• PNB Multi Benefit Term Deposit Scheme

    Punjab National Bank (PNB) offers the PNB Multi Benefit Term Deposit Scheme for its customers for a period of up to 10 years. The rates of interest are provided as per the guidelines issued by the HO: IRMD, ALM Cell.

    Eligibility Criteria for the PNB Multi Benefit Term Deposit Scheme

    The following people are eligible for the PNB Multi Benefit Term Deposit Scheme:

    • Individual (singly or jointly) with others
    • Minors aged 10 years and above
    • Proprietorship firm or Partnership firm
    • Commercial Organization
    • Company or Corporate Body
    • Hindu Undivided Family (HUF)
    • Association, Club
    • Society
    • Trust
    • Religious/Charitable or Educational Institutions
    • Municipality or Panchayat, Government or Quasi-Government Body
    • Illiterate people
    • People with blindness

    Features and Benefits of the PNB Multi Benefit Term Deposit Scheme

    The features and benefits of the term deposit scheme can be summed up as follows:

    Period of deposit 6 months to 120 months
    Rate of interest Card rate as per the guidelines issued by the HO: IRMD, ALM Cell
    Maturity Options Compounded quarterly, payable on maturity of deposit
    Minimum deposit Rs.100
    Maximum deposit Rs.1,99,99,999

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