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  • Buying A Two-Wheeler, Here Are A Few Things To Consider

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    Tips for Buying Two Wheeler:

    When it comes to ease of commuting, a two-wheeler trumps the convenience of a car any given day. Being easy to maneuver and requiring far less parking space, two-wheelers are not only incredibly easy to use but also help cut down on travel time across the city. Be it travelling to work, popping over to the nearby store for the weekly groceries, a quick trip to a friend’s house in the congested part of the city, a two-wheeler helps save considerable time.

    Tips for Buying Two Wheeler
    Things to Check Before Buying a New Two Wheeler

    If you are planning on buying a two-wheeler, you can choose between the geared and the ungeared ones. While the geared ones may require a little more learning, the ungeared ones are relatively easier to learn. However, before you purchase a two-wheeler, a little research can help you make the right decision and also help you save money. So, here are some important tips to keep in mind, when you are out scouting for a two-wheeler.

    Brand

    A two-wheeler is an investment which will serve you for a good number of years in the future. Choosing an established brand of two-wheeler is important as it will provide you with assurance of getting a quality product. In India, there are several two-wheeler manufacturers like Hero Motocorp, Honda Motorcycles & Scooters India, TVS, Mahindra, Kinetic, Suzuki, etc. which are highly trusted by the Indian consumer. Also, choosing the brand is crucial when it comes to the resale value of the vehicle.

    Budget

    With prices going up each day, you must keep aside a budget of about Rs 60,000, within which you can easily purchase a two-wheeler from a renowned brand like Honda, TVS, Mahindra, etc. If you can stretch your budget a little more, you can expand your options in terms of features and color options which you can get in a two wheeler.

    Mileage

    One of the most important factors to check for before buying any vehicle is the mileage which it provides. With the rising prices of fuel, mileage, which is the distance which a vehicle can cover with one litre of fuel, has become even more important. On an average, a good two-wheeler will provide you with 35 kmpl to 40 kmpl. However, do not confuse in-city mileage with highway mileage.

    Weight

    While you are looking, do test ride the bikes to decide whether or not you can handle them. Weight of the vehicle is an important factor which allows for comfortable handling. If the weight is too heavy for you to handle, you can try out other lighter options available in the market.

    Height

    In order to handle the vehicle, its height must be just right so your feet can be placed on the ground for balancing. If the vehicle is too high, handling will become difficult.

    Auto Start

    Most geared and gear-less two-wheelers now come with an auto-start or push-start option, in addition to the conventional kick-start option. With the Auto Start, only a button needs to be pressed to get the engine running, and this is a convenient feature to have.

    User Reviews / On-road Reviews

    Another important part of the selection process is to check out actual user reviews given by users about the two-wheeler you may be thinking of purchasing. Reviews can give you a lot more information about the vehicle, its attributes, running, real-time mileage and many other aspects which the showroom salesman may not be able to tell you about. If you are investing a sizeable sum of money on a vehicle, it is only wise to get to know about it from others who are currently using it and would give you first hand feedback.

    Service Center

    As a part of your selection, do find out where the service centers of the manufacturer are located. In the unfortunate event of a mishap, it will be most inconvenient to have to haul the two-wheeler to a service or repair center located far away. Ideally, the service center, either of the manufacturer or even a manufacturer authorized one, must be located near your residence for your ease your Before you select a particular manufacturer, do find the location of their service center, so that you don’t not land up traveling long distances for repairs and services.

    Maintenance Costs

    Any vehicle, following purchase, would require regular maintenance to keep it running in optimum condition. While you are making enquiries about the vehicle, be sure to also find out the costs of getting a regular servicing and check-up for the vehicle at an authorized service center, once the free servicing is no longer available.

    Availability of Spare Parts

    Yet another factor to consider regarding the servicing and repair of the vehicle is the availability of spare parts. It often happens that the spare parts of a particular brand or manufacturer are not easily available which can delay the repair of the vehicle. Many newly launched models may not have their spare parts available easily so in case you are going with such a model, do ensure the availability of the spare parts.

    Re-sale Value

    When buying a two-wheeler, the brand of the vehicle plays an important role at the time of its re-sale. The re-sale value of a vehicle depends mainly on its brand, condition and year of purchase.

    In your search for a two-wheeler, while the market is brimming with geared and gearless options, you may also want to consider electric two-wheelers. There are a number of trusted manufacturers who have launched or are going to launch e-bikes in the future. The biggest advantages of an electronically powered vehicle are that not only are they environmentally friendly but also help you save immensely on fuel costs.

    At last do not forget to insure your new two wheeler with two wheeler insurance.

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • HDFC Ergo Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance policy with HDFC ERGO from last 3 months, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 2100 has to be paid for this insurance policy.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jul 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good insurance policy"
      0.5 5.0/5 "Blown Away!"
      I did the insurance and keeping the paper. I'm not aware of the plans and benefits the policy. I have purchased this insurance nearly 1 year before. I made the premium amount of Rs. 1600 and i used to make the payment through cash. I never experienced of the claiming process in ICICI hence i did not speak with the customer care service also.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 19, 2018
    • Bharti Axa Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with Bharti Axa from last 11 years, i am happy with the coverage an plan benefits of this insurance policy. A premium of Rs 1100 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 18, 2018
    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance with Bharti Axa from last 7-8 months, i am happy with the coverage and plan benefits of this insurance policy. I have not claimed anything so far from this insurance policy. I have to pay a premium of Rs 1400 for this insurance policy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 18, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Bike Insurance policy with the Oriental Insurance Company. I am paying a premium of 2000, the policy covers the entire bike. I do not have any claim experience with the policy either. So far it has been a good experience with their services.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 17, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with National Insurance from last 15 years, it is a family health policy with the coverage value of Rs 3 lakhs. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount as the company pays it.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 7 years, i am happy with the coverage value of this insurance policy. A premium of Rs 800 has to be paid every year for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 17, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a bike insurance policy with the Bajaj Allianz. I am paying a premium 1200 per year. The policy covers the entire bike. I never had any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in future.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jul 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 6 years, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1200 for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler insurance is with Bajaj Allianz from last 9 months, i am happy with the coverage value of this insurance policy. A premium of Rs 3000 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jul 13, 2018
    • Reliance General Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured the Reliance General insurance. I have paid a premium of 4000 for three years, I do not have any claim experience and the policy covers the entire bike. So far it has been a hassle free experience with the policy and I'll have to wait and evaluate their services in future.
      Was this review helpful? 3
      , kochi
      Reviewed on Jul 13, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I was using the Bajaj Allianz bike insurance policy initially. The policy was very good, It was approaching maturity and I changed to a different provider. I do have a claim experience with the policy. The claim process was seamless and hassle free. It is a recommendable bike insurance provider.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 12, 2018
    • Reliance General Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Reliance general Insurance. I am paying a premium of 1500 year, the policy covers only metal parts. I do not have any claim experience with the policy and so far it has been a smooth experience. I'll have to wait and see about their approach in case if I will have any claims in future.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1.5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount but i am satisfied with the plan benefits of this policy.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 11, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 8-9 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1200 for this insurance policy.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 10, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the ICICI Lombard General Insurance. I pay a premium of 1600 annually. The the policy covers entire bike. I do not have any claim experience with this policy either. So far it has been a smooth experience with their services.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 10, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the New India Insurance company. I pay a premium of 1200 per year, I do not have any claim experience so far and The policy covers the entire bike. I make payments online. Overall it has been a good experience so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 10, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Policy"
      0.5 1.0/5 "Really Bad"
      I have taken two wheeler insurance from Icici Lombard general insurance . Am satisfied with the premium amount what am paying . I made the payment through on-line for one year. Its an average policy wont be recommending . Their customer service and response is not up to the mark.
      Was this review helpful? 1
      , greater noida
      Reviewed on Jul 10, 2018
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has to be renewed every year. I have no claim experience so far from this insurance policy and i am happy with the coverage value.
      Was this review helpful? 2
      , guwahati
      Reviewed on Jul 09, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "The Service needs Improvements"
      0.5 2.5/5 "Just OK"
      I've a bike insurance policy with the Bajaj Allianz for which I pay a premium of 1600 per year. I got accident, no service was provided. I am not at all happy with their services. Overall they need to be more customer oriented and provide proper assistance to their customers.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 06, 2018
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