United Bank of India has made it easy for its customers to avail mobile banking services for their savings and current accounts. All you need to do is send an SMS in the below listed pre-defined format to 9223173933 to avail mobile banking services ranging from balance enquiry and mPIN change to funds transfer and cheque status request.
Effective 1 April 2020, United Bank of India has merged with Punjab National Bank. For now there are no changes in Account Number and IFSC Code. For more information checkout Punjab National Bank Savings Account.
Features of United Bank of India SMS Banking Services
Listed below are the various features of United Bank of India SMS Banking Services:
- Eligibility: Customers with a savings account or current account at United Bank of India can register for mobile banking services at one of the United Bank of India branches.
- Security: Change your mPIN frequently and don't reveal it to anyone as a form of security measure.
- Transaction limit: In SMS mode, the transaction limit is as follows:
|Details||Daily Limit||Weekly Limit||Monthly Limit||Daily limit for number of transactions|
|Inter-bank or intra-bank fund transfer||Rs.4,000||Rs.8,000||Rs.20,000||5|
|Value Added Services||Rs.1,000||Rs.2,000||Rs.5,000||5|
Banking services using SMS mode
Listed below are the various banking services you can carry out using the United Bank of India SMS Banking Services:
- Change mPIN: SMS CHANGEPIN to 9223173933.
- Balance enquiry: SMS BAL to 9223173933.
- Mini Statement: SMS MINI to 9223173933.
- Fund Transfer-Mobile to Mobile: SMS FTMM to 9223173933.
- Mobile to Mobile Confirmation: SMS CONFMM to 9223173933.
- Fund Transfer-Mobile to Account: SMS FTMA to 9223173933.
- Mobile to Account Confirmation: SMS CONFMA to 9223173933.
- NEFT: SMS NEFT to 9223173933.
- NEFT Confirmation: SMS CONFNEFT to 9223173933.
- IMPS: SMS IMPS to 9223173933.
- Generate MMID: SMS MMID to 9223173933.
- Cancel MMID: SMS MMIDCANCEL to 9223173933.
- Mobile Recharge: SMS MOBREC to 9223173933.
- Stop Cheque Request: SMS STCHQ to 9223173933.
- Cheque Status Request: SMS ENQCHQ to 9223173933.
- ATM Search-PIN Code based: SMS ATM to 9223173933.
- ATM Search-Location based: SMS ATMLOC to 9223173933.
- Branch Search-PIN Code based: SMS BRANPIN to 9223173933.
- Branch Search-Location based: SMS BRANLOC to 9223173933.
- Refer a Friend: SMS REFER to 9223173933.