The largest city of Bihar is Patna. It is also the capital of Bihar. The population of Patna is more than 2 million. It is a well-connected city that has very good public transport system. There are several people who commute by car on a daily basis. The two-wheeler population in Patna has also grown in the recent years. Due to the increase in the number of two-wheelers, the traffic congestion has also gone up resulting in a number of accidents.
As per the Motor Vehicles Act of 1988, people who have a two-wheeler should also have their own two-wheeler insurance plan. In case riders do not have two-wheeler insurance plan, they will be fined. Although the basic policies for the two-wheelers are the bare necessities, most people are advised to get a comprehensive cover that offers more protection and cover to the owner and the vehicle. Under specific circumstances, when issues come up due to the problems caused to the other riders in the event of accidents, third party two-wheeler insurance takes care of the damages. Legal liability is offered in case of injury or property damage due to any accident.
Due to the increasing number of bikes and scooters in Patna, a number of organizations offering two-wheeler insurance plan has come up. The documents needed to complete the process are minimal and the process is hassle-free. Most of the two-wheeler insurance plans can be availed online. So, the applicant of the two-wheeler insurance does not have to visit the insurance company to avail the plan. People can avail two-wheeler insurance on websites like Bankbazaar easily. An individual must choose a two-wheeler insurance policy depending upon the features of the plan and the requirements under it. Claim settlement ratio, cashless facility, NCB, etc. are the important factors of a two-wheeler insurance plan.
Some of the popular two-wheeler insurance plans are:
- ICICI Lombard Two-Wheeler Insurance
- TATA AIG Two-Wheeler Insurance
- Reliance Two-Wheeler Insurance