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Bank of Baroda Salary Advantage Savings Account

Savings Account
  • Instant money transfer
  • 24x7 ATM withdrawals
  • Attractive rate of interest

Highlights

Bank Bank of Baroda
Category Salary Advantage Savings Account
MinimumBalance Requirement Nil
Interest Rate 4% per annum
Card Offered ATM- cum- Debit Card

Services Offered by Bank of Baroda Salary Account

Internet Banking Yes
Mobile Banking Yes
Phone Banking Yes
Cheque Book Yes, unlimited cheques free of cost every year.

Features of Bank of Baroda Salary Advantage Savings Account

Zero Balance Account Enjoy banking services without having to maintain a minimum balance
Overdraft Facility Avail of overdraft facilities up to Rs. 1 lakh

Fees & Charges (Standard Charges) Applicable for Bank of Baroda Salary Advantage Savings Account

Account Opening Amount / Monthly Average  Balance Nil
ATM Related Charges
Card Issuance Fee Free of cost
Daily ATM Withdrawal Limit Dependent on balance
Annual Card Fee Rs. 100 + service tax
Card Replacement Fee Rs. 200 for each replacement
Usage at Bank of Baroda ATMs Free of cost
Usage at domestic VISA ATMs 5 free transactions (3 in metro cities) a month. Above free transactions, Rs. 10 (excluding service tax)for non-financial transactions Rs.20 (excluding service tax) for financial transactions
Clearing Charges
ECS Returns Inward returns: Rs. 125 per instrument (up to Rs. 1 lakh) Rs. 250 per instrument (above Rs. 1 lakh- Rs. 1 crore) Rs. 500 per instrument (above Rs. 1 crore) Outward returns: Rs. 125 per instrument (up to Rs. 1 lakh) Rs. 500 per instrument ( above Rs. 1 lakh- Rs. 1 crore) Rs. 750 per instrument (above Rs. 1 crore)
Clearing of local cheque Free of cost
Collection of outstation cheques  
Up to Rs. 5, 000 Rs. 25 for each instrument
Rs. 5, 001-Rs. 10, 000 Rs. 50 for each instrument
Rs. 10, 001- Rs. Rs. 1, 00, 000 Rs. 100 for each instrument
Rs. 1, 00, 001- Rs. 5, 00, 000 Rs. 200 for each instrument
Charges for local cheques deposited and returned due to financial reason (inward returns)  
Up to Rs. 1 lakh Rs. 125 per instrument
Above Rs. 1 lakh-Rs. 1 crore Rs. 250 per instrument
Above Rs. 1 crore Rs. 500 per instrument
Charges for local cheques deposited and returned due to financial reason (outwards returns)  
Up to Rs. 1 lakh Rs. 250 per instrument
Above Rs. 1 lakh-Rs. 1 crore Rs. 500 per instrument
Above Rs. 1 crore Rs. 7550 per instrument
Charges for outstation cheques deposited and returned 50% of cheque collection charges
Cheque Book Related Charge
Stop Payment Rs. 100 for each instrument
Cheque leaves Nil
Remittance Related Charges
NEFT & RTGS (inward) Free of  cost
NEFT (Outward)  
Up to Rs. 1 lakh Rs. 5 for each transaction
Above Rs. 1 lakh-Rs. 2 lakh Rs. 15 for each transaction
Above Rs. 2 lakh Rs. 25 for each transaction
RTGS (Outward)  
Rs. 2 lakh- Rs. 5 lakh Rs. 28 -Rs. 33 (depending on time slot)
Above Rs. 5 lakh Rs. 50- Rs. 55 (depending on time slot)
Issue of Demand Draft Up to Rs. 1, 000- Rs. 60 Rs. 1, 001 and above- Rs. 5 per Rs. 1, 000 (minimum amount should be Rs. 50  and maximum Rs. 15, 000) + cash handling charges
Demand Draft  Cancellation charges Up to Rs. 500- free Above Rs. 500- Rs. 100 for each instrument
Demand Draft Revalidation charges Not applicable
Issuance of  Duplicate Demand Draft (own bank) 50% over DD issuance charges
Cash Related Charges
Base branch cash withdrawal Free of cost
Local non-base branch cash withdrawal Free of cost (maximum amount Rs. 50, 000)
Cash withdrawal- outstation branch Free of cost (maximum amount Rs. 50, 000)
Base branch cash deposit Free of cost
Local non-base branch cash deposit Free of cost
Outstation branch cash deposit Not applicable
Penal Charges
Non-maintenance of monthly balance Nil
Miscellaneous
Duplicate passbook charges Rs. 100 for passbook (with latest balance) Rs. 75 per page for previous entries (25 entries per page)
Duplicate statement charges Rs. 100 for every page
Monthly physical statement Free of cost
Confirmation of Interest certificate First certificate- free of cost Rs. 100 for every additional certificate
Balance certificate Rs. 75 for every certificate
Registration of Standing Instructions Free of cost
Execution of Standing Instructions Rs. 50 per instruction
SMS Alerts Not applicable
Old records enquiry 3 months to 12 months- Rs. 100 for each enquiry Above 12 months- Rs. 300 for each enquiry
Closure of Account Rs. 200 + service tax Free of cost if account is closed due to accountholder’s demise/closed within 14 days of account being opened
Photo attestation Rs. 200 for each photo/instance
Verification of signature Rs. 100 per signature, Rs. 150 for joint account
Inactive Account (more than 12 months) Nil

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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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