The Super Savings Account provides you a complete banking convenience and financial package to access your money with the ease. IDBI Bank offers you a range of savings account for optimal management of your money. With Account, you not only save your money but also make it grow.
| Bank | IDBI Bank |
| Category | Super Savings Account |
| Minimum Balance Requirements (MAB) | MAB for this kind of savings account is Rs. 5000 (in Metro & Urban areas), Rs. 2500 (in Semi Urban areas) and Rs. 500 (in Rural areas) |
| Interest Rate | According to the RBI mandate, the daily balance maintained in your account will be used to calculate the Savings Bank interest. The rate of interest may be decided by the Bank and may change from time to time. The existing rate however is 4.00% p.a. |
| Debit Card Offered | This savings account gives customers free International Debit Card |
Services Offered With IDBI Super Savings Account
| Passbook and e-Statements | Passbook is provided at no extra cost. Statements can be requested on a monthly, weekly or daily basis. |
| SMS Alerts | Yes |
| Cheque Book | 20 personalized multi city cheque leaves free per half year |
| Internet Banking | Yes |
| Cash Withdrawal | 5 transactions free (for non-metro) and 3 free transactions (for metro) for cash and non - cash transactions at other Bank ATMs across India. Free cash and non - cash transactions at Punjab National Bank ATMs across India. |
Features of IDBI Super Savings Account
| Free Fund Transfer | Free fund transfer within IDBI Bank accounts |
| Insurance for deposits | Deposits are insured by DICGC |
| Easy Account Management | Free Internet Banking and mobile banking services for easy account management. |
| Cheque Book | 20 personalized multi city cheque leaves free for half year |
| Account transferability | Accounts can be transferred to any other PNB Branch without changing the account number. |
| Affordable Initial Deposit Requirement | Initial Deposit Requirement is minimum Rs. 500 only. |
| Locker Facility | PNB Savings Deposit General Account holders get access to safe deposit lockers at nominal charge. |
| Nomination Facility | Nomination facility is available to eligible individuals as per the bank rules. |
Fees and Charges for Super Savings Account
The fees and charges that customers will be charged are mentioned below:
| Annual Fee (Second year onwards) | Rs. 220/- |
| Replacement of Lost/ Stolen card | Rs. 220/- |
| IDBI Bank ATM Non Financial / Financial Transaction | Free |
| Re PIN Generation | Rs. 50 for Lost/Forgotten PIN |
| One/additional add-on card per account (Second year onwards) | Rs. 220/ |
| Other Bank ATM transactions | Up to 3 transactions (both Financial & Non-Financial) are free at the following metro locations: New Delhi, Mumbai, Chennai, Bengaluru, Kolkata and Hyderabad. Up to five transactions are free per month (both Financial and Non-Financial) at all other locations. After which, you will be charged Rs 8 per transaction for non-financial and Rs 20 per transaction for financial. |
| International ATM | Financial- Rs 140 per transaction Non Financial - Rs 30 per transaction |
| If customer tries International Cash withdrawal and is declined due to insufficient Balance | Rs. 20 per Instance |
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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
