Account:
Passbook and e-Statements | A passbook is provided at no extra cost. Statements can be requested on a monthly, weekly or daily basis. |
SMS Alerts | Yes |
Cheque Book | 20 personalized multi-city cheque leaves free per half-year |
Internet Banking | Yes |
Cash Withdrawal | Five transactions free (for non-metro) and Three free transactions (for metro) for cash and non-cash transactions at other Bank ATMs across India. Free cash and non - cash transactions at Punjab National Bank ATMs across India. |
Features of IDBI Super Savings Account:
Free Fund Transfer | Free fund transfer within IDBI Bank accounts |
Insurance for deposits | Deposits are insured by DICGC |
Easy Account Management | Free Internet Banking and mobile banking services for easy account management. |
Cheque Book | 20 personalized multi city cheque leaves free for half year |
Account transferability | Accounts can be transferred to any other PNB Branch without changing the account number. |
Affordable Initial Deposit Requirement | The Initial Deposit Requirement is a minimum of Rs. 500 only. |
Locker Facility | PNB Savings Deposit General Account holders get access to safe deposit lockers at a nominal charge. |
Nomination Facility | The nomination facility is available to eligible individuals as per the bank rules. |
Benefits:
- Swift Fund Transfers: Enjoy faster and the seamless transfer of funds.
- Convenient Bill and Tax Payments: Access online options to easily pay your bills or taxes.
- Lucrative Interest Rates: Benefit from attractive interest rates to grow your money.
- Instant Banking: Experience the convenience of instant banking services.
- International Debit Card: Access an international debit card for your financial transactions.
- Demand Drafts and Pay Orders: Easily obtain demand drafts and pay orders.
- Easy Payments: Make payments effortlessly with user-friendly options.
- Banking on the Go: Access your account and perform banking activities from anywhere.
- Profitable Account: Make the most of your account by earning profits.
- Value-Added Services: Enjoy additional services to enhance your banking experience.
- Travel and Gift Solutions: Discover travel and gift solutions tailored to your needs.
How to Apply?
Applying for a Super Savings Account is a simple 3-step process:
Contact Us: Call our Phone Banking numbers, which are available round the clock:
- Toll-Free: 1800-209-4324
- Toll-Free: 1800-22-1070
Visit a Branch: Head to the nearest branch to complete the application process.
Request a Call Back: One of our representatives will promptly reach out to you to assist you further.
Services Available through ATMs, Internet Banking, Phone Banking, and SMS Banking:
ATMs:
In addition to cash withdrawals, the International Debit cum ATM card provides the following services:
- Balance Enquiry
- Statement Request
- Cheque-book Request
- Mini statements
- Cash and Cheque Deposits
- International usage
- Fabulous discounts and great deals at various establishments
Internet Banking:
Access your bank account from your personal computer with Internet Banking, which offers the following features:
- Account Balance Enquiry
- Transaction tracking and history
- Cheque status inquiry
- Funds transfer facilities to own account or third parties
- Cheque-book requests
- Stop payment requests
- FD renewal requests
- Apply for a New Debit Card
- Opening a Recurring Deposit
- ASBA IPO Online
- Online Application for GOI Savings Bonds
- Bill Payment and Presentment
- Mobile recharge - Easy Fill
- Card to Card transfer
- Online Tax Payment
- Online Shopping & Payment Services
Phone Banking:
Access your account anytime by simply using your phone. Phone Banking offers the following features:
- Available round the clock, 24x7x365
- Current Balance Inquiry
- Last five transactions' inquiry
- Statement by email
- Cheque status enquiry
- Cheque-book request
- Balance as of a particular date
SMS Banking:
Access banking services through SMS using any mobile service provider. SMS Banking offers the following features:
- Balance Enquiry
- Fixed Deposit Enquiry
- Last three transactions
- Cheque Payment Status
- Request Cheque Book
- Request for Statement
- Change of PIN
Fees and Charges for Super Savings Account:
The fees and charges that customers will be charged are mentioned below:
Annual Fee (Second year onwards) | Rs. 220/- |
Replacement of Lost/ Stolen card | Rs. 220/- |
IDBI Bank ATM Non-Financial / Financial Transaction | Free |
Re PIN Generation | Rs. 50 for Lost/Forgotten PIN |
One/additional add-on card per account (Second year onwards) | Rs. 220/ |
Other Bank ATM transactions | Up to 3 transactions (both Financial & Non-Financial) are free at the following metro locations: New Delhi, Mumbai, Chennai, Bengaluru, Kolkata and Hyderabad. Up to five transactions are free per month (both Financial and Non-Financial) at all other locations. After which, you will be charged Rs 8 per transaction for non-financial and Rs 20 per transaction for financial. |
International ATM | Financial- Rs 140 per transaction Non-Financial - Rs 30 per transaction |
If a customer tries International Cash withdrawal and is declined due to insufficient balance | Rs. 20 per Instance |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on IDBI Bank Super Savings Account
- What is the Average Monthly Balance required for the Super Savings Account?
To maintain the Super Savings Account, you are required to maintain a Monthly Average Balance (MAB) of Rs. 5000 for Metro & Urban Branches, Rs. 2500 for semi-urban Branches, and Rs. 500 for Rural Branches.
- What interest rate is applicable to the Super Savings Account?
The Super Savings Account earns interest at a rate of 3% per annum.
- When will the interest be credited to the Super Savings Account?
Interest on the Super Savings Account is calculated and credited on a quarterly basis.
- When do I receive my account statement?
You will receive your account statement in the month following every financial year quarter, namely July, October, January, and April.
- Can I use any branch in India to operate my account?
Yes, you can access and operate your Super Savings Account from any branch of IDBI Bank across India. You can electronically transfer funds between accounts in different branches. Cash withdrawals and deposits of up to Rs. 50,000 per day can be made at any branch.
- Can I open a Demat Account along with my Super Savings Account?
Yes, you have the option to open Demat Accounts along with your Super Savings Account.
- Do I have access to International Debit cum ATM Card, SMS Banking, Internet Banking, and Phone Banking?
Yes, these services are available to you for a convenient and hassle-free banking experience. The International Debit cum ATM Card offers additional features to enhance your banking experience.
- What is the withdrawal limit for my International Debit cum ATM Card?
With your International Debit cum ATM Card, you can withdraw up to Rs. 25,000 per day. The card can also be used at ATMs of other banks.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.