Dhanlaxmi Bank's Regular Savings Account allows its customers easy and secure banking via its huge network of branches all over the country. With its seamless banking channels, Dhanlaxmi Bank enables Regular Savings Account holders also have access to the ATM networks of various other banks.
Table of Contents
Bank | Dhanlaxmi Bank |
Account Name | Regular Savings Account |
Category | Savings Account |
Initial Deposit Requirements | Nil |
Average Monthly Balance (AMB) | Rs.1000 |
Charges for Account Maintenance | Nil |
Eligibility | Individuals, societies, associations, trusts or clubs are eligible to apply. The account can also be opened in a minor's name. |
Available, Registration fee applicable | |
Type of Debit Card | Classic Debit Card |
Dhanlaxmi Bank Savings Account provides the following services and features to its customers:
Cheque Book | 1st cheque book for free (20 leaves) |
Debit Card limit | Rs.20,000 in a day |
POS limit | Rs.30,000 in a day |
Available - Branch and Internet Banking | |
NEFT and RTGS - Internet Banking | Charges Applicable |
NEFT (Branch) |
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RTGS (Branch) |
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Cash Deposit at Home Branch | No charge |
Cash Deposit at Non base Branch |
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Cash withdrawal at non base branch | Cash withdrawals of up to Rs.50,000 per day without any charge Third party withdrawal above Rs.50,000 is charged at Rs.1 per 1000. |
Statement of Account monthly via email | Available |
Cash/cheque pickup Delivery | Available |
Following fees is charged by Dhanlaxmi Bank for offering various banking services to Regular Savings Account holders:
Penalty for non-maintenance of AMB |
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PAP Cheque Book | 1st cheque book provided for free, post which Rs.2 is charged for every leaf |
Anywhere Fund Transfer | Free of charge |
Charge for Issue and Return of Cheque - Financial reasons | Rs.225 for each cheque |
Charge for Deposited Cheque and Return | Local cheque - Rs.45 Outstation cheque - Rs.140 |
Cancellation of DD or PO | Rs.45charged per instrument |
Cancellation and Re-issue of instrument (Duplicate) | Rs.90 charged per instrument |
DD and PO at Bank location |
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DD of Correspondence Banks |
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Debit Card Registration Fee | Rs.50 |
Debit Card Annual Fee | Rs.25 Customers maintaining an AMB of Rs.10,000 can avail an exemption |
Debit Card ATM pin generation | Free |
Add-on card charges | Rs.100 for each card |
Mobile Banking | Free |
Internet Banking | Free |
Phone Banking | Free |
SMS Alerts | Rs.30 per quarter exempting the first quarter of account opening |
E-mail Statement of Account | Free |
Stop Payment Charges | Cheque leaf - Rs.45 Series - Rs.90 |
Charges for Delivery or Pick-up of Cash |
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Charges for Cheque Delivery or Pick-up | Rs.50 for each cheque delivery or pick-up |
Charges for Account Closure |
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GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
The Dhanlaxmi bank’s customer care number is +91-044 42413000.
Yes, you can give a missed call on +91 80-67747700 and check your savings account balance by using the missed call facility.
The name of Dhanlaxmi bank’s mobile application is DhanSmart.
There is no fee on downloading Dhanlaxmi bank’s savings account statement.
The charges for IMPS transfers at Dhanlaxmi bank are Rs.5 for transactions up to Rs.1 lakh and Rs.15 for transactions up to Rs.2 lakh.
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