The capital city of Uttar Pradesh is also one of the oldest cities in the country. Lucknow brings to mind delicious nawabi food, historical monuments and of course the jam packed and busy roads. This multicultural city is also one of the most populated cities in India and one of the fastest growing, with the presence of industries such as furniture, aeronautics and machine tools. This extreme growth has resulted in a lot of traffic congestion and vehicular accidents. Despite strict traffic rules and regulations, the number of accidents involving vehicles, especially two wheelers are quite high.
In such cases, it is always better to purchase a motor insurance especially owners of two wheelers. This has also been mandated by the law. Basic motor insurance may not provide comprehensive cover, hence individuals are advised to purchase this as well. Plus, customers are also asked to avail third party liability insurance. Accidents may happen at a time when it is least expected and regardless of whose fault it is, having an insurance plan is always the better choice. This is especially so if the damage has been caused by the individual to another person's vehicle. Third Party Liability insurance policy, in such a situation will more or less save the day.
Procuring a Two Wheeler Insurance is quite easy. Individuals will have to furnish certain documents such as proof of identity, proof of address, registration details of their vehicle and the emission test certificate.
Traffic rules in the city of Lucknow are quite stringent and are similar to those imposed in other parts of the country. Hefty fines are imposed on those who do not follow the regulations that have been put forth.
There are a large number of insurance providers in the city of Lucknow and some of these include ICICI Lombard, Royal Sundaram, Bajaj Allianz, HDFC Ergo and Reliance General.