Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Documents Required for Two Wheeler Insurance Renewal

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    Having bought your dream bike or scooter, you would want to ensure its safety and keep it in pristine condition. However, amid all the weaving through traffic and squeezing through the tightest of corners, there is a high chance of a dent there or a bit of paint coming off here. With trips to the garage or bodyshop becoming ever more expensive, what is a motorist to do?

    That’s where two wheeler insurance comes to the rescue. Not only does an insurance policy protect you from injury in the event of an accident, a comprehensive policy also reimburses you for any repairs your two wheeler might need.

    With two wheeler insurance made mandatory by the Indian government, all vehicles are to be registered and require a basic insurance policy to be able to ply on roads.

    So you’ve bought your insurance policy and being a two wheeler one, it is up for renewal.

    Renewing your insurance on time is extremely important as your coverage lapses the minute the policy expires. In the unfortunate event that you are involved in an accident or any untoward situation while riding, this could lead to unpleasant repercussions, especially if there is damage to a third party or third party property.

    Thus renewing two wheeler insurance on time is essential as it keeps you and your vehicle protected at all times.

    As the date of the insurance renewal approaches, there’s no need to run from pillar to post to fill up forms and get all your documents in order. Insurers have made provision for online policy renewal, making it easier for policyholders to renew their insurance policies wherever they are.

    An insurance policy must be renewed before its expiry date. This will ensure that your two-wheeler is shielded against financial losses and legal liabilities that may arise due to a variety of incidents and misfortunes. Also, timely renewal of the policy may enable policyholders to take advantage of various kinds of discounts and bonuses that insurance companies offer.

    If your insurance policy is about to expire, you may call the insurance agency and intimate them about the same. Likewise, you may also enquire if the vehicle needs to be surveyed for the renewal process. In case the vehicle inspection is necessary, you may need to fix an appointment with the representative of the insurance company. In case you wish to change your insurance provider, you may still claim your no claim bonus within 90 days after the lapse of the policy.

    When renewing your two wheeler insurance policy, simply visit the website of your insurer and follow the steps outlined to renew your insurance in a simple and hassle-free manner.

    Two Wheeler Insurance Renewal Documents:

    The documents required to renew your two wheeler insurance policy are a statutory list issued by the Insurance Regulatory and Development Authority of India (IRDAI), thus making them common to both private as well as public sector insurance companies.

    The detailed list of documents to be submitted along with the insurance policy renewal form is given below:

    • Policyholder’s details such as name, date of birth, address, gender, occupation.
    • Policyholder’s driving licence information.
    • Vehicle registration number and registration certificate (RC) number.
    • Old two wheeler insurance policy number.
    • Credit/debit card/net banking details (for online payments).

    The above information can be found on the old policy document.

    There are times when individuals wish to change their insurance provider . As per directives from the IRDAI, individuals can switch insurance providers during or on completion of the existing policy term. If you wish to change your insurance provider and renew your insurance policy, you are required to submit the following documents at the time of renewal:

    • Proof of identity documents (passport/driving licence/Aadhaar card/PAN card/government issued photo ID).
    • Proof of address documents (passport/driving licence/bank or post office passbook/government issued address proof).
    • Recent passport sized photograph.
    • Policyholder’s contact details such as name, address, date of birth, gender, occupation.
    • Policyholder’s driving licence information.
    • Old insurance policy number.
    • Two wheeler’s registration number and registration certificate (RC) number.
    • Credit/debit card/ net banking details (for online payments).

    The above documents are to be submitted along with the insurance renewal form and upon verification, the two wheeler insurance policy will be renewed.  

    Renew Bike Insurance Policy Online

    A two-wheeler insurance is no more a choice and is legally enforceable. More so, it is highly pertinent if you regard the true worth of your vehicle and your own life. With digitalisation touching every feature of life, the insurance agencies too have streamlined their processes and made policy renewal and purchase considerably simpler. You may also find various available insurance policies on online insurance portals and select the best out of the available options. In any case, you should not simply choose a policy because it is cheaper. You should carefully assess the essential factors such as the coverage offered, things not covered in the policy and so on.

    Points To Be Kept In Mind For Two-Wheeler Insurance Renewal

    • Renew early on and keep in mind the expiry date of the policy to avoid riding uninsured.
    • Discover different policies in India before the renewal. You may be able to find a better policy that offers a greater degree of coverage at reasonable cost.
    • Do not forget to make use of No Claim Bonus (NCB) to avail discount on the premium.

    How A Long-Term Two-Wheeler Insurance Policy Can Be Beneficial

    The vast majority of vehicle owners in India disregard the importance of vehicle insurance and postpone renewal as they find it difficult to remember the date of policy renewal. Thus, they keep running into the danger of riding uninsured. This is why the Insurance Regulatory and Development Authority of India (IRDAI) has allowed insurance agencies to provide multi-year insurance policies. The IRDAI with this move wants to encourage two-wheeler owners to always remain protected while riding on the roads. You can now buy a long-term two-wheeler insurance policy for a period up to three years.

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 12, 2018
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