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Dhanlaxmi Bank Regular Savings Account

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Savings Account
  • Instant money transfer
  • 24x7 ATM withdrawals
  • Attractive rate of interest

Dhanlaxmi Bank’s Regular Savings Account allows its customers easy and secure banking via its huge network of branches all over the country. With its seamless banking channels, Dhanlaxmi Bank enables Regular Savings Account holders also have access to the ATM networks of various other banks.

Bank Dhanlaxmi Bank
Account Name Regular Savings Account
Category Savings Account
Initial Deposit Requirements Nil
Average Monthly Balance (AMB) Rs.1000
Charges for Account Maintenance Nil
Eligibility Individuals, societies, associations, trusts or clubs are eligible to apply. The account can also be opened in a minor’s name.
Debit Card Available, Registration fee applicable
Type of Debit Card Classic Debit Card

Services and Features of Regular Savings Account

Dhanlaxmi Bank Savings Account provides the following services and features to its customers:

Cheque Book 1st cheque book for free (20 leaves)
Debit Card limit Rs.20,000 in a day
POS limit Rs.30,000 in a day
NEFT and RTGS Facility Available – Branch and Internet Banking
NEFT and RTGS – Internet Banking Charges Applicable
NEFT (Branch) Following charges are levied per transaction:
  • Upto Rs.10,000 – Rs.2.50
  • Rs.10,001 to Rs.1,00,000 – Rs.5
  • Rs.1,00,001 to Rs.2,00,000 – Rs.15
  • Above Rs.2,00,000 – Rs25
RTGS (Branch) Following charges are levied per transaction:
  • Rs.2 lakh to Rs.5 lakh – Rs.20
  • Above Rs.5 lakh – Rs.45
Cash Deposit at Home Branch No charge
Cash Deposit at Non base Branch
  • Up to Rs.50,000 per day permitted
  • Third party form must be submitted
  • For single transactions below Rs.25,000 per day, third party form is not required
  • Cash deposits above allowed limit are charged at Rs.1 per 1000
Cash withdrawal at non base branch Cash withdrawals of up to Rs.50,000 per day without any charge Third party withdrawal above Rs.50,000 is charged at Rs.1 per 1000.
Statement of Account monthly via email Available
Cash/cheque pickup Delivery Available

Fees and Charges for Dhanlaxmi Bank Regular Savings Account

Following fees is charged by Dhanlaxmi Bank for offering various banking services to Regular Savings Account holders:

Penalty for non-maintenance of AMB Monthly charges for shortfall in AMB:
  • Shortfall upto 10% - Rs.40
  • Above 10% to 30% - Rs.80
  • Above 30% to 60% - Rs.120
  • Above 60% - Rs.160
PAP Cheque Book 1st cheque book provided for free, post which Rs.2 is charged for every leaf
Anywhere Fund Transfer Free of charge
Charge for Issue and Return of Cheque – Financial reasons Rs.225 for each cheque
Charge for Deposited Cheque and Return Local cheque – Rs.45 Outstation cheque – Rs.140
Cancellation of DD or PO Rs.45charged per instrument
Cancellation and Re-issue of instrument (Duplicate) Rs.90 charged per instrument
DD and PO at Bank location
  • Upto Rs.10,000 – Rs.25
  • Rs.10,001 to Rs.50,000 – Rs.90
  • Rs.50,001 to Rs.1,00,000 – Rs.175
  • Rs.1,00,001 to Rs.10,00,000 – Rs.2 per 1000 ( Minimum – Rs.250, Maximum – Rs.5000)
DD of Correspondence Banks
  • Upto Rs.10,000 – Rs.25
  • Rs.10,001 to Rs.1,00,000 – Rs.2.50 per 1000
  • Rs.1,00,001 to Rs.10,00,000 – Rs.2 per 1000
(Minimum – Rs.250, Maximum – Rs.7500)
Debit Card Registration Fee Rs.50
Debit Card Annual Fee Rs.25 Customers maintaining an AMB of Rs.10,000 can avail an exemption
Debit Card ATM pin generation Free
Add-on card charges Rs.100 for each card
Mobile Banking Free
Internet Banking Free
Phone Banking Free
SMS Alerts Rs.30 per quarter exempting the first quarter of account opening
E-mail Statement of Account Free
Stop Payment Charges Cheque leaf – Rs.45 Series – Rs.90
Charges for Delivery or Pick-up of Cash Following rates are charged for each pick-up or delivery:
  • Rs.25,000 to Rs.1 lakh – Rs.200
  • Rs.1 lakh to Rs.3 lakh – Rs.300
  • Rs.3 lakh to Rs.5 lakh – Rs.400
  • Rs.5 lakh to Rs.10 lakh – Rs.650
Charges for Cheque Delivery or Pick-up Rs.50 for each cheque delivery or pick-up
Charges for Account Closure
  • Upto 14 days – No charge
  • 15 days – 6 months – Rs.90
  • Over 6 months – No charge

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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