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  • Kotak Edge Savings Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Kotak Edge savings account is specially designed to offer you the maximum banking benefits while keeping the account straightforward. Account holders enjoy access to all domestic ATMs and other premium banking services. If you are looking to carry out the necessary banking transactions without any hassles and for an uncomplicated savings account, Kotak Edge Savings account is the right choice!

    Highlights of Kotak Edge Savings Account

    Bank Kotak Bank
    Category Kotak Edge Savings Account
    Minimum Balance Requirement Average Monthly Balance of Rs.10,000
    Interest Rate Up to 6% on savings account balance
    Debit Card Classic Debit Card

    Kotak Edge Account Eligibility & Documentation

    Eligibility Any resident Individual, foreign national residing in India or Hindu Undivided Family (HUF) can open Kotak Mahindra Edge Savings Account.

    KYC Documents - ID proof and address proof documents and signature proof.

    For ID and address proof, you can submit any of passport, Voter ID, PAN card, ration card and other valid photo identity issued by a government organization. For signature proof, customers can submit any valid documents bearing the signature like Passport and PAN Card.

    Services Offered With Kotak Edge Savings Account

    Debit Card Classic Debit Card
    Enhanced Limit for debit card ATM withdrawal limit of Rs.50,000 and purchase limit of Rs.1.5 lakh per day
    Add-On Card Free Classic Debit Card
    Net Banking Free
    Mobile Banking Free
    Cash Withdrawals Free at Kotak Bank ATMs
    Kotak ActivMoney This facility will convert savings account balance over a certain threshold into term deposits at higher interest rates.
    Phone Banking Free

    Fees and Charges for Kotak Edge Savings Account

    Average Monthly Balance Rs.10,000
    NEFT charges Free if done online. Standard charges if done through the bank branch.
    Local clearing cheque Free
    Cash deposit at home and non-home locations Free up to 5 transactions per month or free up to a limit of Rs.7.5 lakh per month
    At-par cheque book charges Free up to 25 leaf per quarter
    Cheque deposited and returned -
    Debit card issuance charge Free
    Cash withdrawal at own ATMs Free
    Cash withdrawal at other bank domestic ATMs 5 Free transactions per month
    Standing instruction set-up -
    Monthly non-maintenance charges If AMB > 50% but less than required AMB, Rs.350 will be charged. For AMB < 50%, Rs.450 will be charged.
    Regeneration of ATM/Net Banking Pin -

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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