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Buying A Two-Wheeler, Here Are A Few Things To Consider

There are a wide range of two wheelers in India today which can make the process of deciding which one to buy more complicated. Comparing different brands, features, prices, and reading online reviews helps in making the right decision.
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Two Wheeler Insurance
  • Get liability-only and comprehensive cover
  • Cashless garages available
  • Hassle-free online buy/renewal offered by insurers

Tips for Buying Two Wheeler:

When it comes to ease of commuting, a two-wheeler trumps the convenience of a car any given day. Being easy to maneuver and requiring far less parking space, two-wheelers are not only incredibly easy to use but also help cut down on travel time across the city. Be it travelling to work, popping over to the nearby store for the weekly groceries, a quick trip to a friend’s house in the congested part of the city, a two-wheeler helps save considerable time.

Tips for Buying Two Wheeler
Things to Check Before Buying a New Two Wheeler

If you are planning on buying a two-wheeler, you can choose between the geared and the ungeared ones. While the geared ones may require a little more learning, the ungeared ones are relatively easier to learn. However, before you purchase a two-wheeler, a little research can help you make the right decision and also help you save money. So, here are some important tips to keep in mind, when you are out scouting for a two-wheeler.

Brand

A two-wheeler is an investment which will serve you for a good number of years in the future. Choosing an established brand of two-wheeler is important as it will provide you with assurance of getting a quality product. In India, there are several two-wheeler manufacturers like Hero Motocorp, Honda Motorcycles & Scooters India, TVS, Mahindra, Kinetic, Suzuki, etc. which are highly trusted by the Indian consumer. Also, choosing the brand is crucial when it comes to the resale value of the vehicle.

Budget

With prices going up each day, you must keep aside a budget of about Rs 60,000, within which you can easily purchase a two-wheeler from a renowned brand like Honda, TVS, Mahindra, etc. If you can stretch your budget a little more, you can expand your options in terms of features and color options which you can get in a two wheeler.

Mileage

One of the most important factors to check for before buying any vehicle is the mileage which it provides. With the rising prices of fuel, mileage, which is the distance which a vehicle can cover with one litre of fuel, has become even more important. On an average, a good two-wheeler will provide you with 35 kmpl to 40 kmpl. However, do not confuse in-city mileage with highway mileage.

Weight

While you are looking, do test ride the bikes to decide whether or not you can handle them. Weight of the vehicle is an important factor which allows for comfortable handling. If the weight is too heavy for you to handle, you can try out other lighter options available in the market.

Height

In order to handle the vehicle, its height must be just right so your feet can be placed on the ground for balancing. If the vehicle is too high, handling will become difficult.

Auto Start

Most geared and gear-less two-wheelers now come with an auto-start or push-start option, in addition to the conventional kick-start option. With the Auto Start, only a button needs to be pressed to get the engine running, and this is a convenient feature to have.

User Reviews / On-road Reviews

Another important part of the selection process is to check out actual user reviews given by users about the two-wheeler you may be thinking of purchasing. Reviews can give you a lot more information about the vehicle, its attributes, running, real-time mileage and many other aspects which the showroom salesman may not be able to tell you about. If you are investing a sizeable sum of money on a vehicle, it is only wise to get to know about it from others who are currently using it and would give you first hand feedback.

Service Center

As a part of your selection, do find out where the service centers of the manufacturer are located. In the unfortunate event of a mishap, it will be most inconvenient to have to haul the two-wheeler to a service or repair center located far away. Ideally, the service center, either of the manufacturer or even a manufacturer authorized one, must be located near your residence for your ease your Before you select a particular manufacturer, do find the location of their service center, so that you don’t not land up traveling long distances for repairs and services.

Maintenance Costs

Any vehicle, following purchase, would require regular maintenance to keep it running in optimum condition. While you are making enquiries about the vehicle, be sure to also find out the costs of getting a regular servicing and check-up for the vehicle at an authorized service center, once the free servicing is no longer available.

Availability of Spare Parts

Yet another factor to consider regarding the servicing and repair of the vehicle is the availability of spare parts. It often happens that the spare parts of a particular brand or manufacturer are not easily available which can delay the repair of the vehicle. Many newly launched models may not have their spare parts available easily so in case you are going with such a model, do ensure the availability of the spare parts.

Re-sale Value

When buying a two-wheeler, the brand of the vehicle plays an important role at the time of its re-sale. The re-sale value of a vehicle depends mainly on its brand, condition and year of purchase.

In your search for a two-wheeler, while the market is brimming with geared and gearless options, you may also want to consider electric two-wheelers. There are a number of trusted manufacturers who have launched or are going to launch e-bikes in the future. The biggest advantages of an electronically powered vehicle are that not only are they environmentally friendly but also help you save immensely on fuel costs.

At last do not forget to insure your new two wheeler with two wheeler insurance.

Two-Wheeler Insurance Reviews

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  • Bajaj Allianz Two Wheeler Insurance
    "Need to reduce the premium"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with Bajaj Allianz because mine is Bajaj bike so it will be easier for claim and also lot of showrooms included. I got the insurance paper. The claim process was average, the amount was not fully refunded. Also the process was lengthy. I have paid the premium of Rs.2000 for one year. It is a first party insurance. I felt the premium is quite high.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my two wheeler insurance from Bajaj Allianz last year. It was suggested by my friend because he is working. I have paid approx 1000 rupees to purchase the policy. I never had a customer service experience and no claim. The benefits are good and its a third party insurance.
    Was this review helpful? 0
    , pune
    Reviewed on Jan 18, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Not recommendable policy"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from ICICI Lombard. I have applied the claim from with ICICI Lombard but they have not given proper response. They have not processed the claim also. Since because of the lowest premium, i have opted this policy. The service is not upto the mark.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bharti Axa Two Wheeler Insurance
    "Excellent Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy a long back and the premium has been paying annually. The premium amount has not been too high and the payment method has also been convenient. I had not made any claims so far and it has been a good policy for others as well.
    Was this review helpful? 1
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Two Wheeler Insurance
    "Good Insurance company"
    0.5 4.0/5 "Great!"
    They are good in all service, without approach them they are providing good service. New India premium is economical, I paid the premium around Rs 7000 for three years. They gave me the third party cover, cash less service. They got tie up with many experience the agents are good.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Premium should be economical for the renewal"
    0.5 4.0/5 "Great!"
    Whenever there is a issue, I can reimburse with Bajaj Allianz its good than other company. One time I claimed, they gave me cash less service the premium is lesser than others then I changed it. The renewal option is good but they show more premium when I go for renewal.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy almost four years back and i am paying the premium annually. The premium amount has not been high and the payment method has been simple. There has not been any claims made so far and the services which they had offered so far was good.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good for two wheeler"
    0.5 4.0/5 "Great!"
    My policy belongs to HDFC Ergo, its a premium policy for one year the insured value is fine for me Rs. 97,000, I have the KTM Duke bike its good, I took first party insurance with HDFC Ergo, I really not interacted with them for any policy queries.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bharti Axa Two Wheeler Insurance
    "IDV percentage should be increased"
    0.5 4.0/5 "Great!"
    The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 14, 2019
  • National Insurance Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 13, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 12, 2019
  • United India Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
    Was this review helpful? 4
    , kolkata
    Reviewed on Jan 11, 2019
  • Reliance General Two Wheeler Insurance
    "Should get tie up with more service centers"
    0.5 3.5/5 "Pretty good"
    Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
    Was this review helpful? 2
    , chennai
    Reviewed on Jan 10, 2019
  • Reliance General Two Wheeler Insurance
    "Easy Renewal"
    0.5 3.5/5 "Pretty good"
    Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Iffco Tokio Two Wheeler Insurance
    "Quick Service "
    0.5 4.0/5 "Great!"
    I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
    Was this review helpful? 2
    , mumbai
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
    Was this review helpful? 0
    , ambala
    Reviewed on Jan 10, 2019
  • National Insurance Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
    Was this review helpful? 3
    , ambala
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Average Two Wheeler insurance"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
    Was this review helpful? 3
    , mangalore
    Reviewed on Jan 09, 2019
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