• Documents Required for Two Wheeler Insurance Renewal

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    Having bought your dream bike or scooter, you would want to ensure its safety and keep it in pristine condition. However, amid all the weaving through traffic and squeezing through the tightest of corners, there is a high chance of a dent there or a bit of paint coming off here. With trips to the garage or bodyshop becoming ever more expensive, what is a motorist to do?

    That’s where two wheeler insurance comes to the rescue. Not only does an insurance policy protect you from injury in the event of an accident, a comprehensive policy also reimburses you for any repairs your two wheeler might need.

    With two wheeler insurance made mandatory by the Indian government, all vehicles are to be registered and require a basic insurance policy to be able to ply on roads.

    So you’ve bought your insurance policy and being a two wheeler one, it is up for renewal.

    Renewing your insurance on time is extremely important as your coverage lapses the minute the policy expires. In the unfortunate event that you are involved in an accident or any untoward situation while riding, this could lead to unpleasant repercussions, especially if there is damage to a third party or third party property.

    Thus renewing two wheeler insurance on time is essential as it keeps you and your vehicle protected at all times.

    As the date of the insurance renewal approaches, there’s no need to run from pillar to post to fill up forms and get all your documents in order. Insurers have made provision for online policy renewal, making it easier for policyholders to renew their insurance policies wherever they are.

    An insurance policy must be renewed before its expiry date. This will ensure that your two-wheeler is shielded against financial losses and legal liabilities that may arise due to a variety of incidents and misfortunes. Also, timely renewal of the policy may enable policyholders to take advantage of various kinds of discounts and bonuses that insurance companies offer.

    If your insurance policy is about to expire, you may call the insurance agency and intimate them about the same. Likewise, you may also enquire if the vehicle needs to be surveyed for the renewal process. In case the vehicle inspection is necessary, you may need to fix an appointment with the representative of the insurance company. In case you wish to change your insurance provider, you may still claim your no claim bonus within 90 days after the lapse of the policy.

    When renewing your two wheeler insurance policy, simply visit the website of your insurer and follow the steps outlined to renew your insurance in a simple and hassle-free manner.

    Two Wheeler Insurance Renewal Documents:

    The documents required to renew your two wheeler insurance policy are a statutory list issued by the Insurance Regulatory and Development Authority of India (IRDAI), thus making them common to both private as well as public sector insurance companies.

    The detailed list of documents to be submitted along with the insurance policy renewal form is given below:

    • Policyholder’s details such as name, date of birth, address, gender, occupation.
    • Policyholder’s driving licence information.
    • Vehicle registration number and registration certificate (RC) number.
    • Old two wheeler insurance policy number.
    • Credit/debit card/net banking details (for online payments).

    The above information can be found on the old policy document.

    There are times when individuals wish to change their insurance provider . As per directives from the IRDAI, individuals can switch insurance providers during or on completion of the existing policy term. If you wish to change your insurance provider and renew your insurance policy, you are required to submit the following documents at the time of renewal:

    • Proof of identity documents (passport/driving licence/Aadhaar card/PAN card/government issued photo ID).
    • Proof of address documents (passport/driving licence/bank or post office passbook/government issued address proof).
    • Recent passport sized photograph.
    • Policyholder’s contact details such as name, address, date of birth, gender, occupation.
    • Policyholder’s driving licence information.
    • Old insurance policy number.
    • Two wheeler’s registration number and registration certificate (RC) number.
    • Credit/debit card/ net banking details (for online payments).

    The above documents are to be submitted along with the insurance renewal form and upon verification, the two wheeler insurance policy will be renewed.  

    Renew Bike Insurance Policy Online

    A two-wheeler insurance is no more a choice and is legally enforceable. More so, it is highly pertinent if you regard the true worth of your vehicle and your own life. With digitalisation touching every feature of life, the insurance agencies too have streamlined their processes and made policy renewal and purchase considerably simpler. You may also find various available insurance policies on online insurance portals and select the best out of the available options. In any case, you should not simply choose a policy because it is cheaper. You should carefully assess the essential factors such as the coverage offered, things not covered in the policy and so on.

    Points To Be Kept In Mind For Two-Wheeler Insurance Renewal

    • Renew early on and keep in mind the expiry date of the policy to avoid riding uninsured.
    • Discover different policies in India before the renewal. You may be able to find a better policy that offers a greater degree of coverage at reasonable cost.
    • Do not forget to make use of No Claim Bonus (NCB) to avail discount on the premium.

    How A Long-Term Two-Wheeler Insurance Policy Can Be Beneficial

    The vast majority of vehicle owners in India disregard the importance of vehicle insurance and postpone renewal as they find it difficult to remember the date of policy renewal. Thus, they keep running into the danger of riding uninsured. This is why the Insurance Regulatory and Development Authority of India (IRDAI) has allowed insurance agencies to provide multi-year insurance policies. The IRDAI with this move wants to encourage two-wheeler owners to always remain protected while riding on the roads. You can now buy a long-term two-wheeler insurance policy for a period up to three years.

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "best card"
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler insurance policy in ICICI LOMBARD GENERAL INSURANCE. Since now i did not faced any issue like online transactions while am renewing the insurance. I feel very comfortable. I can recommend this ICICI LOMBARD GENERAL INSURANCE two wheeler insurance policy to my friends.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • HDFC Ergo Two Wheeler Insurance
      "good experience"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance in the prestigious insurer IE: HDFC ERGO GENERAL INSURANCE. I can say it is a one of the best insurance which i had . Mostly all plan benefits will cover under this policy. I can use their website to check the quotes and to renewal the two wheeler insurance policy on time. I recommend their services for my friends.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with Oriental Insurance from last 7 years, i do not have any claim experience so far with this insurance policy. The coverage value of this insurance policy is 60-70% and i am satisfied with it. I pay a premium of Rs 1200 every year for this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • New India Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company NEW INDIA ASSURANCE along with my vehicle. My annual premium is very reasonable by comparing with other insurance products and it is a Five year old policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I insured my two wheeler from the ICICI LOMBARD GENERAL INSURANCE company . I have recently renewed this policy for the second time. I have paid Rs,1200 to renew this two wheeler insurance policy from the ICICI Lombard. They give intimations to renew the policy on time which is very helpful from the ICICI LOMBARD GENERAL INSURANCE company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with United India Insurance from last 2 years, i do not have claim experience so far with this insurance. I am happy with the coverage value of this insurance policy. A premium of Rs 800-900 has to be paid for this insurance policy.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium is very reasonable by comparing with other insurance products which is 1900/-. . I can prefer online to renew my two wheeler insurance policy with in the due date. I had bought this two wheeler insurance policy along with my vehicle.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have my two wheeler insured with New India Assurance 1 year back, i am happy with the coverage value of this insurance policy. I did not claim anything so far from this insurance policy. A premium of Rs 1200 has to be paid for this two wheeler insurance.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • Liberty Videocon Two Wheeler Insurance
      "better experience"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company LIBERTY VIDEOCON GENERAL INSURANCE. My annual premium amount is quite high by comparing with other premiums. I did not received my policy document by mail and hard copy too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the public sector insurance company HDFC ERGO GENERAL INSURANCE. My annual premium amount is Rs. 4000/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • National Insurance Two Wheeler Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company NATIONAL INSURANCE. My annual premium amount is Rs. 1600/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • ICICI Lombard Two Wheeler Insurance
      "good policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium amount is very reasonable by comparing with other premiums. I had received my policy document to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average service"
      0.5 2.0/5 "Expected more"
      I have got the two wheeler insurance policy from the IFFCO TOKIO around 2 years ago. I have paid Rs, 1800 to get this policy from the Iffco tokio and this policy has the tenure of 2years. The customer support service and the response is good here, and they won't give the intimations to renew the policy on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with IFFCO TOKYO from last 4-5 years, i do not have claim experience so far with this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance and i am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently taken a two wheeler insurance with Bharti Axa general insurance 6 months back. The coverage value of this insurance policy is 50% which is satisfactory. I have not claimed anything so far from this insurance and i pay a premium of Rs 1100 for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • National Insurance Two Wheeler Insurance
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have my two wheeler insured with National insurance from last 1 year, I am not satisfied with the coverage value of this insurance. I had a claim experience but they covered only 70-80%. A premium of Rs 1300 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 17, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with IFFCO TOKYO from more than 5 years, the coverage value of this insurance policy is satisfactory. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1000 every year for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Bharti Axa Two Wheeler Insurance
      "better experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a two wheeler insurance policy for my vehicle from the top most insurance company BHARTI AXA GENERAL INSURANCE. I didn't received my policy document. The customer support is not up to mark. My annual premium is very reasonable by comparing with other premiums.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Reliance General Two Wheeler Insurance
      "good policy"
      0.5 3.0/5 "Satisfactory"
      I had taken a Two insurance policy from the RELIANCE GENERAL INSURANCE. My annual premium is Rs, 1000/- which is very reasonable by comparing other premiums. I had received policy hard copy document by registered post. I dint have any claim experience so i am unable to comment on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Average policy to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC ergo has given me the two wheeler insurance policy, and I renew the policy for the past 4 years. The customer support service is not giving the intimations to renew the policy on time. I don't have any claim experience with this HDFC ergo two wheeler insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
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