Digit Taxi Insurance
A commercial taxi insurance is an insurance policy for a commercial vehicles like taxis/cabs. This policy covers you and your vehicle in case of an accident.
As a cab driver, your car is not just a medium of transport, but your business as well. So, you must get a limited liability policy and a comprehensive cover to protect you and the car.
Features of Digit Taxi Insurance
Key Features | Digit Benefit |
Claim Process | Paperless Claims |
Customer Support | 24x7 Support |
Additional Coverage | PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party | Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Why you Need a Taxi/Cab Insurance?
- If you or your organsation has a commercial taxi, the law has made it mandatory that you should have a Third Party liability only policy.
- This covers your business, and keeps your profit margin in check.
- Businesses are prone to risks and if you are an asset-heavy business with taxis, the risk is more.
- A cab which comes with a valid insurance makes sure that your customers and passengers know that you are responsible.
- A taxi or cab that is insured ensures you or your business does not face any unplanned losses.
Benefits of Digit Commercial Taxi Insurance
- Customize your Vehicle IDV
- 24*7 Support
- Super-Fast claims
Coverage of Digit Commercial Taxi Insurance
- Accidents
- Theft
- Fire
- Natural Disasters
- Personal Accident
- Third Party Losses
- Towing Disabled Vehicles
What is Not Covered
Own Damages for Third-Party Policy holder If there is a third-party or liability only bike policy, the damages to own vehicle will not be covered. Drunk Riding or without a LicenceYour bike insurance claim will not be accepted if you were intoxicated while driving. Consequential Damages and Contributory Negligence All damages that are not a direct result of the accident. For example, after an accident, if the vehicle was used incorrectly and the engine is damaged. A contributory negligence includes damage like driving a vehicle in a flood.
Types of Commercial Taxi Insurance Plans
Liability Only | Standard Package | |
Damages caused by your passenger carrying vehicle to any third-party person or property | Yes | Yes |
Damages caused to any third-party person or property by the vehicle being towed by your insured passenger carrying vehicle. | Yes | Yes |
Loss or damages to your own passenger carrying vehicle due to natural calamities, fire, theft or accidents. | No | Yes |
Injury/death of owner-driver | Yes | Yes |
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