Ujjivan Savings Account

1. Minor Savings Account 
2. Senior Citizen Savings Account
3. Digital Savings Account 

Classic Savings Account 

The Classic Savings Account ensures higher savings with hassle-free banking benefit, which improves the quality of life by providing financial assistance to support your aspirations and life goals.  

Features of Classic Savings Account: 

The following are some of the details of this savings account: 

1. High rate of interest 
2. Offers two types of debit cards 

1. RuPay Classic Debit Card  

1. RuPay Platinum Debit Card 

1. Free cash deposit per month of Rs.3.5 lakh 
2. Free and unlimited transactions at Ujjivan SFB ATMs 
3. Offers an option of 9 languages to choose from their state-of-the-art mobile banking service 
4. Provides 10 free cheque leaves per quarter 

Here are other details of Classic Savings Account: 

Garima Savings Account 

Garima savings account is specially designed to empower women and provides an easy account operation with hassle-free account opening procedures.  

Features of Garima Savings Account: 

Here are the kye features of this savings account: 

1. High transaction and withdrawal limit in India 
2. No extra charges at any Ujjivan SFB branches 
3. Free cheque book of 10 leaves per quarter 
4. RuPay Classic Debit Card for women for free 
5. Flexible balance maintenance option 

1. Per calendar month, five DDs for free for a cumulative amount of Rs.2 lakh 
2. Eight transactions or Rs.5 lakh per month as free cash deposit (whichever is earlier) 

The following are the highlights of Garima Savings Account: 

Regular Savings Account 

Ujjivan SFB enables customers to make savings through small investments for financial security through Regular Savings Account. This account offers competitive interest rates, effortless account opening, and easy access to funds.  

Features of Regular Savings Account: 

The following are the key features of Ujjivan Regular Savings Account: 

1. Allows non-maintenance of minimum balance at zero cost 
2. Offer RuPay debit cards 
3. No extra charges on any of the branch 

Here are more details about this savings account:

Privilege Savings Account 

The Ujjivan Privilege Savings Account is a specially designed privilege account that allows you open account effortlessly and provides a host of benefits.  

Features of Privilege Savings Account: 

Here are the features of Privilege Savings Account: 

1. Allows non-home branch transactions for free 
2. Ensures flexibility in maintaining minimum account balance 
3. Unlimited fund transfers can be done through mobile and net banking services at free of cost 
4. Unlimited transactions at other bank ATMs for free 
5. Offers personalized RuPay Platinum debit card with multiple benefits and at zero cost 

1. Provides 25 cheque leaves every quarter for free 
2. Offers two free lounge access across India at over 30 domestic lounges per quarter 
3. Instant discount on e-commerce and food delivery platform such as Swiggy and Amazon 
4. High shopping and ATM transaction limit of Rs.2 lakh and Rs.1 lakh, respectively 
5. Provides Rs.2 lakh per annum as accidental insurance coverage 

Here are more details about this savings account: 

Minor Savings Account 

A joint account for parents or guardian and children that can be opened for children within the age group of 1 day to 18 years. Provides flexibility in balance maintenance and offers debit cards for children over 10 years. 

Features of Minor Savings Account: 

The following are the key features of Minor Savings Account: 

1. Non-maintenance of minimum balance free of cost 
2. Joint account can be opened with guardian 
3. No criteria for maintaining average monthly balance 
4. Debit cards for children over 10 years 
5. Until the minor becomes major, account can be operated by the guardian 

Here are some other details about Minor Savings Account of Ujjivan SFB: 

Senior Citizen Savings Account 

Ujjivan SFB enables user to experience financial independence even after retirement by providing a comprehensive savings account for senior citizens. This account offers a host of benefits and services such as lifetime free RuPay debit card with shopping benefits and others.  

Features of Senior Citizen Savings Account 

The following are the key features of Senior Citizen Savings Account: 

1. Allows non-maintenance of minimum balance without imposing additional charges 
2. No extra charges at any branch of the bank 
3. Priority service and special assistance for senior citizens 
4. Offers lifetime free RuPay Classic Debit Card 
5. Provides 25 cheque leaves per quarter for free 

Here is the highlight of Senior Citizen Savings Account: 

Digital Savings Account 

Ujjivan SFB provides a convenient way to create accounts through digital channel by providing Aadhar and PAN card details. The bank enables users to create accounts and transfer funds instantly.  

Features of Digital Savings Account 

Below is the list of key features of Digital Savings Account: 

1. Offers zero balance account 
2. Allows you to open online account instantly  
3. Provide mobile banking facility for services such as: 

1. Fingerprint login 
2. UPI payment 

1. Bill payment 
2. Recharges 

1. Free SMS alert and debit card for first year 
2. Free six ATM transactions at other bank ATMs and unlimited transactions at Ujjivan SFB ATMs 
3. Provides phone banking service 24 x 7 

The following are more details about Digital Savings Account: