Federal Bank Mobile Banking

Federal Bank has its own official mobile banking application named FedMobile that handles both personal and business banking needs seamlessly. The app helps in accessing passbook (FedBook), managing loans and wealth. With a focus on security and speed, it offers advanced controls like biometric login and the ability to instantly block or unblock debit cards. 

Updated On - 24 May 2026
Animated CTA

Key Services Available on Federal Bank Mobile Banking 

Federal Bank’s mobile banking apps are designed to cover almost every routine banking requirement. Users can: 

  • Check account balance and view detailed transaction history 
  • Download account statements instantly 
  • Pay utility bills, recharge mobile, and make school fee payments 
  • Manage debit/ credit cards, including blocking or setting PINs 
  • Open or manage fixed deposits and recurring deposits 
  • Track cheque status and update passbooks digitally 
  • Scan QR codes to make quick payments 
  • Raise service requests or complaints directly from the app 

These features ensure customers can manage finances without visiting a branch. 

Different Federal Bank Mobile Banking Apps 

Apart from FedMobile, the bank offers multiple apps tailored to different needs of a user: 

  • FedMobile: Primary app for everyday banking and payments 
  • FedBook Selfie: Digital passbook with real-time updates and expense tracking 
  • FedNet App: Mobile version of internet banking 
  • FedCorp: Designed for business and corporate users 
  • FedAlert: Provides notifications and OTP alerts 
  • BHIM Lotza (UPI App): Enables UPI-based transactions 
  • BHIM Aadhaar Pay & Merchant Apps: For merchants to accept payments 

This diversified app ecosystem ensures both individual and business users get specialised tools. 

Features of FedMobile App 

FedMobile acts as a one-stop solution for digital banking. It integrates multiple services into a single platform: 

  1. Account Management: Users can view account details, check balances, and monitor transaction history in real time. 
  2. Fund Transfers: The app supports instant and scheduled transfers through NEFT, IMPS, RTGS, and UPI. A “Quick Pay” option allows transfers without adding beneficiaries. 
  3. Deposits and Loans: Customers can open fixed or recurring deposits, apply for loans, and even manage investments directly through the app. 
  4. Bill Payments and Recharges: From electricity bills to FASTag and mobile recharges, the app supports a wide range of payments. 
  5. Lifestyle and Booking Services: Interestingly, users can book travel tickets, hotels, and events within the app, making it more than just a banking tool. 
  6. Card Management: Users can enable/ disable cards, reset PINs, and block cards instantly for security. 

How to Register for Federal Bank Mobile Banking 

Getting started with FedMobile is straightforward: 

1. Download the FedMobile app from the app store 

2. Open the app and select ‘Register” 

3. Enter your account number and registered mobile number 

4. Verify your identity using one of the following methods: 

  • Banking credentials 
  • Debit card details 
  • Branch verification 

5. Set a secure 4-digit MPIN 

Once registration is complete, you can log in and start using all services. 

How to Use the FedMobile App 

After logging in, users can navigate through the dashboard: 

  • Use the Home tab to access frequently used services. 
  • Transfer money using the “Transfer Funds” option. 
  • Make quick payments via “Scan and Pay.” 
  • Pay bills under the “Recharge and Pay Bills” section 
  • Manage cards through the “Debit Card” section. 
  • View mini statements and account summaries instantly. 

Benefits of Federal Bank Mobile Banking 

  • 24/7 access to banking services from anywhere 
  • Secure transactions with multi-layer authentication 
  • Time-saving, eliminating branch visits 
  • Dedicated apps for both retail and business users 
  • Integration of banking and lifestyle services in one platform 

Overall, the platform simplifies everyday financial management significantly. 

Federal Bank WhatsApp Banking 

Federal Bank also provides WhatsApp banking through its chatbot “FEDDY.” Customers can: 

  • Check account balance and statements 
  • Download statements and interest certificates 
  • Apply for loans 
  • Locate branches/ ATMs 
  • Update KYC details 

However, fund transfers are currently not sponsored via WhatsApp banking. 

FAQs on Federal Bank Mobile Banking

  1. Is Federal Bank mobile banking free to use?

    Yes, downloading and using the app is free. However, standard transaction charges (if any) may apply depending on the service. 

  2. Can I transfer money without adding a beneficiary?

    Yes, the “Quick Pay” feature allows one-time transfers without adding beneficiaries, within set limits. 

  3. Is the FedMobile app secure?

    The app uses encryption, OTP verification, and MPIN-based login to ensure secure transactions. 

  4. Can I open a deposit account through the app?

    Yes, users can open and manage fixed and recurring deposits digitally. 

  5. Does WhatsApp banking support fund transfers?

    No, currently WhatsApp banking is limited to queries and basic services, not transactions. 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.