Dhanlaxmi Bank Regular Savings Account

Dhanlaxmi Bank's Regular Savings Account allows its customers easy and secure banking via its huge network of branches all over the country. With its seamless banking channels, Dhanlaxmi Bank enables Regular Savings Account holders also have access to the ATM networks of various other banks.

Updated On - 05 Sep 2025
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Bank

Dhanlaxmi Bank

Account Name

Regular Savings Account

Category

Savings Account

Initial Deposit Requirements

Nil

Average Monthly Balance (AMB)

Rs.1000

Charges for Account Maintenance

Nil

Eligibility

Individuals, societies, associations, trusts or clubs are eligible to apply. The account can also be opened in a minor's name.

Debit Card

Available, Registration fee applicable

Type of Debit Card

Classic Debit Card

Services and Features of Regular Savings Account

Dhanlaxmi Bank Savings Account provides the following services and features to its customers:

Cheque Book

1st cheque book for free (20 leaves)

Debit Card limit

Rs.20,000 in a day

POS limit

Rs.30,000 in a day

NEFT and RTGS Facility

Available - Branch and Internet Banking

NEFT and RTGS - Internet Banking

Charges Applicable

NEFT (Branch)

  1. Upto Rs.10,000 - Rs.2.50
  2. Rs.10,001 to Rs.1,00,000 - Rs.5
  3. Rs.1,00,001 to Rs.2,00,000 - Rs.15
  4. Above Rs.2,00,000 - Rs25

RTGS (Branch)

  1. Rs.2 lakh to Rs.5 lakh - Rs.20
  2. Above Rs.5 lakh - Rs.45

Cash Deposit at Home Branch

No charge

Cash Deposit at Non base Branch

  1. Up to Rs.50,000 per day permitted
  2. Third party form must be submitted
  3. For single transactions below Rs.25,000 per day, third party form is not required
  4. Cash deposits above allowed limit are charged at Rs.1 per 1000

Cash withdrawal at non base branch

Cash withdrawals of up to Rs.50,000 per day without any charge Third party withdrawal above Rs.50,000 is charged at Rs.1 per 1000.

Statement of Account monthly via email

Available

Cash/cheque pickup Delivery

Available

Fees and Charges for Dhanlaxmi Bank Regular Savings Account

Following fees is charged by Dhanlaxmi Bank for offering various banking services to Regular Savings Account holders:

Penalty for non-maintenance of AMB

  1. Shortfall upto 10% - Rs.40
  2. Above 10% to 30% - Rs.80
  3. Above 30% to 60% - Rs.120
  4. Above 60% - Rs.160

PAP Cheque Book

1st cheque book provided for free, post which Rs.2 is charged for every leaf

Anywhere Fund Transfer

Free of charge

Charge for Issue and Return of Cheque - Financial reasons

Rs.225 for each cheque

Charge for Deposited Cheque and Return

Local cheque - Rs.45 Outstation cheque - Rs.140

Cancellation of DD or PO

Rs.45charged per instrument

Cancellation and Re-issue of instrument (Duplicate)

Rs.90 charged per instrument

DD and PO at Bank location

  1. Upto Rs.10,000 - Rs.25
  2. Rs.10,001 to Rs.50,000 - Rs.90
  3. Rs.50,001 to Rs.1,00,000 - Rs.175
  4. Rs.1,00,001 to Rs.10,00,000 - Rs.2 per 1000 ( Minimum - Rs.250, Maximum - Rs.5000)

DD of Correspondence Banks

  1. Upto Rs.10,000 - Rs.25
  2. Rs.10,001 to Rs.1,00,000 - Rs.2.50 per 1000
  3. Rs.1,00,001 to Rs.10,00,000 - Rs.2 per 1000

Debit Card Registration Fee

Rs.50

Debit Card Annual Fee

Rs.25 Customers maintaining an AMB of Rs.10,000 can avail an exemption

Debit Card ATM pin generation

Free

Add-on card charges

Rs.100 for each card

Mobile Banking

Free

Internet Banking

Free

Phone Banking

Free

SMS Alerts

Rs.30 per quarter exempting the first quarter of account opening

E-mail Statement of Account

Free

Stop Payment Charges

Cheque leaf - Rs.45 Series - Rs.90

Charges for Delivery or Pick-up of Cash

  1. Rs.25,000 to Rs.1 lakh - Rs.200
  2. Rs.1 lakh to Rs.3 lakh - Rs.300
  3. Rs.3 lakh to Rs.5 lakh - Rs.400
  4. Rs.5 lakh to Rs.10 lakh - Rs.650

Charges for Cheque Delivery or Pick-up

Rs.50 for each cheque delivery or pick-up

Charges for Account Closure

  1. Upto 14 days - No charge
  2. 15 days - 6 months - Rs.90
  3. Over 6 months - No charge

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on Dhanlaxmi Bank Regular Savings Account

  • What is the Dhanlaxmi Bank’s customer care number?

    The Dhanlaxmi bank’s customer care number is +91-044 42413000. 

  • Can I check my savings account balance by using the missed call facility?

    Yes, you can give a missed call on +91 80-67747700 and check your savings account balance by using the missed call facility. 

  • What is Dhanlaxmi bank’s mobile app’s name?

    The name of Dhanlaxmi bank’s mobile application is DhanSmart. 

  • Is there any fee on downloading Dhanlaxmi bank’s savings account statement?

    There is no fee on downloading Dhanlaxmi bank’s savings account statement. 

  • What are the charges for IMPS transactions at Dhanlaxmi bank?

    The charges for IMPS transfers at Dhanlaxmi bank are Rs.5 for transactions up to Rs.1 lakh and Rs.15 for transactions up to Rs.2 lakh. 

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