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  • Buying A Two-Wheeler, Here Are A Few Things To Consider

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    Tips for Buying Two Wheeler:

    When it comes to ease of commuting, a two-wheeler trumps the convenience of a car any given day. Being easy to maneuver and requiring far less parking space, two-wheelers are not only incredibly easy to use but also help cut down on travel time across the city. Be it travelling to work, popping over to the nearby store for the weekly groceries, a quick trip to a friend’s house in the congested part of the city, a two-wheeler helps save considerable time.

    Tips for Buying Two Wheeler
    Things to Check Before Buying a New Two Wheeler

    If you are planning on buying a two-wheeler, you can choose between the geared and the ungeared ones. While the geared ones may require a little more learning, the ungeared ones are relatively easier to learn. However, before you purchase a two-wheeler, a little research can help you make the right decision and also help you save money. So, here are some important tips to keep in mind, when you are out scouting for a two-wheeler.

    Brand

    A two-wheeler is an investment which will serve you for a good number of years in the future. Choosing an established brand of two-wheeler is important as it will provide you with assurance of getting a quality product. In India, there are several two-wheeler manufacturers like Hero Motocorp, Honda Motorcycles & Scooters India, TVS, Mahindra, Kinetic, Suzuki, etc. which are highly trusted by the Indian consumer. Also, choosing the brand is crucial when it comes to the resale value of the vehicle.

    Budget

    With prices going up each day, you must keep aside a budget of about Rs 60,000, within which you can easily purchase a two-wheeler from a renowned brand like Honda, TVS, Mahindra, etc. If you can stretch your budget a little more, you can expand your options in terms of features and color options which you can get in a two wheeler.

    Mileage

    One of the most important factors to check for before buying any vehicle is the mileage which it provides. With the rising prices of fuel, mileage, which is the distance which a vehicle can cover with one litre of fuel, has become even more important. On an average, a good two-wheeler will provide you with 35 kmpl to 40 kmpl. However, do not confuse in-city mileage with highway mileage.

    Weight

    While you are looking, do test ride the bikes to decide whether or not you can handle them. Weight of the vehicle is an important factor which allows for comfortable handling. If the weight is too heavy for you to handle, you can try out other lighter options available in the market.

    Height

    In order to handle the vehicle, its height must be just right so your feet can be placed on the ground for balancing. If the vehicle is too high, handling will become difficult.

    Auto Start

    Most geared and gear-less two-wheelers now come with an auto-start or push-start option, in addition to the conventional kick-start option. With the Auto Start, only a button needs to be pressed to get the engine running, and this is a convenient feature to have.

    User Reviews / On-road Reviews

    Another important part of the selection process is to check out actual user reviews given by users about the two-wheeler you may be thinking of purchasing. Reviews can give you a lot more information about the vehicle, its attributes, running, real-time mileage and many other aspects which the showroom salesman may not be able to tell you about. If you are investing a sizeable sum of money on a vehicle, it is only wise to get to know about it from others who are currently using it and would give you first hand feedback.

    Service Center

    As a part of your selection, do find out where the service centers of the manufacturer are located. In the unfortunate event of a mishap, it will be most inconvenient to have to haul the two-wheeler to a service or repair center located far away. Ideally, the service center, either of the manufacturer or even a manufacturer authorized one, must be located near your residence for your ease your Before you select a particular manufacturer, do find the location of their service center, so that you don’t not land up traveling long distances for repairs and services.

    Maintenance Costs

    Any vehicle, following purchase, would require regular maintenance to keep it running in optimum condition. While you are making enquiries about the vehicle, be sure to also find out the costs of getting a regular servicing and check-up for the vehicle at an authorized service center, once the free servicing is no longer available.

    Availability of Spare Parts

    Yet another factor to consider regarding the servicing and repair of the vehicle is the availability of spare parts. It often happens that the spare parts of a particular brand or manufacturer are not easily available which can delay the repair of the vehicle. Many newly launched models may not have their spare parts available easily so in case you are going with such a model, do ensure the availability of the spare parts.

    Re-sale Value

    When buying a two-wheeler, the brand of the vehicle plays an important role at the time of its re-sale. The re-sale value of a vehicle depends mainly on its brand, condition and year of purchase.

    In your search for a two-wheeler, while the market is brimming with geared and gearless options, you may also want to consider electric two-wheelers. There are a number of trusted manufacturers who have launched or are going to launch e-bikes in the future. The biggest advantages of an electronically powered vehicle are that not only are they environmentally friendly but also help you save immensely on fuel costs.

    At last do not forget to insure your new two wheeler with two wheeler insurance.

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 12, 2018
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