• Two Wheeler Insurance: A Necessity For A Happy And Safe Ride

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    Owning a motorcycle is a joy like no other. While a two-wheeler acts as a primary mode of transport during regular days, we eagerly wait for the weekends to go for long rides and enjoy the thrill of biking. We make a lot of happy memories on our two-wheelers, but we largely ignore the ‘risk’ factor of riding a bike and do not pay enough attention to having an insurance that can support us during unfortunate times.

    Accidents are never in our control. A lot of times, it may not be even your fault but you may have to go through troubles that you never wanted. Insuring your two wheeler can be very helpful in such emergencies. The compensation provided by your insurance provider can at least cover you financially. The Motor Vehicles Act of 1988 makes it mandatory for bike owners to get their bike insured. Apart from being a legal necessity, a two-wheeler insurance has a lot of other benefits that we must consider seriously.

    How To Buy A Two Wheeler Insurance Policy?

    Buying a bike insurance today is not as complicated as it used to be. With the advancement of the digital ecosystem in India, you can now buy a bike insurance policy online with a lot more ease. All you are required to do is log on to the website of the insurer, fill in all the necessary details and buy the policy. Also, there are many neutral third-party websites where you can compare different policy options available and choose the one that offers you maximum benefits at reasonable premium.

    If you are not comfortable with the online purchase process, you may visit the office of the insurer, submit necessary documents, get the vehicle inspected and buy a policy that best suits your requirements. You may also approach insurance agents and brokers who will help you with your bike insurance needs.

    How Does A Bike Insurance Protect You?

    Your motorcycle or scooter is exposed to a variety of risks both on the road as well as off the road. A two-wheeler insurance can be a big support in such unfortunate events and can provide coverage against any damages or losses caused to you or your vehicle. Also, in case the damage or loss is caused to a third party or their properties, an insurance cover can protect you from any liabilities arising out of the same. A third-party policy need not be opted separately as it is the basic form of insurance as mandated by the law. However, it is better to get a comprehensive two-wheeler insurance as it offers you a larger scope of protection.

    What Is Covered In A Two Wheeler Insurance Policy?

    There are several types of incidents for which your bike insurance policy covers you, some of which are explained below:

    • Damages Or Losses Due To Natural Calamities

    Natural disasters such as earthquakes, floods, storms, tsunamis, heavy rains are inevitable. They may not or may be foreseen (by the weather department). But, one cannot guarantee the impact of those disasters on property and human lives. What’s the best thing you can do? Raise your guard higher with a two wheeler insurance plan.

    • Coverage Against Man-Made Calamities

    There can be a range of man-made calamities that can have a serious impact on you or your two-wheeler. Incidents such as theft, riots, burglary, terrorist attack, and other malicious acts by humans are also covered under a bike insurance policy. However, damages or losses caused due to attack or invasion by a foreign country are not covered in the policy. It is better to always have a backup plan for such events. Thus, having an insurance plan is very instrumental.

    • Claims For Accidental Injuries

    If you have never met an accident in your life, it does not mean you are immune to it. A lot of times it might not be your fault but you may get serious injuries that may need you to spend on medical treatment. There could be fractures, internal injuries, dislocation of joints and other injuries that are covered in your two-wheeler insurance policy.

    • Partial Disability Due To Accidents

    There could be accidents that may lead to partial disability such as temporary paralysis, or disability of any other part of body. With a motorcycle insurance policy, you are covered against all such losses.

    • Permanent/Total Disability Due To Accident

    In case there is permanent disability such as inability to walk or loss of vision, your insurance policy will cover the losses as well as the expenses on treatment.

    • Death

    In case of fatal accidents that cause the death of the rider or a third-party, the family of the deceased can file a claim from the insurance company. The insured can transfer their liability to the insurer.

    Considering all the points explained above, getting a two-wheeler insurance is not only important from a statutory point of view but also helps you during unfortunate events when you need money to cover for the losses or damages you go through. Now you can buy a two-wheeler insurance online and there are minimum hassles involved in the process. So don’t wait anymore, get a good comprehensive insurance policy today!

    Two Wheeler Insurance: A Necessity For A Happy And Safe Ride Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "Good Bike Insurance"
      0.5 4.0/5 "Great!"
      I've been using the ICICI Lombard bike Insurance for few years now and I'm happy about the annual premium I pay. Even though I never had any claim experience with them, I'm happy with their services. Their customer support is also good and helpful in case of any issue.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 3 years, i am happy with the coverage value of this insurance policy. They cover up to 60-70% and i am satisfied with it. I do not have claim experience so far with this insurance and i pay a premium of Rs 4000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2018
    • New India Two Wheeler Insurance
      " Two Wheeler Insurance with NEW INDIA"
      0.5 3.0/5 "Satisfactory"
      From NEW INDIA ASSURANCE i have taken a two wheeler insurance and the premium which i am paying was 1800. This policy have the accidental coverage for the bike and for the third party. There is no claim experience till now. The customer service was fine.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Icici two wheeler insurance service is good. The payments are through cash. I use to pay my premium yearly directly as a cash. They use to intimate regularly through Sms. I am paying 1k yearly as a premium. It was an good experience with Icici two wheeler insurance service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 23, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Icici two wheeler insurance service is good. The payments are through online. Also the online portal is easy for navigation. The process was been fast with Icici two wheeler insurance service. It was an good experience with Icici two wheeler insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • Reliance General Two Wheeler Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have an two wheeler insurance with Reliance. The documents process was been smooth with Reliance two wheeler insurance service. I use to pay my premium through online. It was a excellent service with Reliance Two Wheeler insurance for my Bajaj Pulsar 220 CC bike.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      From BAJAJ ALLIANZ GENERAL INSURANCE i have taken a health insurance and the premium which i am paying was 13600. This policy have the accidental coverage for the bike and for the rider. There is no claim experience till now. The customer service and response was good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "best card"
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler insurance policy in ICICI LOMBARD GENERAL INSURANCE. Since now i did not faced any issue like online transactions while am renewing the insurance. I feel very comfortable. I can recommend this ICICI LOMBARD GENERAL INSURANCE two wheeler insurance policy to my friends.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • HDFC Ergo Two Wheeler Insurance
      "good experience"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance in the prestigious insurer IE: HDFC ERGO GENERAL INSURANCE. I can say it is a one of the best insurance which i had . Mostly all plan benefits will cover under this policy. I can use their website to check the quotes and to renewal the two wheeler insurance policy on time. I recommend their services for my friends.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with Oriental Insurance from last 7 years, i do not have any claim experience so far with this insurance policy. The coverage value of this insurance policy is 60-70% and i am satisfied with it. I pay a premium of Rs 1200 every year for this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • New India Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company NEW INDIA ASSURANCE along with my vehicle. My annual premium is very reasonable by comparing with other insurance products and it is a Five year old policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I insured my two wheeler from the ICICI LOMBARD GENERAL INSURANCE company . I have recently renewed this policy for the second time. I have paid Rs,1200 to renew this two wheeler insurance policy from the ICICI Lombard. They give intimations to renew the policy on time which is very helpful from the ICICI LOMBARD GENERAL INSURANCE company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with United India Insurance from last 2 years, i do not have claim experience so far with this insurance. I am happy with the coverage value of this insurance policy. A premium of Rs 800-900 has to be paid for this insurance policy.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium is very reasonable by comparing with other insurance products which is 1900/-. . I can prefer online to renew my two wheeler insurance policy with in the due date. I had bought this two wheeler insurance policy along with my vehicle.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have my two wheeler insured with New India Assurance 1 year back, i am happy with the coverage value of this insurance policy. I did not claim anything so far from this insurance policy. A premium of Rs 1200 has to be paid for this two wheeler insurance.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • Liberty Videocon Two Wheeler Insurance
      "better experience"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company LIBERTY VIDEOCON GENERAL INSURANCE. My annual premium amount is quite high by comparing with other premiums. I did not received my policy document by mail and hard copy too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the public sector insurance company HDFC ERGO GENERAL INSURANCE. My annual premium amount is Rs. 4000/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • National Insurance Two Wheeler Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company NATIONAL INSURANCE. My annual premium amount is Rs. 1600/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • ICICI Lombard Two Wheeler Insurance
      "good policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium amount is very reasonable by comparing with other premiums. I had received my policy document to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average service"
      0.5 2.0/5 "Expected more"
      I have got the two wheeler insurance policy from the IFFCO TOKIO around 2 years ago. I have paid Rs, 1800 to get this policy from the Iffco tokio and this policy has the tenure of 2years. The customer support service and the response is good here, and they won't give the intimations to renew the policy on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
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