Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Two Wheeler Insurance in Patna

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The largest city of Bihar is Patna. It is also the capital of Bihar. The population of Patna is more than 2 million. It is a well-connected city that has very good public transport system. There are several people who commute by car on a daily basis. The two-wheeler population in Patna has also grown in the recent years. Due to the increase in the number of two-wheelers, the traffic congestion has also gone up resulting in a number of accidents.

As per the Motor Vehicles Act of 1988, people who have a two-wheeler should also have their own two-wheeler insurance plan . In case riders do not have two-wheeler insurance plan, they will be fined. Although the basic policies for the two-wheelers are the bare necessities, most people are advised to get a comprehensive cover that offers more protection and cover to the owner and the vehicle. Under specific circumstances, when issues come up due to the problems caused to the other riders in the event of accidents, third party two-wheeler insurance takes care of the damages. Legal liability is offered in case of injury or property damage due to any accident.

Due to the increasing number of bikes and scooters in Patna, a number of organizations offering two-wheeler insurance plan has come up. The documents needed to complete the process are minimal and the process is hassle-free. Most of the two-wheeler insurance plans can be availed online. So, the applicant of the two-wheeler insurance does not have to visit the insurance company to avail the plan. People can avail two- wheeler insurance on websites like Bankbazaar easily. An individual must choose a two-wheeler insurance policy depending upon the features of the plan and the requirements under it. Claim settlement ratio, cashless facility, NCB, etc. are the important factors of a two-wheeler insurance plan.

Some of the popular two-wheeler insurance plans are:

Bike Insurance in Patna Reviews

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  • HDFC Ergo Two Wheeler Insurance
    "Good for choice"
    0.5 5.0/5 "Blown Away!"
    I do have two wheeler insurance policy with the HDFC ergo general insurance company and I choose it depends on the premium amount. I have not faced any claims with the HDFC ergo general insurance company and the third party coverage is also applicable.
    Was this review helpful? 1
    , patna
    Reviewed on May 10, 2017
  • ICICI Lombard Two Wheeler Insurance
    "Good services"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with ICICI Lombard. They have good benefits. The policy coverage is of 26K. They have plan benefits. The premium is on a yearly basis. They only have offices in the city. They need to have more offices in the villages as well.
    Was this review helpful? 0
    , patna
    Reviewed on Oct 29, 2015
  • Oriental Insurance Two Wheeler Insurance
    0.5 3.0/5 "Satisfactory"
    The services are average from Oriental Insurance. I have taken my two wheeler insurance from them. The premium is paid on yearly basis. They do not send me any reminders for the payments of premiums. The benefits and coverage is average from them. I been with them for the last four years
    Was this review helpful? 2
    , patna
    Reviewed on Oct 28, 2015
  • New India Two Wheeler Insurance
    "Maximum claim on minimum premium!"
    0.5 4.5/5 "Excellent!"
    With the New India Assurance the claim depends upon the value of the vehicle which is insured with them. They are easily available in the market and the renewal can be done within minutes. This insurance policy has to renewed on yearly basis with a premium of rs 1300.
    Was this review helpful? 0
    , patna
    Reviewed on Oct 23, 2015
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