Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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    United Bank of India Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    United Bank of India Fixed Deposit Rates is Rated as "Great!" by 11 Users
    Fixed Deposit BYTES FROM OUR KITCHEN

    United Bank of India Fixed Deposit Rates

    United Bank of India is a public-sector banking company with a strong east-Indian presence and representation abroad. The bank has, among its retail product portfolio, attractive savings options in the form of fixed deposits.

    The table, shown above, accurately captures all changes made and announced by the bank to facilitate real-time comparison of similar products offered by other institutions. It also helps users identify the most profitable investment option by viewing maturity values at varying rates of interest for different investment periods.

    The updated list of United Bank of India FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rates Senior Citizen FD Rates
    7 days to 14 days 4 4.5
    15 days to 29 days 4 4.5
    30 days to 45 days 4 4.5
    46 days to 60 days 4 4.5
    61 days to 90 days 4.5 5
    91 days to 180 days 5 5.5
    181 days to 269 days 5.75 6.25
    270 days to less than 1 year 6 6.5
    1 Year 6.25 6.75
    Above 1 year to less than 2 years 6 6.5
    2 years to less than 3 years 6 6.5
    3 years to less than 5 years 6 6.5
    5 years and above 6 6.5
    Minimum and Maximum United Bank fd interest rates 2018 for Regular and Senior Citizen
    United BankFD Rates

    United Bank of India Short-term FD Rates

    On short-term savings, the bank offers a 30-day scheme with a 4% rate of return. This is bumped up by 2% to an interest rate of 6% for holdings of 60 and 90 days. This is further increased by 1% to 7% for holding periods of 120 days and 6 months. The 9-month scheme earns higher returns at 7.5%.

    United Bank of India Medium and Long-Term FD Rates

    All FD schemes offered by the bank with holding periods from 1 to 5 years feature an attractive interest rate of 8.5%.

    United Bank of India Senior Citizen FD Rates

    Senior citizens enjoy a 0.5% increase in interest rates for medium to long-term holdings. This translates to a 9% rate of return on all holding periods between 1 and 5 years.

    Interest is compounded on an annual basis for both regular customers and senior citizens.

    Know how to Link Your KYC Dcuments to United Bank Account

    United Bank of India Fixed Deposit Reviews

    • United Bank Fixed Deposit
      "Its a fine process"
      0.5 4.0/5 "Great!"
      In the recent past, I had opened my FD with UNITED INDIA.. This UNITED INDIA is a very good bank. This was opened by my Father and I am continuing with this FD. This is basically a long term deposit and I am not getting any no tax benefit too. But to conclude it is much better than other banks.
      Was this review helpful? 2
      , asansol
      Reviewed on Nov 04, 2016
    • United Bank Fixed Deposit
      "Good!!"
      0.5 3.0/5 "Satisfactory"
      The fixed deposit from the United bank of India is not good. The executive of the banks are very lazy and they have no much idea about the the banking and also what are the interest rates if I make a fixed deposit for 5 years. The executive are not interested for the customers and they donâ??t give proper attention to the customers.
      Was this review helpful? 10
      , guwahati
      Reviewed on Aug 06, 2015
    • United Bank Fixed Deposit
      "Average!!"
      0.5 4.0/5 "Great!"
      The Fixed deposit account from the United Bank of India is good. The rate of interest offered is 8% for the deposit. The services are not upto the mark as it is a public sector bank. The response is good if we approach the bank directly for any issues.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 29, 2015
    • United Bank Fixed Deposit
      "Really Average"
      0.5 3.0/5 "Satisfactory"
      I have fixed deposit with the United Bank of India.The rate of interest was around 7.5% for the 2 years of time.The interest will not be compounded and it will stay long till the maturity period.The service is really okay kind of service.Online tracking is worst like anything.The servers are slow and its not at all user friendly.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jul 01, 2015
    • United Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      The Fixed deposit from United Bank of India is good. The service offered by this bank is good and they respond to all my queries whenever I approach the bank. The agent had come home and he explained about the fixed deposit plan and that is the reason I had taken. I get interest for the deposit for every year and so far no issues.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jun 19, 2015
    • United Bank Fixed Deposit
      "Review on Fixed deposit"
      0.5 3.5/5 "Pretty good"
      I think United Bank of India is providing same interest rate for Fixed deposit which other banks are offering and it is around 8.5%. For liquidation of amount they are taking 3 days so it should be reduced. Internet banking is not much efficient and not user friendly so I opened FD by visiting the branch
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Mar 23, 2015
    • United Bank Fixed Deposit
      "Excellent..."
      0.5 4.0/5 "Great!"
      I think United Bank of India is providing same interest rate for Fixed deposit which other banks are offering and it is around 8.5%. For liquidation of amount they are taking 3 days so it should be reduced. Internet banking is not much efficient and not user friendly so I opened FD by visiting the branch.
      Was this review helpful? 7
      , kolkata
      Reviewed on Mar 13, 2015
    • United Bank Fixed Deposit
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      I have been holding this United Bank of India fixed deposit account since 2006.I have planned to switch over to another plan as there was no or little support from them. I have personally visited the Branch for taking this deposit. The interest rate offered by them was 9% which is for a period of 8 to 9 years which is not good. The reason why I have chosen this bank is because its easy for me to transfer funds from my savings account to this FD.
      Was this review helpful? 8
      , bangalore
      Reviewed on Feb 24, 2015
    • United Bank Fixed Deposit
      "Good!!!"
      0.5 5.0/5 "Blown Away!"
      United Bank of India is good in mobile and Internet banking. For Fixed Deposit the rate of interest is valuable as it is 8.5%. Rate of interest is keep changing so it might be 8.5% but not sure about current status. Rather than going with private sector banks for deposti I thought nationalized bank to be best thus I opened United Bank of India for FD.
      Was this review helpful? 6
      , guwahati
      Reviewed on Jan 05, 2015
    • United Bank Fixed Deposit
      "Good but not Best "
      0.5 4.0/5 "Great!"
      The fixed deposit with United Bank of India is really good. The lockin period was 5 years and the rate of interest they provided was approximately around 8 to 9%. I have invested around an amount of Rs.150000 where they informed thatduring the time of maturity the amount would be approximately Rs.194875. The interest is getting credited one year once to my savings account directly. There are no pre-closure charges as well.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 07, 2014
    • United Bank Fixed Deposit
      "Valuing the customers would be nice"
      0.5 3.0/5 "Satisfactory"
      They were offering 8.54%-8.75% interest rate for fixed deposit with United bank of India.There is no customer care, just I have to approach the branch. Branch services are good and they are normal, not much valuing the customers. At last, happy with the returns.
      Was this review helpful? 10
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