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    Royal Bank of Scotland Fixed Deposit Rates

    Royal Bank of Scotland Fixed Deposit Rates  and 2 other FDs

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 5 Years
    3% - 4.25% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    4.00% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    Royal Bank of Scotland Fixed Deposit Rates is Rated as "Excellent!" by 2 Users

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    How to find the best rates for Royal Bank of Scotland

    The Royal Bank of Scotland is an international banking and financial services company operating out of Edinburgh, UK. It has been present in India since 1921, and offers some of the most competitive interest rates on fixed deposits.

    The table above lists the active interest rates for fixed deposit products from RBS. Fixed deposit rates are by nature dynamic figures, as changes in market, lending rates from RBI, or other reasons can result in new rates. The table above therefore, is updated regularly to reflect the latest changes.

    Royal Bank of Scotland short term FD rates

    The bank offers interest rates between 3.00% and 7.25% for deposits of less than 1 year tenor. The highest rate of interest of 7.25% is applicable on short term fixed deposits of 3 months to 1 year tenors. Interest rate starts from 3.00% for the shortest tenure of 7 to 14 days, and increases steeply to 5.60% for the next tenor slab of 15 to 30 days.

    For the next slab, customers will get a 0.65% hike in interest rate, translating to 6.25% for FD tenor between 31 days and 60 days. In the next slab (61 days to 90 days), the interest rate increases by a further 0.5 percentage points to 6.75%.

    There are four different tenor slabs between 91 days and 365 days - 91 to 150 days; 151 to 187 days; 188 to 270 days; and 271 to 365 days. All of these slabs are currently available for fixed deposits with interest rates 7.00; 7.10%; 7.10%; 7.25% respectively.

    RBS medium and long term FD rates

    For medium and long term fixed deposits (tenor not less than 1 year) RBS offers standard rate of interest of 7.25%. A point to note here is that the longest tenor FD product from RBS has an upper ceiling of 5 years.

    RBS Senior citizen FD rates

    Senior citizens are provided an additional 0.25% rate of interest on all FD products listed above.

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  • Royal Bank of Scotland Fixed Deposit Reviews

    • Royal Bank of Scotland Fixed Deposit
      "Good one"
      0.5 4.0/5 "Great!"
      I am very much happy with the interest rate offered by RBS for the FD when compared with others they are very good. However when we try to foreclose the FD they will take about 3 days of time to foreclose it. When it comes to the charges there is no charges for that. For the normal liquidation they would take about 24 hours of time for the funds to get transferred.,
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 02, 2015
    • Royal Bank of Scotland Fixed Deposit
      "More number of branches would be helpful"
      0.5 5.0/5 "Blown Away!"
      AS I had my salary account previously, I did open fixed deposit account on line with Royal bank of Scotland. ON line banking is easier and very faster in terms of deposit and not much interaction with customer service team. Interest rate offered is quite comparative offered. In terms of presence of branches, it would be helpful if they could increase.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 04, 2014
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