Meaning of CC in Bikes
Different factors should be considered before purchasing a two-wheeler. One such factor is the CC or Cubic Capacity of the bike, which determines the performance and efficiency of the two-wheeler. The CC not only decides the power output but also determines the premium of your two-wheeler and is essential to know every detail about the CC of the bike before investing in a bike. Read on to know more about CC, its meaning, its impact on the premium of bikes in insurance, and other details.
What is CC in the Engine?
CC stands for Cubic Capacity of the bike’s engine which is the volume of the chamber of the bike’s engine and is also considered as the output the bike provides. The higher the CC or the capacity of the engine, the more power will be generated by compressing a larger quantity of the mixture of air and fuel.
Cubic capacity determines the torque, horsepower, premium, and other factors. Some of the different bikes that are available in the market have CC ranging between 50 CC to 1800 CC.
How Engine Capacity affects CC’s Performance in Bikes?
The bike’s engine capacity or CC affects the performance of the bike, the higher the CC the more the power generated by the engine will be. If you are looking for a high-performance bike, then you must look for a high CC bike as that would provide more power and acceleration than less CC bikes.
How Does the Cubic Capacity of the Bike Affect the Premium?
The bike's premium is affected by the cubic capacity and other factors. The third-party insurance policy is mandatory for all vehicles and hence premium of these polices are set by the Insurance Regulatory and Development Authority of India (IRDAI).
Here is the list of the premium rates depending on the cubic capacity:
Cubic Capacity in Bikes | Premium rates for Third-party Insurance |
Up to 75 CC | Rs.482 |
75 CC to 150 CC | Rs.752 |
150 CC to 350 CC | Rs.1,193 |
Above 350 CC | Rs.2,323 |
Factors that Affect Comprehensive Bike Insurance Premium
The following are the factors that affect the premium of comprehensive bike insurance policy:
- Bike model: Model of the bike impacts the premium of the bike insurance, as some insurers have different price tags for different bike models according to which the premium varies.
- High CC: The premium increases for high cc bike because in case of an accident the repair cost is more for high cc bike.
- Voluntary deductible: Premium gets impacted due to the voluntary deductible which in some cases reduces the premium amount. Standard deductibles are those that you need to pay every time you file for insurance claim.
- Add-ons: The more your add-ons, the more will be the premium amount. Select the add-ons as per requirement to avoid paying additional premium.
How to Calculate a Bike’s CC?
To calculate the bike’s cubic capacity or CC, measure the following:
- The stroke length, which the distance the piston travels
- The diameter of the cylinder bore
After determining the measurements, calculate the bike’s cc using the following formula:
Displacement (cc) = (π/4) x bore² x stroke x number of cylinders
Bore: The diameter of each cylinder (mm)
Stroke: The length of the piston stroke (mm)
Number of cylinders: The total number of cylinders in the engine
π: Mathematical constant, 3.14
How to Choose the Right CC while Buying a Bike?
The following are the points that should be remembered before choosing the right CC while purchasing a bike:
- Consider your preferences and needs
- Consider your budget and lifestyle
Look for a low cc bike if you want good fuel efficiency at an affordable cost. While a high cc bike would be a better option for those looking for high performance and speed.
FAQs on on What is the Meaning of CC in Bikes
- Does a 1000CC bike require third-party insurance?
Yes, no matter what the CC value is for the bike, each vehicle needs to have a third-party insurance policy as per the Motor Vehicle Act 1988.
- How does the CC affect the cost of the bike?
Yes, the CC affects the price of the bike, as higher the CC bigger will be the engine to produce more torque and power.
- Can CC affect bike speed?
No, CC or Cubic Capacity does not affect the speed of the bike. It impacts the overall performance of the bike in the future.
- How much CC can a bike be allowed to have in India?
In India, a normal bike license is issued for a bike with 500 cc, while a separate license is issued for bike with more than 500 cc.
- What is the advantage of higher CC in a bike?
The main advantage of a higher cc in a bike is that these bikes come with an engine that constitutes of a mixture of air and fuel, thereby providing higher output.
- What is the role of CC in bikes?
The primary role of CC in bikes is it provides power output. CC or Cubic Capacity is the volume of the engine of the bike and hence, higher the CC means the more amount of air and fuel mixture. The higher the volume of the mixture, the greater the output of the bike will be.
- Can a bike with a lower cc be faster than a bike with a higher cc?
Yes, in some cases a bike with lower cc can be faster than higher cc depending on various factors, such as bike’s aerodynamics, gearing, and weight.
- Is cc the only factor in determining a bike's performance?
No, cc or cubic capacity is not the only factor that helps determine the bike's performance. Some other factors that determine the bike’s performance are design, engine type, and weight.
- Is a bike with a higher cc always better?
Whether a bike with higher cc is better or not depends mostly on individual needs and preferences. A bike with a higher cc may give high productivity but may be expensive, difficult to handle, and heavy compared to those bikes with lower cc.
- What is a good cc for a beginner bike?
around 100-250cc is the lower cc value of the bike which is considered a better choice for beginners as these bikes are easy to handle and much more affordable.
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