Axis Bank UPI App

UPI was introduced by NPCI to give Indians a more secure and practical online payment option. The ability to send and receive UPI payments using their own app or any other third-party UPI app is offered by Axis Bank. 

Updated On - 09 Feb 2026

Making UPI payments gives clients the convenience of sending and receiving money quickly without disclosing their bank account information. The ability to conduct transactions without sharing bank account information makes the accounts secure and less susceptible to online fraud. 

Axis Bank UPI App

UPI App for BHIM Axis Pay 

Customers can link to any bank account with their UPI ID using the BHIM Axis Pay UPI app. The service makes it simple and safe for users to send and receive money. Whether you're paying your bills, using UPI, or recharging your phone, Axis Bank makes sure that using this method is easy. The platforms listed below are how Axis Bank offers UPI services to its customers: 

  1. BHIM Axis Pay 
  1. Freecharge 
  1. Axis Mobile 

Additionally, to the various platforms listed above, Axis Bank has worked with the third-party app providers listed below to provide UPI services: 

  1. Bajaj Finserv Direct Ltd. 
  1. CRED 
  1. Slice 
  1. Google Pay 
  1. Jupiter 
  1. Samsung Pay and 
  1. WhatsApp 

Axis Bank UPI Transaction Limit 

Below table shows the list of Axis Bank UPI transaction limit as follows: 

Type of Transaction 

Transaction Limit 

Limit of daily transactions 

Rs.1,00,000 

The maximum amount per transaction 

Rs.1,00,000 

The daily maximum of transactions permitted through the bank’s apps 

20 

The maximum number of transactions permitted daily through third-party apps 

10 

Transaction limit for new UPI users within 24 hours after registration 

Rs.5,000 

The maximum amount required by IPO 

Rs.5,00,000 

The limit for customers who switch devices or SIM cards  

Rs.5,000 within 24 hours 

The new user limit for IOS users  

Rs.5,000 within 72 hours 

For categories such as Foreign Inward Remittances, Capital Markets, Collections, and Insurance 

Rs.2,00,000 

How to Register with BHIM Axis Pay UPI App 

The steps listed below describe how to register for BHIM Axis Pay UPI: 

  1. Select your favorite language and download the BHIM Axis Pay UPI app from the Apple Store or Google Play Store 
  1. Choose the phone number linked to your bank and click Proceed to confirm your cell number 
  1. Enter your email address and name, create a 6-digit passcode for the app, enter it again, and click Submit 
  1. Choose your bank and bank account 
  1. Tap Proceed after setting your VPA/UPI ID for the chosen bank 
  1. Use your debit card information and OTP to set your UPI PIN for the account 
  1. Successful registration will be completed. 

How to Use BHIM Axis Pay UPI App to Request Money 

To request money using BHIM Axis pay UPI, you must follow the steps given below: 

  1. Choose the bank account from which the money collection request must be started on the home screen after logging into BHIM Axis Pay UPI 
  1. Press the Request button. After entering the payer's UPI ID, select Verify 
  1. Tap Proceed after entering the amount and requesting the expiration date 
  1. The payer will receive the request for payment 
  1. Money will be taken out of the payer's account and credited to your default bank account linked to UPI as soon as the request is approved. 

How to Use BHIM Axis Pay UPI App to Transfer Money 

To transfer money using BHIM Axis UPI App, you must follow the steps given below: 

  1. Choose the bank account from which the transaction must be started on the home screen after logging into BHIM Axis Pay UPI 
  1. Tap the Send button, then input the Payee's UPI ID on the next screen. Select Verify 
  1. Tap Proceed to Pay after adding the required amount 
  1. Enter the UPI PIN and Money will be sent. 

Features of BHIM Axis Pay UPI App 

The features offered by BHIM Axis Pay UPI App are listed below: 

  1. Since the app allows for two-factor authentication, it is safe and secure 
  1. Pay via a VPA, account number + IFSC, mobile number, or QR code 
  1. The service is provided without charge 
  1. 20 UPI transactions via bank apps are permitted in a single day 
  1. Real-time settlement is used for transactions. 

FAQs on Axis Bank UPI App

  • What is the maximum amount of money I can get using BHIM Axis Pay UPI App?

    You can get Rs. 5,00,000 or 100 credits each and every day using BHIM Axis Pay UPI App. 

  • Who is eligible to use Axis Pay?

    Axis Pay is available to both Axis Bank and other bank customers. 

  • What is the deadline for Axis Bank's UPI fund collection?

    An expiration time can be chosen between 1 to 45 days from the date the transaction was initiated. 

  • How many accounts can I add to receive money using BHIM Axis Pay UPI App?

    You can add as many accounts as you want to receive money using BHIM Axis Pay UPI App. 

  • How do I reactivate the BHIM Axis Pay UPI app after formatting my device?

    You will need to re-download the app and register in order to activate BHIM Axis Pay UPI App. In this case, the new registration transaction limit will apply. 

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