Ludhiana is the largest city in Punjab and has an area of 301 square feet. According to the census that was conducted in the year 2011, the total population of Ludhiana is 1,618,879. There is substantial growth in the population there during the harvest season. This happens because many labourers from Odisha, Bihar and Uttar Pradesh migrate to that city during the harvest season. The capital of Punjab is Chandigarh and Ludhiana is approximately 98 kms far from Chandigarh.
Ludhiana has a well-connected transport system. Many people use cars for commuting on an everyday basis. The number of two wheelers on the road has also increased a lot. It is very easy to ride two wheelers and people often buy them to avoid traffic congestion. However, buying a two wheeler is never enough. If a person purchases a two wheeler, it is of utmost importance that he/she also gets a two wheeler license.
According to Motor Vehicles Act, 1988, individuals who own two wheelers must have a two wheeler insurance policy. In case riders are found without two wheeler licence, they will be fined as per the prevailing traffic laws. It is highly advisable that people get comprehensive insurance policies for themselves. Under certain circumstances, when problems arise due to damage cause to other riders in an accident, the third party two wheeler insurance policies can be of great help. It takes care of all the third party damages.
Due to the growing number of bike accidents happening in Ludhiana, several companies have come up with their two wheeler insurance plans. Most of these plans can be availed online in a hassle-free manner. The applicant will not have to go to the insurer’s office to get the policy. A person must select his/her insurance policy depending on the various features and benefits offered by the plan. Cashless facility, NCB, Claim Settlement Ratio, etc. for important factors while choosing a specific two wheeler insurance policy.
Some of the popular two-wheeler insurance plans are:
- ICICI Lombard Two-Wheeler Insurance
- TATA AIG Two-Wheeler Insurance
- Reliance Two-Wheeler Insurance