Cash lying idle in your bank account?
Invest as low as Rs. 1,000 in Mutual Funds and enjoy higher returns.
  • loading

    United Bank of India Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    United Bank of India Fixed Deposit Rates is Rated as "Great!" by 11 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    United Bank of India Fixed Deposit Rates

    Established in 1914 and nationalised in 1969, United Bank of India is a government-owned bank, headquartered in Kolkata. Among the various products and services, United Bank of India offers customers fixed deposits with competitive interest rates and flexible terms of tenure to suit the needs and preferences of customers. Rate of interest ranges from 4.00% per annum to 6.25% per annum for regular citizens. Senior citizens are entitled to an additional interest of 0.50% per annum.

    Interest Rates For Term Deposits Of Less Than Rs.1 Crore Are:

    Tenure Regular FD interest rate (per annum) Senior citizen FD interest rate (per annum)

    7 days to 2 months

    4.00

    4.50

    More than 2 months to 3 months

    4.50

    5.00

    More than 3 months to 6 months

    5.00

    5.50

    More than 6 months to less than 9 months

    5.75

    6.25

    9 months to less than 1 year

    6.00

    6.50

    1 year

    6.25

    6.75

    More than 1 year but less than 5 days

    6.00

    6.50

    More than 5 years

    6.00

    6.50

    Short-term Fixed Deposit

    • Tenure for a short-term fixed deposit ranges from 7 days to 1 year.
    • Rate of interest for regular citizens ranges between 4.00% per annum to 6.25% per annum for regular citizens. Senior citizens get an additional rate of interest ranging from 4.50% per annum to 6.75% per annum.
    • Highest rate of interest is given for fixed deposit tenure of 1 year.
    • For a period of 7 days to 2 months, rate of interest for regular citizens is 4.00% per annum and 4.50% per annum for senior citizens.
    • For more than 2 months to less than 1 year, interest rate ranges from 4.50% per annum to 6.00% per annum for regular citizens. For senior citizens, interest rates ranges from 5.00% per annum to 6.50% per annum for the same tenure.

    United Bank Of India Medium-term Fixed Deposit

      • More than 1 year to less than 5 years is the tenure for medium-term fixed deposit by United Bank of India.
    • Interest rate is 6.00% per annum for regular citizens and 6.50% per annum for senior citizens.

    Long-term Fixed Deposit

    • The tenure for a long-term deposit is 5 years and above.
    • Rate of interest is the same for regular and senior citizens at 6.00% per annum.

    Interest Rates For Term Deposits Of Rs.1 Crore And More Are:

    Tenure Regular FD interest rate (per annum) Senior citizen FD interest rate (per annum)

    7 days to 2 months

    4.00

    4.50

    More than 2 months to less than 9 months

    4.50

    5.00

    9 months to less than 1 year

    4.25

    4.75

    1 year

    4.35

    4.85

    More than 1 year but less than 5 years

    4.25

    4.75

    More than 5 years

    4.25

    4.75

    Short-term Fixed Deposits

    • The interest rate on a short-term tenure ranges between 4.00% per annum to 4.35% per annum for regular citizens. For senior citizens, rate of interest is 4.50% per annum to 4.85% per annum.
    • Lowest rate of interest for deposits more than Rs.1 crore is for a tenure of 7 days to 2 months. Interest rates are 4.00% per annum and 4.50% per annum for regular and senior citizens respectively.
    • Highest rate of interest in short-term fixed deposit is 4.35% per annum for regular citizens and 4.85% per annum for senior citizens.
    • For more than 2 months to less than 9 months, rate of interest is 4.50% per annum for regular citizens. For senior citizens, rate of interest is 5.00% per annum.

    Medium-term Deposits

    • The tenure for medium-term deposits range from more than 1 year to less than 5 years.
    • Rate of interest is 4.25% per annum for regular citizens. Senior citizens receive 4.75% per annum.

    Long-term Deposits

    • The rate of interest for long-term deposits is 4.25% per annum for regular citizens and 4.75% per annum for senior citizens.
    • Tenure for long-term deposits is more than 5 years.

    Premature Withdrawal Of United Bank Of India Term Deposit

    • There will be no interest paid if the fixed deposit account is closed within 7 days from the date of opening.
    • If the fixed deposit account is closed after 7 days and the amount is withdrawn, a penalty of 1% will be taken on the interest rate which is applicable.

    Fixed Deposit By United Bank Of India For Nris

    Fixed deposit accounts is a service which is offered to Non Resident Indians as well in the form of FCNR(B) and RFC fixed deposit accounts.

    The money deposited in a NRO/NRE term deposit account is maintained in Indian rupee and the interest rates are added accordingly. The rate of interest is the same as the domestic rates of interest.

    However, for FCNR and RFC term deposit, major foreign currencies are accepted by the United Bank of India.

    Senior citizens or staff do not get any kind of additional interest in a NRE or NRO term deposit.

    For a United Bank of India NRO term deposit, minimum tenure is 7 days and the maximum is 10 years. For NRE term deposits, 1 year is the minimum tenure and 10 years is the maximum.

    Interest Rates For Fcnr(B) And Rfc Term Deposits Are:

    Tenure/Currency JPY(% p.a) USD(% p.a) USD(% p.a) SGD(% p.a) CHF(% p.a) EUR(% p.a)

    1 year to less than 2 years

    0.07

    3.53

    1.15

    1.44

    0.01

    0.01

    24 months to less than 3 years

    0.09

    3.48

    1.34

    1.65

    0.01

    0.01

    36 months to less than 48 months

    0.12

    3.51

    1.45

    1.78

    0.01

    0.07

    4 years to less than 60 months

    0.14

    3.52

    1.53

    1.87

    0.01

    0.22

    5 years only

    0.18

    3.55

    1.60

    1.94

    0.01

    0.37

    United Bank of India Fixed Deposit Reviews

    • United Bank Fixed Deposit
      "Its a fine process"
      0.5 4.0/5 "Great!"
      In the recent past, I had opened my FD with UNITED INDIA.. This UNITED INDIA is a very good bank. This was opened by my Father and I am continuing with this FD. This is basically a long term deposit and I am not getting any no tax benefit too. But to conclude it is much better than other banks.
      Was this review helpful? 3
      , asansol
      Reviewed on Nov 04, 2016
    • United Bank Fixed Deposit
      "Good!!"
      0.5 3.0/5 "Satisfactory"
      The fixed deposit from the United bank of India is not good. The executive of the banks are very lazy and they have no much idea about the the banking and also what are the interest rates if I make a fixed deposit for 5 years. The executive are not interested for the customers and they donâ??t give proper attention to the customers.
      Was this review helpful? 10
      , guwahati
      Reviewed on Aug 06, 2015
    • United Bank Fixed Deposit
      "Average!!"
      0.5 4.0/5 "Great!"
      The Fixed deposit account from the United Bank of India is good. The rate of interest offered is 8% for the deposit. The services are not upto the mark as it is a public sector bank. The response is good if we approach the bank directly for any issues.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 29, 2015
    • United Bank Fixed Deposit
      "Really Average"
      0.5 3.0/5 "Satisfactory"
      I have fixed deposit with the United Bank of India.The rate of interest was around 7.5% for the 2 years of time.The interest will not be compounded and it will stay long till the maturity period.The service is really okay kind of service.Online tracking is worst like anything.The servers are slow and its not at all user friendly.
      Was this review helpful? 6
      , kolkata
      Reviewed on Jul 01, 2015
    • United Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      The Fixed deposit from United Bank of India is good. The service offered by this bank is good and they respond to all my queries whenever I approach the bank. The agent had come home and he explained about the fixed deposit plan and that is the reason I had taken. I get interest for the deposit for every year and so far no issues.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jun 19, 2015
    • United Bank Fixed Deposit
      "Review on Fixed deposit"
      0.5 3.5/5 "Pretty good"
      I think United Bank of India is providing same interest rate for Fixed deposit which other banks are offering and it is around 8.5%. For liquidation of amount they are taking 3 days so it should be reduced. Internet banking is not much efficient and not user friendly so I opened FD by visiting the branch
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Mar 23, 2015
    • United Bank Fixed Deposit
      "Excellent..."
      0.5 4.0/5 "Great!"
      I think United Bank of India is providing same interest rate for Fixed deposit which other banks are offering and it is around 8.5%. For liquidation of amount they are taking 3 days so it should be reduced. Internet banking is not much efficient and not user friendly so I opened FD by visiting the branch.
      Was this review helpful? 7
      , kolkata
      Reviewed on Mar 13, 2015
    • United Bank Fixed Deposit
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      I have been holding this United Bank of India fixed deposit account since 2006.I have planned to switch over to another plan as there was no or little support from them. I have personally visited the Branch for taking this deposit. The interest rate offered by them was 9% which is for a period of 8 to 9 years which is not good. The reason why I have chosen this bank is because its easy for me to transfer funds from my savings account to this FD.
      Was this review helpful? 8
      , bangalore
      Reviewed on Feb 24, 2015
    • United Bank Fixed Deposit
      "Good!!!"
      0.5 5.0/5 "Blown Away!"
      United Bank of India is good in mobile and Internet banking. For Fixed Deposit the rate of interest is valuable as it is 8.5%. Rate of interest is keep changing so it might be 8.5% but not sure about current status. Rather than going with private sector banks for deposti I thought nationalized bank to be best thus I opened United Bank of India for FD.
      Was this review helpful? 6
      , guwahati
      Reviewed on Jan 05, 2015
    • United Bank Fixed Deposit
      "Good but not Best "
      0.5 4.0/5 "Great!"
      The fixed deposit with United Bank of India is really good. The lockin period was 5 years and the rate of interest they provided was approximately around 8 to 9%. I have invested around an amount of Rs.150000 where they informed thatduring the time of maturity the amount would be approximately Rs.194875. The interest is getting credited one year once to my savings account directly. There are no pre-closure charges as well.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 07, 2014
    • United Bank Fixed Deposit
      "Valuing the customers would be nice"
      0.5 3.0/5 "Satisfactory"
      They were offering 8.54%-8.75% interest rate for fixed deposit with United bank of India.There is no customer care, just I have to approach the branch. Branch services are good and they are normal, not much valuing the customers. At last, happy with the returns.
      Was this review helpful? 10
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.