One of the oldest and largest cities in the state of Haryana, Faridabad is also the most populous city in that particular state. This city is known for its industries its contribution to the agricultural sector. Being a highly populated city, the sheer number of vehicles in the city is also very high. This results in massive traffic jams and also a large number of accidents and most of those injured are riders of two wheelers. Although the public transport system in Faridabad is robust, most individuals prefer taking their own vehicles to work and since two wheelers are the preferred system of transport, this results in a lot of pile-up. However, the increase in the number of two wheelers has resulted in a large number of companies providing two wheeler insurance plans.
As per the Motor Vehicle Insurance Law, it is mandatory for individuals who own two wheelers to purchase a basic insurance plan. Therefore, it is advisable to go further and avail a comprehensive cover as these policies provide additional protection such as protection against vehicular wear and tear, protection to pillion riders, etc. However, certain coverage can only be availed through add-on covers.
Another type of two wheeler insurance that riders are advised to buy is a liability-only policy that cover against all injuries and issues that arise from third party action. This is also advisable as sometimes an accident may cause damage to another individual more than the one who caused the accident.
Due to the sheet number of two wheelers available in Meerut, a number of companies provide two wheeler insurance in the city. Some of the top providers are New India Assurance, ICICI Lombard, Reliance and Tata AIG.
Availing an insurance plan is very easy. Minimal documents, hassle-free procurement process and great customer care is what most policy providers in Faridabad promise.