Axis Bank was founded in 1993 and was originally known as UTI Bank. The bank is headquartered in Mumbai. 25 years later, it has 4,594 branches all over the country in addition to nine international branches.
Among the private sector banks in India, Axis Bank is the third largest. With over 14,000 ATMs spread across the country, Axis Bank also has the largest network of Automated Teller Machines (ATMs) among all private banks in India.
Axis Bank offers customers a variety of services that range from retail banking, and corporate banking, to international banking. Over the years, Axis Bank has received several awards and recognition for its customer loyalty programme, use of banking technology, and customer care services.
There are six types of salary accounts provided by Axis Bank which have different features.
Axis Bank has a variety of salary accounts that differ on varying parameters to suit the needs of the demographic to which they cater. Here are a few of the salary accounts that Axis Bank offers:
Apart from the salary accounts mentioned above, Axis Bank also has an Easy Access salary account. The account has several benefits in addition to providing the customers with better access to the details of their account.
Features and Benefits
Eligibility of Axis Bank Easy Access Salary Account
Let us have a look at the steps on how to open a salary account with Axis Bank:
Once these steps are completed, you will receive a call from a bank representative who will help you in the further process.
The Easy Access salary account is a type of salary account offered by Axis Bank that provides customers with better access to their account details and several benefits.
The Easy Access salary account offers a 3.5% p.a interest rate for balances under Rs.50 lakh, zero minimum balance requirement, free unlimited NEFT transactions, a RuPay Platinum debit card with various benefits, accidental insurance cover of Rs.2 lakh, and more.
Individuals with an annual income of Rs.1.2 lakh to Rs.3 lakh are eligible to open an Easy Access salary account with Axis Bank.
Applicants can visit the Axis Bank website, select the Easy Access salary account under the retail segment, click on "Apply Online," enter their details, agree to the terms and conditions, and submit the application. A bank representative will then assist with further processing.
Easy Access salary accounts offer an interest rate of 3.5% p.a. for balances under Rs.50 lakh.
Easy Access salary account holders are provided with a RuPay Platinum debit card that offers various benefits, including a daily withdrawal limit of Rs.40,000 and a Rs.1 lakh limit on shopping expenditure.
No, there is no minimum balance requirement for Easy Access salary accounts.
Applicants need to submit identity proof, PAN card, Aadhar card, voter ID card, driving license, or passport.
Easy Access salary account holders can carry out free, unlimited NEFT transactions.
Easy Access salary accounts provide an accidental insurance cover of Rs.2 lakh. In case of the account holder's death due to an accident, beneficiaries to the account receive the sum assured.
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