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  • Two Wheeler Insurance in Bhopal

    Indian roads have been prone to accidents ever since vehicles entered the fray a few decades ago. And as traffic has increased over the years, so have the number of accidents. To keep a check on this the Indian Motor Vehicle Act was introduced in 1988. Among other things, this act states that all vehicles need to own a two wheeler insurance policy so as to cover the costs of vehicular damage.

    Primarily, there are two types of two wheeler insurance policies available in the city: Comprehensive Insurance Policy and Third Party Insurance Cover. While comprehensive policies cover the cost of major vehicular repairs of one’s own vehicle, third party cover typically covers damage to other vehicles and comes into effect when a vehicle owner damages other vehicles.

    Bhopal, known for being one of the greenest cities in India, sees a traffic that ranges in the lakhs every day. There are several insurance companies in Bhopal which offer offer two wheeler insurance which range from ICICI Lombard, IFFCO Tokio, United Assurance, Bajaj Allianz among many others.

    All these firms have dedicated comprehensive and third party insurance and they additionally offer riders, which can be added on to their main policy by paying a premium. These riders offer coverage when a specific condition is triggered. For instance, a Depreciation Cover Rider covers the cost of a vehicle’s depreciation for a period the rider is active.

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