Suryoday Small Finance Bank

• Single or a joint account can be opened by a resident individual who is a member of Hindu undivided family. 

• A minor can open a savings account with the help of a guardian 

• The required average monthly balance is Rs.2,000 (For an average monthly balance waiver, the customer can maintain a fixed deposit of Rs.10,000). 

• The required minimum initial payment amount is Rs.2,000 

• The maximum charges for non- maintenance of minimum balance are Rs.150 per month 

• Interest payout is based on monthly frequency 

• RuPay Classic Secure Chip Debit Card is provided with per day withdrawal limit of Rs.20,000 and per day Point of Sales (POS) usage limit of Rs.30,000 

• Five free transactions per month at other bank ATMs in India and unlimited number of transactions on POS is also included in the debit card 

Aditya Savings Account 

Details to open an Aditya Savings Account are as follows: 

• Single or a joint account can be opened by a resident individual who is a member of Hindu undivided family. 

• A minor can open a savings account with the help of a guardian 

• The required average monthly balance is Rs.5,000 (For an average monthly balance waiver, the customer can maintain a fixed deposit of Rs.25,000). 

• The required minimum initial payment amount is Rs.5,000 

• The maximum charges for non- maintenance of minimum balance are Rs.250 per month 

• Interest payout is based on monthly frequency 

• RuPay Classic Secure Chip Debit Card is provided with per day withdrawal limit of Rs.40,000 and per day POS usage limit of Rs.60,000 

• Five free transactions per month at other bank ATMs in India and unlimited number of transactions on POS is also included in the debit card 

• Doorstep banking facility is provided 

Classic Savings Account 

Another variant in the savings accounts offered by the bank is Classic Savings Bank. Details to open an account are as follows: 

• Single or a joint account can be opened by a resident individual who is a member of Hindu undivided family. 

• A minor can open a savings account with the help of a guardian 

• The required average monthly balance is Rs.10,000 (For an average monthly balance waiver, the customer can maintain a fixed deposit of Rs.50,000). 

• The required minimum initial payment amount is Rs.10,000 

• The maximum charges for non- maintenance of minimum balance are Rs.450 per month 

• Interest payout is based on monthly frequency 

• RuPay Classic Secure Chip Debit Card is provided with per day withdrawal limit of Rs.40,000 and per day POS usage limit of Rs.60,000 

• Twenty free transactions per month at other bank ATMs in India and unlimited number of transactions on POS is also included in the debit card 

• Doorstep banking facility is provided 

Supreme Savings Account 

Supreme Savings Account is exclusively designed by the bank to cater to the banking needs of various customers. Details to open an account are as follows: 

• Single or a joint account can be opened by a resident individual who is a member of Hindu undivided family. 

• A minor can open a savings account with the help a guardian 

• The required average monthly balance is Rs.1 lakh (For an average monthly balance waiver, customer can maintain a fixed deposit of Rs.5 lakh). 

• The required minimum initial payment amount is Rs.1 lakh 

• If the balance maintained is Rs.50,000 to less than Rs.1 lakh, then slab for non-maintenance of minimum balance would be Rs.500 per month 

• If the balance maintained is less than Rs.50,000 then slab for non-maintenance of minimum balance would be Rs.750 per month 

• Interest payout is based on monthly frequency 

• RuPay Platinum Secure Chip Debit Card is provided with per day withdrawal limit of Rs.1 lakh and per day POS usage limit of Rs.1.5 lakh 

• Unlimited transactions per month at other bank ATMs in India and unlimited number of transactions on point of POS is also included in the debit card 

• Personal accidental death insurance or permanent total disablement cover of Rs.2 lakh is provided 

• Doorstep banking facility is provided 

• The customer can choose their own account number 

Suryoday Small Finance Bank Savings Account Interest Rate 

The interest rate offered by the bank for various savings accounts are as follows: 

The above-mentioned rate of interest is effective from 1 October 2025 and are subject to change