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Two Wheeler Insurance in Ludhiana

 5.0 / 5.0   by 3 users
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Ludhiana is the largest city in Punjab and has an area of 301 square feet. According to the census that was conducted in the year 2011, the total population of Ludhiana is 1,618,879. There is substantial growth in the population there during the harvest season. This happens because many labourers from Odisha, Bihar and Uttar Pradesh migrate to that city during the harvest season. The capital of Punjab is Chandigarh and Ludhiana is approximately 98 kms far from Chandigarh.

Ludhiana has a well-connected transport system. Many people use cars for commuting on an everyday basis. The number of two wheelers on the road has also increased a lot. It is very easy to ride two wheelers and people often buy them to avoid traffic congestion. However, buying a two wheeler is never enough. If a person purchases a two wheeler, it is of utmost importance that he/she also gets a two wheeler license .

According to Motor Vehicles Act, 1988, individuals who own two wheelers must have a two wheeler insurance policy . In case riders are found without two wheeler licence, they will be fined as per the prevailing traffic laws. It is highly advisable that people get comprehensive insurance policies for themselves. Under certain circumstances, when problems arise due to damage cause to other riders in an accident, the third party two wheeler insurance policies can be of great help. It takes care of all the third party damages.

Due to the growing number of bike accidents happening in Ludhiana, several companies have come up with their two wheeler insurance plans . Most of these plans can be availed online in a hassle-free manner. The applicant will not have to go to the insurer’s office to get the policy. A person must select his/her insurance policy depending on the various features and benefits offered by the plan. Cashless facility, NCB, Claim Settlement Ratio, etc. for important factors while choosing a specific two wheeler insurance policy.

Some of the popular two-wheeler insurance plans are:

Bike Insurance in Ludhiana Reviews

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  • New India Two Wheeler Insurance
    "Its Affordable"
    0.5 5.0/5 "Blown Away!"
    I believe New India assurance two wheeler policy premium is nominal for one year policy, but I don't have any claim. I have no much paper work hence I have taken the bike policy through dealer. They gave third party cover liability its good for me.
    Was this review helpful? 2
    , ludhiana
    Reviewed on Dec 13, 2018
  • Oriental Insurance Two Wheeler Insurance
    "Very good insurance company"
    0.5 4.0/5 "Great!"
    I got splendor motor bike and I am using oriental insurance for about past 7 years. I pay around Rs.868 as premium amount. They are not intimating the expiry date, I check myself and renew the policy before the due date. The claim experience is really good, and plan benefits are helpful. The policy coverage is good with this oriental insurance.
    Was this review helpful? 0
    , ludhiana
    Reviewed on Apr 23, 2017
  • Oriental Insurance Two Wheeler Insurance
    "Very Good services"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance is with Oriental insurance. The services are good. I been with them for the last four years. The premium is on a yearly basis. I have not had any claim yet.
    Was this review helpful? 2
    , ludhiana
    Reviewed on Oct 08, 2015
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