Bank of Baroda Salary Advantage Savings Account

Zero Balance Account

Enjoy banking services without having to maintain a minimum balance

Overdraft Facility

Avail of overdraft facilities up to Rs. 1 lakh

Account Opening Amount / Monthly Average Balance

Nil

ATM Related Charges

Card Issuance Fee

Free of cost

Daily ATM Withdrawal Limit

Dependent on balance

Annual Card Fee

Rs. 100 + service tax

Card Replacement Fee

Rs. 200 for each replacement

Usage at Bank of Baroda ATMs

Free of cost

Usage at domestic VISA ATMs

5 free transactions (3 in metro cities) a month. Above free transactions, Rs. 10 (excluding service tax)for non-financial transactions Rs.20 (excluding service tax) for financial transactions

Clearing Charges

ECS Returns

Inward returns: Rs. 125 per instrument (up to Rs. 1 lakh) Rs. 250 per instrument (above Rs. 1 lakh- Rs. 1 crore) Rs. 500 per instrument (above Rs. 1 crore) Outward returns: Rs. 125 per instrument (up to Rs. 1 lakh) Rs. 500 per instrument ( above Rs. 1 lakh- Rs. 1 crore) Rs. 750 per instrument (above Rs. 1 crore)

Clearing of local cheque

Free of cost

Collection of outstation cheques

Up to Rs. 5, 000

Rs. 25 for each instrument

Rs. 5, 001-Rs. 10, 000

Rs. 50 for each instrument

Rs. 10, 001- Rs. Rs. 1, 00, 000

Rs. 100 for each instrument

Rs. 1, 00, 001- Rs. 5, 00, 000

Rs. 200 for each instrument

Up to Rs. 5, 000

Rs. 25 for each instrument

Rs. 5, 001-Rs. 10, 000

Rs. 50 for each instrument

Rs. 10, 001- Rs. Rs. 1, 00, 000

Rs. 100 for each instrument

Rs. 1, 00, 001- Rs. 5, 00, 000

Rs. 200 for each instrument

Charges for local cheques deposited and returned due to financial reason (inward returns)

Up to Rs. 1 lakh

Rs. 125 per instrument

Above Rs. 1 lakh-Rs. 1 crore

Rs. 250 per instrument

Above Rs. 1 crore

Rs. 500 per instrument

Up to Rs. 1 lakh

Rs. 125 per instrument

Above Rs. 1 lakh-Rs. 1 crore

Rs. 250 per instrument

Above Rs. 1 crore

Rs. 500 per instrument

Charges for local cheques deposited and returned due to financial reason (outwards returns)

Up to Rs. 1 lakh

Rs. 250 per instrument

Above Rs. 1 lakh-Rs. 1 crore

Rs. 500 per instrument

Above Rs. 1 crore

Rs. 7550 per instrument

Up to Rs. 1 lakh

Rs. 250 per instrument

Above Rs. 1 lakh-Rs. 1 crore

Rs. 500 per instrument

Above Rs. 1 crore

Rs. 7550 per instrument

Charges for outstation cheques deposited and returned

50% of cheque collection charges

Cheque Book Related Charge

Stop Payment

Rs. 100 for each instrument

Cheque leaves

Nil

NEFT & RTGS (inward)

Free of cost

NEFT (Outward)

Up to Rs. 1 lakh

Rs. 5 for each transaction

Above Rs. 1 lakh-Rs. 2 lakh

Rs. 15 for each transaction

Above Rs. 2 lakh

Rs. 25 for each transaction

Up to Rs. 1 lakh

Rs. 5 for each transaction

Above Rs. 1 lakh-Rs. 2 lakh

Rs. 15 for each transaction

Above Rs. 2 lakh

Rs. 25 for each transaction

RTGS (Outward)

Rs. 2 lakh- Rs. 5 lakh

Rs. 28 -Rs. 33 (depending on time slot)

Above Rs. 5 lakh

Rs. 50- Rs. 55 (depending on time slot)

Rs. 2 lakh- Rs. 5 lakh

Rs. 28 -Rs. 33 (depending on time slot)

Above Rs. 5 lakh

Rs. 50- Rs. 55 (depending on time slot)

Issue of Demand Draft

Up to Rs. 1, 000- Rs. 60 Rs. 1, 001 and above- Rs. 5 per Rs. 1, 000 (minimum amount should be Rs. 50 and maximum Rs. 15, 000) + cash handling charges

Demand Draft Cancellation charges

Up to Rs. 500- free Above Rs. 500- Rs. 100 for each instrument

Demand Draft Revalidation charges

Not applicable

Issuance of Duplicate Demand Draft (own bank)

50% over DD issuance charges

Cash Related Charges

Base branch cash withdrawal

Free of cost

Local non-base branch cash withdrawal

Free of cost (maximum amount Rs. 50, 000)

Cash withdrawal- outstation branch

Free of cost (maximum amount Rs. 50, 000)

Base branch cash deposit

Free of cost

Local non-base branch cash deposit

Free of cost

Outstation branch cash deposit

Not applicable

Penal Charges

Non-maintenance of monthly balance

Nil

Miscellaneous

Duplicate passbook charges

Rs. 100 for passbook (with latest balance) Rs. 75 per page for previous entries (25 entries per page)

Duplicate statement charges

Rs. 100 for every page

Monthly physical statement

Free of cost

Confirmation of Interest certificate

First certificate- free of cost Rs. 100 for every additional certificate

Balance certificate

Rs. 75 for every certificate

Registration of Standing Instructions

Free of cost

Execution of Standing Instructions

Rs. 50 per instruction

SMS Alerts

Not applicable

Old records enquiry

3 months to 12 months- Rs. 100 for each enquiry Above 12 months- Rs. 300 for each enquiry

Closure of Account

Rs. 200 + service tax Free of cost if account is closed due to accountholder's demise/closed within 14 days of account being opened

Photo attestation

Rs. 200 for each photo/instance

Verification of signature

Rs. 100 per signature, Rs. 150 for joint account

Inactive Account (more than 12 months)

Nil