Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • YO Bike Motor Insurance

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    When it comes to energy consumption, India ranks amongst the top five in the world. As the major energy requirement is met with coal production and import of crude oil, it poses a serious threat to the environment which cities like New Delhi, Mumbai, Bangalore, and others are finding hard to deal with. India is one of the active promoters of clean and environment friendly energy resources. And thus, the government has taken some serious initiatives to promote electric vehicles as a mode of transportation. In India, when it comes to the electric two-wheeler segment, most people are aware of YObykes, which was one of the first brands to bring electric vehicles to India.

    In 2006, Electrotherm was the first company in India to introduce electric two-wheelers under the brand name of YObykes. Today, the electric vehicle manufacturer offers cost-effective and eco-friendly mopeds that are convenient and easy to use. Following are the main variants of the electric two-wheeler that you might want to consider buying.

    YO ELECTRON

    The bike variant offers convenient and safe riding for people of all ages. With a 250W motor and VRLA deep rechargeable battery, the vehicle is designed in a way that it is safe to ride at limited speed capacity. The vehicle offers a maximum speed of 25 kmph and rides up to 70 kms on full charge. Hence, you can ride this vehicle without any registration or driving license.*

    YObykes has put in place some robust features such as the digital odometer, telescopic suspension, sufficient storage space, side indicators and a payload capacity of 75 kg. Ideal for daily commute, the light weight moped is one of the favourites amongst teenagers and school going children.

    YO XPLOR

    The intelligent electric vehicle comes with eye-catching graphics and is available in four different colour variants. The vehicle can be used by teenagers as well as elders and requires no driving license or vehicle registration. Weighing just 86 Kgs, the bike offers a payload capacity of 75 Kgs and packs a powerful motor and an efficient battery.

    Two Wheeler Insurance For YObykes

    Though there is a minimum risk involved when it comes to electric two-wheelers that offer limited performance and speed as compared to the petrol based vehicles, it is important to get a two-wheeler insurance to remain covered against any losses or damages that may occur due to a variety of incidents.

    Why Get A Two-Wheeler Insurance

    Many people in India undermine the importance of two-wheeler insurance as they feel it’s a futile expense and they never get to utilise the insurance. In reality, people can never be sure when they would encounter an unfortunate event which may result in huge financial losses. An insurance policy provides the insured with a financial backup for all such unexpected events. In the absence of an insurance policy, the expenses on repair and retrieval of the vehicle as well as the medical expenses on any injuries caused in an accident have to be borne by the owner of the vehicle. Also, getting a two-wheeler insurance is mandatory as per the Indian Motor Vehicles Act of 1988.

    Types Of Two-Wheeler Insurance

    If you wish to buy a two-wheeler insurance policy for your Yobykes, there are primarily two types of insurance policies that you must be aware of. The same are explained below:

    • Third-Party Liability Insurance: A third-party insurance is the basic form of two-wheeler insurance mandatory in India. The policy covers the insured against any financial liabilities arising out of damages or losses caused to a third-party and their properties due to the vehicle. It also covers the owner of the vehicle.
    • Comprehensive Two-Wheeler Insurance Policy: You can also buy a comprehensive two-wheeler insurance policy for your YObykes. A comprehensive policy offers you a greater scope of protection and covers third-party liabilities. It covers the insured in a variety of natural and man-made disasters.

    A two-wheeler insurance can be your best rescuer in an unfortunate event. A motor insurance policy is to be renewed every year in order to enjoy continued protection. However, you may also opt for a long-term two-wheeler insurance for a period of up to three years to avoid the hassles of yearly renewals. You may also avail certain discounts when choosing a multi-year insurance policy.

    *Need for driving license for electric two-wheelers is under consideration by the government.

    Two Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having two wheeler insurance policy from quite long time with Bharti Axa General Insurance. The premium amount for this insurance policy is not more than Rs 3000. I have no claim experience so far with this insurance and the coverage value is good in this policy.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with National insurance from last 1 year. A premium of Rs 2900 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Sep 19, 2018
    • United India Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has tam happy with the coverage value.o be renewed every year. I have no claim experience so far from this insurance policy.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 3
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 3
      , chandigarh
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Normal Service"
      0.5 3.0/5 "Satisfactory"
      My Bike is insured with the ICICI Lombard General Insurance. I am paying a premium 12000, it only covers the metal parts. I do not have any claim experience with the policy so far. There hasn't been any issues with the services as well.
      Was this review helpful? 1
      , guntur
      Reviewed on Aug 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 10 years and it is a good policy to use. The premium amount for this insurance policy is nominal when compared to other policies. I have no claim experience with this insurance and the coverage value is good.
      Was this review helpful? 8
      , pune
      Reviewed on Aug 30, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI LOMBARD from last 3-4 years, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 5
      , kolkata
      Reviewed on Aug 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFC Ergo general Insurance. I am paying a premium of 3000 Per year, It covers the entire bike. I do not have any claim expereince with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 29, 2018
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