SuperShakti women account is a unique savings account, tailor-made for women, which has been introduced by IDBI Bank. The savings account comes with a zero balance savings account for the women customer’s child (below the age of eighteen years).
| Bank | IDBI Bank |
| Category | SuperShakti women account |
| Minimum Balance Requirements (MAB) | Rs. 5000 is the MAB requirement for those in Metro & Urban area. Rs. 2500 for those in Semi Urban areas and Rs. 500 in Rural areas. |
| Debit Card Offered | Specially designed Women’s International ATM cum Debit card. |
Services Offered With IDBI SuperShakti Account (For Women)
| Passbook and e-Statements | Free Statement by e-mail. |
| Cheque Book | Personalized PAP Cheque Book |
| Internet Banking | Online options to pay your bills or tax |
| Cash Withdrawal | Higher ATM cash withdrawal Limits- Rs. 40,000/- per day |
Features of IDBI Savings Deposit General Account
| Free Fund Transfer | Free ten transaction at other Bank ATM. Free amount transfer from Net Banking |
| Cheque Book | Personalized PAP Cheque Book |
| Locker Facility | 25% discount on Locker services |
| Additional accounts for free | Two zero balance account the customer’s children who are below the age of 18 years |
| Auto Sweep out / sweep in facility | Auto Sweep out / sweep in facility available above Rs. 15,000 |
| ATM Cash Withdrawal Limit | Rs 40,000/- (Per Day) |
| POS Limit (Point of Sale) | Rs 40,000/- (Per Day) |
Fees and Charges for IDBI SuperShakti Account (For Women)
| Annual Fee (Second year onwards for Womens Debit Cum ATM Card) | Rs. 220/- |
| Additional add-on card for the account (Second year onwards) | Rs. 220/- |
| Replacing a stolen/ lost card | Rs. 220/- |
| IDBI Bank ATM Financial Transaction/ Non Financial | Free |
| Re - generation of Pin/ Copy retrieval | Free |
| Other Bank ATM | 10 transactions are free each month. Thereafter, you will be charged Rs 20 per transaction for Financial and Rs 8 per transaction for Non-Financial. |
| International ATM | Rs 30 per transaction will be charged for Non-Financial and Rs 140 per transaction will be charged for Financial |
| Passbook | Passbook can be availed for free. Duplicate passport will be charged Rs. 100 |
| Demand Drafts (Branch/Non Branch Location)/ Payorder | Rs. 3/- per 1000 and part thereof. (Minimum Rs. 25/- & Maximum Rs. 25,000/-) |
| ECS/ Cheque issued and returned due to Financial reasons | Rs 225 |
| ECS/ Cheque issued and returned due to Technical reasons | Free |
| Account closure within 14 Days | Free |
| Account closure over 14 Days upto 6 Months | Rs. 100 |
| Account closure over 6 Months upto 1 Year | Rs. 100 |
| Account closure beyond 1 Year | NIL |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
